Southern Missouri Bancorp (SMBC) Stock Overview
Operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for SMBC from our risk checks.
SMBC Community Fair Values
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Analyst Price Targets
Southern Missouri Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$68.53 |
| 52 Week High | US$70.10 |
| 52 Week Low | US$47.60 |
| Beta | 0.91 |
| 1 Month Change | 5.53% |
| 3 Month Change | 6.58% |
| 1 Year Change | 28.96% |
| 3 Year Change | 111.64% |
| 5 Year Change | 57.40% |
| Change since IPO | 2,607.36% |
Recent News & Updates
SMBC: Future Returns Will Reflect Steady Earnings Power And Measured Capital Deployment
Analysts have lifted the fair value estimate for Southern Missouri Bancorp by around $10, reflecting a series of recent price target increases supported by updated views on the bank's long term earnings power and valuation multiples. Analyst Commentary Recent Street research on Southern Missouri Bancorp has focused on a cluster of price target increases, with analysts updating their views on earnings power and what they see as a fair valuation multiple for the shares.SMBC: Future Returns Will Reflect Stable Earnings And Balanced Risk Reward Profile
Analysts have raised their price target on Southern Missouri Bancorp to $63 from $61, reflecting increased confidence in the bank's valuation while maintaining a neutral outlook. Analyst Commentary Bullish analysts view the higher price target as a sign that the bank's earnings power and return profile are better aligned with current market valuations than previously assumed.SMBC: Shares Will Benefit From Ongoing Financial Stability And Consistent Business Trends
Narrative Update on Southern Missouri Bancorp Analysts have raised their price target for Southern Missouri Bancorp to $63 from $61, citing ongoing positive trends and stable financial metrics. Analyst Commentary Following the recent price target adjustment, analysts have provided key insights into the current state and outlook for Southern Missouri Bancorp.SMBC: Shares Will Reflect Improved Earnings Prospects Amid Raising Price Outlook
Narrative Update on Southern Missouri Bancorp Analysts have raised their price target for Southern Missouri Bancorp, increasing it by $0.67 to $63.50. This change is supported by revised fair value estimates and updated market expectations.Recent updates
SMBC: Future Returns Will Reflect Steady Earnings Power And Measured Capital Deployment
Analysts have lifted the fair value estimate for Southern Missouri Bancorp by around $10, reflecting a series of recent price target increases supported by updated views on the bank's long term earnings power and valuation multiples. Analyst Commentary Recent Street research on Southern Missouri Bancorp has focused on a cluster of price target increases, with analysts updating their views on earnings power and what they see as a fair valuation multiple for the shares.SMBC: Future Returns Will Reflect Stable Earnings And Balanced Risk Reward Profile
Analysts have raised their price target on Southern Missouri Bancorp to $63 from $61, reflecting increased confidence in the bank's valuation while maintaining a neutral outlook. Analyst Commentary Bullish analysts view the higher price target as a sign that the bank's earnings power and return profile are better aligned with current market valuations than previously assumed.SMBC: Shares Will Benefit From Ongoing Financial Stability And Consistent Business Trends
Narrative Update on Southern Missouri Bancorp Analysts have raised their price target for Southern Missouri Bancorp to $63 from $61, citing ongoing positive trends and stable financial metrics. Analyst Commentary Following the recent price target adjustment, analysts have provided key insights into the current state and outlook for Southern Missouri Bancorp.SMBC: Shares Will Reflect Improved Earnings Prospects Amid Raising Price Outlook
