Five Star Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Five Star Bancorp has total assets of $3.9B and total equity of $389.9M. Total deposits are $3.4B, and total loans are $3.4B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.05% of total loans. Cash and short-term investments are $255.0M.
Key information
10x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$3.40b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.05% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$254.97m |
Recent financial health updates
No updates
Recent updates
Five Star Bancorp (NASDAQ:FSBC) Has Affirmed Its Dividend Of $0.20
Oct 24
Some Shareholders May Object To A Pay Rise For Five Star Bancorp's (NASDAQ:FSBC) CEO This Year
May 10Five Star Bancorp (NASDAQ:FSBC) Is Due To Pay A Dividend Of $0.20
Apr 25Five Star Bancorp's (NASDAQ:FSBC) Dividend Will Be $0.15
Jan 26Five Star Bancorp declares $0.15 dividend
Jul 22Five Star Bancorp prices 5.3M shares IPO, trading commences today
May 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FSBC's Assets to Equity ratio (10x) is low.
Allowance for Bad Loans: FSBC has a sufficient allowance for bad loans (2041%).
Low Risk Liabilities: 97% of FSBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: FSBC has an appropriate level of Loans to Assets ratio (88%).
Low Risk Deposits: FSBC's Loans to Deposits ratio (101%) is appropriate.
Level of Bad Loans: FSBC has an appropriate level of bad loans (0.1%).