Five Star Bancorp Management
Management criteria checks 4/4
Five Star Bancorp's CEO is James Beckwith, appointed in Jan 2003, has a tenure of 23.33 years. total yearly compensation is $1.78M, comprised of 39.3% salary and 60.7% bonuses, including company stock and options. directly owns 2.26% of the company’s shares, worth $19.51M. The average tenure of the management team and the board of directors is 6.8 years and 6.8 years respectively.
Key information
James Beckwith
Chief executive officer
US$1.8m
Total compensation
| CEO salary percentage | 39.25% |
| CEO tenure | 23.3yrs |
| CEO ownership | 2.3% |
| Management average tenure | 6.8yrs |
| Board average tenure | 6.8yrs |
Recent management updates
Recent updates
Narrative Update • Apr 21
FSBC: Slightly Higher Earnings Assumptions Will Support P/E And Dividend Outlook
Analysts have slightly increased their price targets on Five Star Bancorp by $1 to $2, reflecting updated expectations around revenue growth, profit margins and forward P/E assumptions, while keeping a fair value view broadly aligned with prior estimates. Analyst Commentary Recent research updates point to a modest upward reset in price targets, tied mainly to refreshed views on revenue potential, profitability and P/E inputs, rather than a wholesale shift in the overall outlook on Five Star Bancorp.Analysis Article • Apr 10
Is Now The Time To Put Five Star Bancorp (NASDAQ:FSBC) On Your Watchlist?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Narrative Update • Apr 07
FSBC: Stable Execution And P/E Assumptions Will Support Earnings And Dividend
Analysts have raised their fair value estimate for Five Star Bancorp to $42.80, citing slightly adjusted assumptions around revenue growth, profit margins, discount rate and future P/E that align with recent Street price target increases of $1 and $2. Analyst Commentary Recent Street research around Five Star Bancorp clusters around modest price target increases of $1 and $2, which line up with the updated fair value estimate of $42.80.Narrative Update • Mar 23
FSBC: Steady Execution And Future P/E Should Support Earnings And Dividend
Analysts have adjusted their view on Five Star Bancorp with a modest price target increase of a few dollars, citing recent research updates from firms that have reaffirmed their outlook on the bank's valuation drivers. Analyst Commentary Recent research updates on Five Star Bancorp focus on modest upward adjustments to price targets, which signal incremental shifts in how analysts are thinking about valuation and execution risk.Narrative Update • Mar 09
FSBC: Future P/E Expectations Will Support Earnings Quality And Dividend Durability
Analysts have nudged their fair value estimate for Five Star Bancorp slightly higher, with the target moving from $42.00 to about $42.60, reflecting updated assumptions around growth, profitability, and future P/E expectations. Analyst Commentary Recent research updates point to slightly higher fair value views for Five Star Bancorp, with price targets lifted in quick succession.Narrative Update • Feb 22
FSBC: Future Earnings Multiple And Margin Resilience Will Shape Dividend Support
Analysts have nudged their price target on Five Star Bancorp higher by a few dollars to $42, pointing to updated views on fair value, discount rate, revenue growth, profit margin, and future P/E that are supported by recent research comments from firms raising their targets. Analyst Commentary Recent research commentary around Five Star Bancorp has focused on how current earnings, growth assumptions, and risk factors line up with the updated US$42 target price.Narrative Update • Feb 06
FSBC: Execution And Earnings Multiple Assumptions Will Shape Future Dividend Support
