Five Star Bancorp Past Earnings Performance
Past criteria checks 3/6
Five Star Bancorp has been growing earnings at an average annual rate of 11.4%, while the Banks industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 19.2% per year. Five Star Bancorp's return on equity is 16.7%, and it has net margins of 41.7%.
Key information
11.4%
Earnings growth rate
-7.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 19.2% |
| Return on equity | 16.7% |
| Net Margin | 41.7% |
| Next Earnings Update | 29 Apr 2024 |
Revenue & Expenses BreakdownBeta
How Five Star Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 114 | 48 | 38 | 0 |
| 30 Sep 23 | 116 | 50 | 36 | 0 |
| 30 Jun 23 | 115 | 51 | 35 | 0 |
| 31 Mar 23 | 110 | 48 | 33 | 0 |
| 31 Dec 22 | 104 | 45 | 32 | 0 |
| 30 Sep 22 | 96 | 43 | 31 | 0 |
| 30 Jun 22 | 91 | 42 | 29 | 0 |
| 31 Mar 22 | 87 | 42 | 30 | 0 |
| 31 Dec 21 | 83 | 42 | 29 | 0 |
| 30 Sep 21 | 80 | 41 | 30 | 0 |
| 30 Jun 21 | 75 | 39 | 29 | 0 |
| 31 Mar 21 | 72 | 39 | 25 | 0 |
| 31 Dec 20 | 66 | 36 | 23 | 0 |
| 31 Dec 19 | 53 | 29 | 18 | 0 |
Quality Earnings: FSBC has high quality earnings.
Growing Profit Margin: FSBC's current net profit margins (41.7%) are lower than last year (43.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FSBC's earnings have grown by 11.4% per year over the past 5 years.
Accelerating Growth: FSBC's earnings growth over the past year (6.5%) is below its 5-year average (11.4% per year).
Earnings vs Industry: FSBC earnings growth over the past year (6.5%) exceeded the Banks industry -10.2%.
Return on Equity
High ROE: FSBC's Return on Equity (16.7%) is considered low.