FSBC Stock Overview
Operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
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Five Star Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$30.34 |
| 52 Week High | US$35.13 |
| 52 Week Low | US$21.10 |
| Beta | 0.44 |
| 1 Month Change | -7.92% |
| 3 Month Change | 5.82% |
| 1 Year Change | 15.89% |
| 3 Year Change | -1.43% |
| 5 Year Change | n/a |
| Change since IPO | 25.11% |
Recent News & Updates
Recent updates
Five Star Bancorp (NASDAQ:FSBC) Has Affirmed Its Dividend Of $0.20
Oct 24
Some Shareholders May Object To A Pay Rise For Five Star Bancorp's (NASDAQ:FSBC) CEO This Year
May 10Five Star Bancorp (NASDAQ:FSBC) Is Due To Pay A Dividend Of $0.20
Apr 25Five Star Bancorp's (NASDAQ:FSBC) Dividend Will Be $0.15
Jan 26Five Star Bancorp declares $0.15 dividend
Jul 22Shareholder Returns
| FSBC | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.3% | 0.1% | -1.1% |
| 1Y | 15.9% | 28.7% | 22.4% |
Return vs Industry: FSBC underperformed the US Banks industry which returned 29.4% over the past year.
Return vs Market: FSBC underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| FSBC volatility | |
|---|---|
| FSBC Average Weekly Movement | 5.0% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: FSBC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FSBC's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 183 | James Beckwith | www.fivestarbank.com |
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit.
Five Star Bancorp Fundamentals Summary
| FSBC fundamental statistics | |
|---|---|
| Market cap | US$643.41m |
| Earnings (TTM) | US$43.15m |
| Revenue (TTM) | US$113.17m |
15.0x
P/E Ratio1.7x
P/B RatioIs FSBC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FSBC income statement (TTM) | |
|---|---|
| Revenue | US$113.17m |
| Cost of Revenue | US$0 |
| Gross Profit | US$113.17m |
| Other Expenses | US$70.02m |
| Earnings | US$43.15m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.02 |
| Gross Margin | 100.00% |
| Net Profit Margin | 38.13% |
| Debt/Equity Ratio | 18.9% |
How did FSBC perform over the long term?
See historical performance and comparisonDividends
2.6%
Current Dividend Yield36%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 04:40 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Five Star Bancorp is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | D.A. Davidson & Co. |
| Gary Tenner | D.A. Davidson & Co. |
| Wood Lay | Keefe, Bruyette, & Woods |