Narrative Update on Southern Missouri Bancorp Analysts have raised their price target for Southern Missouri Bancorp, increasing it by $0.67 to $63.50. This change is supported by revised fair value estimates and updated market expectations.Repurchase Program and Profit Gains Will Drive Expansion and Shareholder Value
Analysts have lowered their price target for Southern Missouri Bancorp from $67.00 to $62.83. This change reflects updated forecasts that incorporate slightly higher revenue growth and profit margins, as well as adjustments to future earnings estimates.Expansion Into St Louis And Kansas City Will Strengthen Future Prospects
Driven by higher net profit margins and improved revenue growth forecasts, the fair value estimate for Southern Missouri Bancorp has been raised to $67.00. What's in the News The board declared a quarterly cash dividend of $0.25 per share, marking an 8.7% increase over the previous dividend and the company's 125th consecutive quarterly dividend.Southern Missouri Bancorp: Interesting On Margin Rebuild And Credit Loss Record
Apr 28
Expanding Margins And Operational Efficiency Signal Strong Growth Ahead For Banking Sector
Expansion in net interest margin and strong loan growth in real estate suggest future revenue growth from increased interest income.Southern Missouri Bancorp (NASDAQ:SMBC) Is Paying Out A Dividend Of $0.21
May 05
Southern Missouri Bancorp (NASDAQ:SMBC) Has Affirmed Its Dividend Of $0.21
Feb 02Southern Missouri Bancorp's (NASDAQ:SMBC) Dividend Will Be $0.21
Oct 27Here's Why Southern Missouri Bancorp, Inc.'s (NASDAQ:SMBC) CEO Might See A Pay Rise Soon
Oct 24Southern Missouri Bancorp (NASDAQ:SMBC) Has Announced A Dividend Of $0.21
Jul 29Southern Missouri Bancorp's (NASDAQ:SMBC) Dividend Will Be $0.21
Apr 29Southern Missouri Bancorp and Citizens Bancshares to merge
Sep 20Southern Missouri Bancorp (NASDAQ:SMBC) Is Increasing Its Dividend To $0.21
Jul 29Southern Missouri GAAP EPS of $1.41 beats by $0.10, revenue of $28.9M misses by $3.33M
Jul 25Southern Missouri Bancorp: Increasing Its Book Value By Over $4/Share Per Year
Mar 15Here's Why I Think Southern Missouri Bancorp (NASDAQ:SMBC) Is An Interesting Stock
Jan 07Shareholder Returns
| SMBC | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.9% | 1.2% | 0.8% |
| 1Y | 29.0% | 26.9% | 27.8% |
Return vs Industry: SMBC exceeded the US Banks industry which returned 26.9% over the past year.
Return vs Market: SMBC exceeded the US Market which returned 27.8% over the past year.
Price Volatility
| SMBC volatility | |
|---|---|
| SMBC Average Weekly Movement | 3.1% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: SMBC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SMBC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1887 | 718 | Greg Steffens | www.bankwithsouthern.com |
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; and consumer loans.
Southern Missouri Bancorp, Inc. Fundamentals Summary
| SMBC fundamental statistics | |
|---|---|
| Market cap | US$754.87m |
| Earnings (TTM) | US$67.05m |
| Revenue (TTM) | US$185.73m |
Is SMBC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SMBC income statement (TTM) | |
|---|---|
| Revenue | US$185.73m |
| Cost of Revenue | US$0 |
| Gross Profit | US$185.73m |
| Other Expenses | US$118.69m |
| Earnings | US$67.05m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.09 |
| Gross Margin | 100.00% |
| Net Profit Margin | 36.10% |
| Debt/Equity Ratio | 25.9% |
How did SMBC perform over the long term?
See historical performance and comparisonDividends
Does SMBC pay a reliable dividends?
See SMBC dividend history and benchmarks| Southern Missouri Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | May 15 2026 |
| Dividend Pay Date | May 29 2026 |
| Days until Ex dividend | 12 days |
| Days until Dividend pay date | 26 days |
Does SMBC pay a reliable dividends?
See SMBC dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/03 07:40 |
| End of Day Share Price | 2026/05/01 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Southern Missouri Bancorp, Inc. is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Kelly Motta | Keefe, Bruyette, & Woods |
| Nathan Race | Piper Sandler Companies |