Analysts have lifted their fair value estimate for Five Star Bancorp from US$40.80 to US$42.00, citing updated assumptions around discount rate, revenue growth, profit margin and future P/E that align with recent price target increases reported by firms covering the stock. Analyst Commentary Recent price target increases around US$42.00 reflect updated analyst views on how Five Star Bancorp’s valuation lines up with its execution and projected fundamentals.Narrative Update • Jan 23
FSBC: Stable Revenue And Margin Outlook Will Support Future Dividend Potential
Analysts have kept their price target for Five Star Bancorp broadly unchanged at about $40.80. This reflects steady assumptions around fair value, a consistent discount rate, revenue growth near 18.34%, a profit margin close to 39.26% and a future P/E of roughly 11.35x.Narrative Update • Jan 09
FSBC: Stable Assumptions And Margins Will Support Future Dividend Potential
Analysts nudged their price target on Five Star Bancorp slightly higher to US$40.80 from US$40.40, pointing to modest updates to their fair value models, discount rate, revenue growth assumptions and profit margin estimates, along with a marginally higher future P/E input. Valuation Changes Fair Value: Adjusted slightly higher from US$40.40 to US$40.80 per share.Narrative Update • Dec 14
FSBC: Loan Resets And Lower Funding Costs Will Support Future Dividends
Analysts have nudged their price target for Five Star Bancorp higher to $37.00, citing expectations for improving profitability driven by annual loan rate resets, a declining cost of funds as base rates fall, and consistently strong credit quality that could support a more robust dividend profile. Analyst Commentary Recent commentary from bullish analysts highlights a constructive outlook on Five Star Bancorp, driven by the bank's earnings trajectory and balance sheet positioning as interest rate dynamics evolve.Analysis Article • Dec 13
Here's Why We Think Five Star Bancorp (NASDAQ:FSBC) Might Deserve Your Attention Today
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Narrative Update • Nov 28
FSBC: Regular Loan Rate Resets Will Drive Higher Profitability And Dividends
Analysts have maintained their price target for Five Star Bancorp at $40.40, citing expectations for further profitability improvement. This outlook is supported by stable credit quality and the potential for stronger dividend payouts.Narrative Update • Nov 13
FSBC: Regular Loan Rate Resets Will Likely Drive Higher Profitability
Analysts have raised their price target for Five Star Bancorp from $38.20 to $40.40, citing expectations for improving profitability, stronger dividend potential, and robust credit quality. Analyst Commentary Analyst perspectives on Five Star Bancorp reflect a generally optimistic view regarding the company's outlook, with several key points of emphasis shaping their valuation and growth expectations.Narrative Update • Oct 29
Profitability Improvements and Strong Credit Quality Will Support Lasting Value
Analysts have raised their fair value price target for Five Star Bancorp from $35.25 to $38.20. They cite the company's improving profitability and strong credit quality as supporting factors.Analysis Article • Jul 24
Five Star Bancorp (NASDAQ:FSBC) Is Paying Out A Dividend Of $0.20
Five Star Bancorp ( NASDAQ:FSBC ) has announced that it will pay a dividend of $0.20 per share on the 11th of August...Analysis Article • Apr 25
Five Star Bancorp (NASDAQ:FSBC) Has Announced A Dividend Of $0.20
The board of Five Star Bancorp ( NASDAQ:FSBC ) has announced that it will pay a dividend of $0.20 per share on the 12th...Analysis Article • Jan 24
Five Star Bancorp (NASDAQ:FSBC) Is Due To Pay A Dividend Of $0.20
Five Star Bancorp's ( NASDAQ:FSBC ) investors are due to receive a payment of $0.20 per share on 10th of February. This...Analysis Article • Oct 24
Five Star Bancorp (NASDAQ:FSBC) Has Affirmed Its Dividend Of $0.20
The board of Five Star Bancorp ( NASDAQ:FSBC ) has announced that it will pay a dividend of $0.20 per share on the 12th...
