Five Star Bancorp

NasdaqGS:FSBC Stock Report

Market Cap: US$773.3m

Five Star Bancorp Future Growth

Future criteria checks 3/6

Five Star Bancorp is forecast to grow earnings and revenue by 16.3% and 16.3% per annum respectively. EPS is expected to grow by 15.9% per annum. Return on equity is forecast to be 15.3% in 3 years.

Key information

16.3%

Earnings growth rate

15.89%

EPS growth rate

Banks earnings growth9.1%
Revenue growth rate16.3%
Future return on equity15.33%
Analyst coverage

Low

Last updated17 Dec 2025

Recent future growth updates

Recent updates

Here's Why We Think Five Star Bancorp (NASDAQ:FSBC) Might Deserve Your Attention Today

Dec 13
Here's Why We Think Five Star Bancorp (NASDAQ:FSBC) Might Deserve Your Attention Today

Five Star Bancorp (NASDAQ:FSBC) Is Paying Out A Dividend Of $0.20

Jul 24
Five Star Bancorp (NASDAQ:FSBC) Is Paying Out A Dividend Of $0.20

Five Star Bancorp (NASDAQ:FSBC) Has Announced A Dividend Of $0.20

Apr 25
Five Star Bancorp (NASDAQ:FSBC) Has Announced A Dividend Of $0.20

Five Star Bancorp (NASDAQ:FSBC) Is Due To Pay A Dividend Of $0.20

Jan 24
Five Star Bancorp (NASDAQ:FSBC) Is Due To Pay A Dividend Of $0.20

Five Star Bancorp (NASDAQ:FSBC) Has Affirmed Its Dividend Of $0.20

Oct 24
Five Star Bancorp (NASDAQ:FSBC) Has Affirmed Its Dividend Of $0.20
User avatar

Decisive Expansion And Prudent Financial Management Propel Bank's Growth In The San Francisco Bay Area

Expansion efforts and capital strengthening through a successful public offering and strategic human capital investments indicate potential revenue growth.

Some Shareholders May Object To A Pay Rise For Five Star Bancorp's (NASDAQ:FSBC) CEO This Year

May 10
Some Shareholders May Object To A Pay Rise For Five Star Bancorp's (NASDAQ:FSBC) CEO This Year

Five Star Bancorp (NASDAQ:FSBC) Is Due To Pay A Dividend Of $0.20

Apr 25
Five Star Bancorp (NASDAQ:FSBC) Is Due To Pay A Dividend Of $0.20

Five Star Bancorp's (NASDAQ:FSBC) Dividend Will Be $0.15

Jan 26
Five Star Bancorp's (NASDAQ:FSBC) Dividend Will Be $0.15

Earnings and Revenue Growth Forecasts

NasdaqGS:FSBC - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202720882N/AN/A4
12/31/202618572N/AN/A4
12/31/202515860N/AN/A4
9/30/2025142576970N/A
6/30/2025132526869N/A
3/31/2025125486667N/A
12/31/2024119465152N/A
9/30/2024113433132N/A
6/30/2024112432930N/A
3/31/2024112453838N/A
12/31/2023114483839N/A
9/30/2023116505859N/A
6/30/2023115516060N/A
3/31/2023110484343N/A
12/31/2022104454546N/A
9/30/202296433131N/A
6/30/202291421718N/A
3/31/202287422324N/A
12/31/202183422829N/A
9/30/202180415555N/A
6/30/202175395050N/A
3/31/202172396364N/A
12/31/202066365151N/A
12/31/201953292829N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: FSBC's forecast earnings growth (16.3% per year) is above the savings rate (3.3%).

Earnings vs Market: FSBC's earnings (16.3% per year) are forecast to grow faster than the US market (16.2% per year).

High Growth Earnings: FSBC's earnings are forecast to grow, but not significantly.

Revenue vs Market: FSBC's revenue (16.3% per year) is forecast to grow faster than the US market (10.7% per year).

High Growth Revenue: FSBC's revenue (16.3% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: FSBC's Return on Equity is forecast to be low in 3 years time (15.3%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/30 22:36
End of Day Share Price 2025/12/29 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Five Star Bancorp is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Timothy CoffeyJanney Montgomery Scott LLC