River City Bank Past Earnings Performance
Past criteria checks 5/6
River City Bank has been growing earnings at an average annual rate of 19.2%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 14.8% per year. River City Bank's return on equity is 14.4%, and it has net margins of 49.8%.
Key information
19.2%
Earnings growth rate
18.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 14.8% |
| Return on equity | 14.4% |
| Net Margin | 49.8% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How River City Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 121 | 60 | 28 | 0 |
| 31 Dec 22 | 100 | 48 | 27 | 0 |
| 31 Dec 21 | 93 | 44 | 25 | 0 |
| 31 Dec 20 | 73 | 32 | 24 | 0 |
| 31 Dec 19 | 63 | 25 | 23 | 0 |
| 31 Dec 18 | 59 | 24 | 21 | 0 |
| 31 Dec 17 | 61 | 16 | 21 | 0 |
| 31 Dec 16 | 50 | 14 | 21 | 0 |
| 31 Dec 15 | 45 | 12 | 20 | 0 |
| 31 Dec 14 | 44 | 11 | 20 | 0 |
| 31 Dec 13 | 43 | 11 | 18 | 0 |
Quality Earnings: RCBC has high quality earnings.
Growing Profit Margin: RCBC's current net profit margins (49.8%) are higher than last year (47.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: RCBC's earnings have grown by 19.2% per year over the past 5 years.
Accelerating Growth: RCBC's earnings growth over the past year (26.2%) exceeds its 5-year average (19.2% per year).
Earnings vs Industry: RCBC earnings growth over the past year (26.2%) exceeded the Banks industry -11.8%.
Return on Equity
High ROE: RCBC's Return on Equity (14.4%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/25 03:13 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2023/12/31 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
River City Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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