New Narrative • Sep 24
Decisive Expansion And Prudent Financial Management Propel Bank's Growth In The San Francisco Bay Area
Expansion efforts and capital strengthening through a successful public offering and strategic human capital investments indicate potential revenue growth.Analysis Article • May 10
Some Shareholders May Object To A Pay Rise For Five Star Bancorp's (NASDAQ:FSBC) CEO This Year
Key Insights Five Star Bancorp to hold its Annual General Meeting on 16th of May CEO James Beckwith's total...Analysis Article • Apr 25
Five Star Bancorp (NASDAQ:FSBC) Is Due To Pay A Dividend Of $0.20
Five Star Bancorp ( NASDAQ:FSBC ) has announced that it will pay a dividend of $0.20 per share on the 13th of May. This...CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$67m |
| Dec 31 2025 | US$2m | US$699k | US$62m |
| Sep 30 2025 | n/a | n/a | US$57m |
| Jun 30 2025 | n/a | n/a | US$52m |
| Mar 31 2025 | n/a | n/a | US$48m |
| Dec 31 2024 | US$2m | US$628k | US$46m |
| Sep 30 2024 | n/a | n/a | US$43m |
| Jun 30 2024 | n/a | n/a | US$43m |
| Mar 31 2024 | n/a | n/a | US$45m |
| Dec 31 2023 | US$947k | US$609k | US$48m |
| Sep 30 2023 | n/a | n/a | US$50m |
| Jun 30 2023 | n/a | n/a | US$51m |
| Mar 31 2023 | n/a | n/a | US$48m |
| Dec 31 2022 | US$974k | US$581k | US$45m |
| Sep 30 2022 | n/a | n/a | US$43m |
| Jun 30 2022 | n/a | n/a | US$42m |
| Mar 31 2022 | n/a | n/a | US$42m |
| Dec 31 2021 | US$2m | US$527k | US$42m |
| Sep 30 2021 | n/a | n/a | US$41m |
| Jun 30 2021 | n/a | n/a | US$39m |
| Mar 31 2021 | n/a | n/a | US$39m |
| Dec 31 2020 | US$1m | US$489k | US$36m |
Compensation vs Market: James's total compensation ($USD1.78M) is below average for companies of similar size in the US market ($USD3.75M).
Compensation vs Earnings: James's compensation has been consistent with company performance over the past year.
CEO
James Beckwith (67 yo)
23.3yrs
Tenure
US$1,780,757
Compensation
Mr. James Eugene Beckwith is Director of California Chamber Of Commerce from January 1, 2025. Mr. Beckwith serves as the President and Chief Executive Officer of Five Star Bank and Five Star Bancorp and is...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 23.3yrs | US$1.78m | 2.26% $ 19.5m | |
| Executive VP & Chief Banking Officer | 21.3yrs | US$783.87k | 0.16% $ 1.3m | |
| Executive VP & San Francisco Bay Area President | 2.9yrs | US$820.92k | 0.022% $ 187.7k | |
| Executive VP & CFO | 5.3yrs | US$569.14k | 0.13% $ 1.1m | |
| Executive VP & COO | 5.3yrs | no data | 0.051% $ 442.7k | |
| Senior VP & Chief Information Officer | 8.3yrs | no data | 0.082% $ 711.2k | |
| Senior VP & Chief Marketing Officer | 8.3yrs | no data | 0.12% $ 1.0m | |
| Senior VP & Chief Regulatory Officer | 16.3yrs | no data | 0.16% $ 1.4m | |
| Senior VP & Chief Credit Officer | 15.3yrs | US$468.34k | 0.15% $ 1.3m | |
| Senior VP & MD | 1.9yrs | no data | no data | |
| Senior VP & MD | 1.9yrs | no data | no data | |
| Managing Director of Government Banking | 1.8yrs | no data | no data |
6.8yrs
Average Tenure
52yo
Average Age
Experienced Management: FSBC's management team is seasoned and experienced (6.8 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 23.3yrs | US$1.78m | 2.26% $ 19.5m | |
| Independent Chairperson of the Board | 6.3yrs | US$141.74k | 1.06% $ 9.2m | |
| Independent Director | 4.4yrs | US$86.24k | 0.061% $ 529.9k | |
| Independent Vice Chairperson | 5yrs | US$93.74k | 0.11% $ 923.7k | |
| Independent Director | 6.3yrs | US$86.24k | 0.44% $ 3.8m | |
| Independent Director | 27.3yrs | US$93.74k | 14.76% $ 127.4m | |
| Director | 16.3yrs | US$89.24k | 0.84% $ 7.3m | |
| Independent Director | 7.3yrs | US$89.24k | 0.40% $ 3.4m | |
| Independent Director | 7.3yrs | US$93.74k | 0.80% $ 6.9m | |
| Independent Director | 4.6yrs | US$86.24k | 0.030% $ 257.3k |
6.8yrs
Average Tenure
66yo
Average Age
Experienced Board: FSBC's board of directors are considered experienced (6.8 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/18 12:29 |
| End of Day Share Price | 2026/05/15 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Five Star Bancorp is covered by 6 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Wood Lay | Keefe, Bruyette, & Woods |