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SMBC

Southern Missouri Bancorp NasdaqGM:SMBC Stock Report

Last Price

US$53.14

Market Cap

US$490.3m

7D

4.3%

1Y

16.4%

Updated

04 Oct, 2022

Data

Company Financials +
SMBC fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends4/6

SMBC Stock Overview

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.

Southern Missouri Bancorp, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Southern Missouri Bancorp
Historical stock prices
Current Share PriceUS$53.14
52 Week HighUS$61.93
52 Week LowUS$41.79
Beta0.97
1 Month Change2.77%
3 Month Change16.31%
1 Year Change16.41%
3 Year Change47.57%
5 Year Change43.82%
Change since IPO1,999.36%

Recent News & Updates

Sep 20

Southern Missouri Bancorp and Citizens Bancshares to merge

Southern Missouri Bancorp (NASDAQ:SMBC), parent of Southern Bank, and Citizens Bancshares, parent company of Citizens Bank and Trust Company sign merger agreement whereby Southern Missouri will acquire Citizens in a stock and cash transaction. Citizens’ shareholders will have the right to elect either a fixed exchange ratio of 1.1448 shares of Southern Missouri common stock or a cash payment of $53.50 for each Citizens’ share. The deal value equates to 150% of Citizens’ tangible capital at June 30, 2022, represents a 5.9% premium to core deposits, and is a multiple of 7.1 times Citizens’ projected forward earnings. At June 30, 2022, Citizens’ consolidated assets were $1B, including net loans of $465M, while deposits totaled $879M. Southern Missouri reported total assets at June 30, 2022, of $3.2B, including net loans of $2.7B, and total deposits of $2.8B. Transaction completion is expected in Q1 2023.

Jul 29
Southern Missouri Bancorp (NASDAQ:SMBC) Is Increasing Its Dividend To $0.21

Southern Missouri Bancorp (NASDAQ:SMBC) Is Increasing Its Dividend To $0.21

Southern Missouri Bancorp, Inc. ( NASDAQ:SMBC ) will increase its dividend from last year's comparable payment on the...

Jul 25

Southern Missouri GAAP EPS of $1.41 beats by $0.10, revenue of $28.9M misses by $3.33M

Southern Missouri press release (NASDAQ:SMBC): Q4 GAAP EPS of $1.41 beats by $0.10. Revenue of $28.9M (+0.3% Y/Y) misses by $3.33M.

Shareholder Returns

SMBCUS MortgageUS Market
7D4.3%-0.2%1.0%
1Y16.4%-31.9%-20.0%

Return vs Industry: SMBC exceeded the US Mortgage industry which returned -31.9% over the past year.

Return vs Market: SMBC exceeded the US Market which returned -20% over the past year.

Price Volatility

Is SMBC's price volatile compared to industry and market?
SMBC volatility
SMBC Average Weekly Movement3.1%
Mortgage Industry Average Movement3.2%
Market Average Movement6.8%
10% most volatile stocks in US Market15.5%
10% least volatile stocks in US Market2.8%

Stable Share Price: SMBC is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: SMBC's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1887528Greg Steffenshttps://www.bankwithsouthern.com

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services.

Southern Missouri Bancorp, Inc. Fundamentals Summary

How do Southern Missouri Bancorp's earnings and revenue compare to its market cap?
SMBC fundamental statistics
Market CapUS$490.33m
Earnings (TTM)US$46.97m
Revenue (TTM)US$123.28m

10.4x

P/E Ratio

1.5x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SMBC income statement (TTM)
RevenueUS$123.28m
Cost of RevenueUS$0
Gross ProfitUS$123.28m
Other ExpensesUS$76.31m
EarningsUS$46.97m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)5.09
Gross Margin100.00%
Net Profit Margin38.10%
Debt/Equity Ratio19.0%

How did SMBC perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

15%

Payout Ratio