SMBC Stock Overview
Operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for SMBC from our risk checks.
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Southern Missouri Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$59.18 |
| 52 Week High | US$68.69 |
| 52 Week Low | US$39.00 |
| Beta | 0.99 |
| 1 Month Change | 3.16% |
| 3 Month Change | 0.85% |
| 1 Year Change | 40.87% |
| 3 Year Change | 9.43% |
| 5 Year Change | 62.81% |
| Change since IPO | 2,237.98% |
Recent News & Updates
Recent updates
Southern Missouri Bancorp (NASDAQ:SMBC) Is Paying Out A Dividend Of $0.21
May 05
Southern Missouri Bancorp (NASDAQ:SMBC) Has Affirmed Its Dividend Of $0.21
Feb 02Southern Missouri Bancorp's (NASDAQ:SMBC) Dividend Will Be $0.21
Oct 27Here's Why Southern Missouri Bancorp, Inc.'s (NASDAQ:SMBC) CEO Might See A Pay Rise Soon
Oct 24Southern Missouri Bancorp (NASDAQ:SMBC) Has Announced A Dividend Of $0.21
Jul 29Southern Missouri Bancorp's (NASDAQ:SMBC) Dividend Will Be $0.21
Apr 29Southern Missouri Bancorp and Citizens Bancshares to merge
Sep 20Southern Missouri Bancorp (NASDAQ:SMBC) Is Increasing Its Dividend To $0.21
Jul 29Southern Missouri GAAP EPS of $1.41 beats by $0.10, revenue of $28.9M misses by $3.33M
Jul 25Southern Missouri Bancorp: Increasing Its Book Value By Over $4/Share Per Year
Mar 15Here's Why I Think Southern Missouri Bancorp (NASDAQ:SMBC) Is An Interesting Stock
Jan 07Southern Missouri Bancorp (NASDAQ:SMBC) Has Announced That It Will Be Increasing Its Dividend To US$0.20
Oct 29Here's Why Southern Missouri Bancorp, Inc.'s (NASDAQ:SMBC) CEO May Deserve A Raise
Oct 19Southern Missouri Bancorp's (NASDAQ:SMBC) Dividend Will Be Increased To US$0.20
Jul 30Southern Missouri declares $0.16 dividend
Apr 27Shareholder Returns
| SMBC | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.4% | 1.4% | -0.5% |
| 1Y | 40.9% | 42.2% | 24.3% |
Return vs Industry: SMBC underperformed the US Banks industry which returned 42.2% over the past year.
Return vs Market: SMBC exceeded the US Market which returned 24.3% over the past year.
Price Volatility
| SMBC volatility | |
|---|---|
| SMBC Average Weekly Movement | 5.6% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 18.8% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: SMBC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SMBC's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1887 | 714 | Greg Steffens | www.bankwithsouthern.com |
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, saving accounts, certificates of deposit, retirement savings plans, and money market deposit accounts. It also provides loans, such as residential mortgage, commercial real estate, construction, and commercial business loans; and consumer loans comprising home equity, direct and indirect automobile loans, second mortgages, mobile home loans, and loans secured by deposits.
Southern Missouri Bancorp, Inc. Fundamentals Summary
| SMBC fundamental statistics | |
|---|---|
| Market cap | US$662.31m |
| Earnings (TTM) | US$51.68m |
| Revenue (TTM) | US$166.91m |
12.9x
P/E Ratio1.3x
P/B RatioIs SMBC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SMBC income statement (TTM) | |
|---|---|
| Revenue | US$166.91m |
| Cost of Revenue | US$0 |
| Gross Profit | US$166.91m |
| Other Expenses | US$115.23m |
| Earnings | US$51.68m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.58 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.96% |
| Debt/Equity Ratio | 28.3% |
How did SMBC perform over the long term?
See historical performance and comparisonDividends
1.6%
Current Dividend Yield19%
Payout RatioDoes SMBC pay a reliable dividends?
See SMBC dividend history and benchmarks| Southern Missouri Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Feb 14 2025 |
| Dividend Pay Date | Feb 28 2025 |
| Days until Ex dividend | 13 days |
| Days until Dividend pay date | 27 days |
Does SMBC pay a reliable dividends?
See SMBC dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/31 00:30 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Southern Missouri Bancorp, Inc. is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Kelly Motta | Keefe, Bruyette, & Woods |
| Andrew Liesch | Piper Sandler Companies |