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Five Star Bancorp Stock Price

NasdaqGS:FSBC Community·US$1.0b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 6 Fair Values set on narratives written by author

FSBC Share Price Performance

US$49.56
19.80 (66.53%)
US$45.10
Fair Value
US$49.56
19.80 (66.53%)
9.9% overvalued intrinsic discount
US$45.10
Fair Value
Price US$49.56
AnalystConsensusTarget US$45.10

FSBC Community Narratives

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Fair Value US$45.1 9.9% overvalued intrinsic discount

Profitability Improvements and Strong Credit Quality Will Support Lasting Value

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US$45.1
9.9% overvalued intrinsic discount
Revenue
20.75% p.a.
Profit Margin
35.98%
Future PE
11.65x
Price in 2029
US$54.38

Trending Discussion

Updated Narratives

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FSBC: Stable Fair Value Will Depend On P/E And Profitability Assumptions

Fair Value: US$45.1 9.9% overvalued intrinsic discount
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Snowflake Analysis

Flawless balance sheet with solid track record.

1 Risk
3 Rewards

Five Star Bancorp Key Details

US$157.7m

Revenue

US$0

Cost of Revenue

US$157.7m

Gross Profit

US$90.6m

Other Expenses

US$67.1m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
3.14
100.00%
42.55%
16.2%
View Full Analysis

About FSBC

Founded
1999
Employees
236
CEO
James Beckwith
WebsiteView website
www.fivestarbank.com

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.

Recent FSBC News & Updates

Seeking Alpha Jun 26

Five Star Bancorp: A CRE-Focused Bank With An Exemplary Track Record

Summary Five Star Bancorp demonstrates robust earnings growth, driven by disciplined underwriting and a high-quality, expanding loan book. FSBC’s focus on manufactured home communities and RV parks, with low average CRE LTV ratios (49%), limits risk despite sector concerns. The bank’s strong asset growth and low loan loss provisions support a premium valuation above 2x tangible book value and a 13x earnings multiple. While current valuation appears rich, FSBC’s prudent lending and resilient balance sheet warrant ongoing monitoring for potential entry points. Read the full article on Seeking Alpha
Narrative Update Jun 22

FSBC: Stable Fair Value Will Depend On P/E And Profitability Assumptions

Analysts have raised their price targets on Five Star Bancorp by $3.50 and $2, reflecting updated views on valuation and company performance drivers based on modest shifts in assumptions for growth, profitability, and future P/E levels. Analyst Commentary Recent research updates on Five Star Bancorp highlight a mix of optimism and caution, as analysts revisit their models for growth, profitability, and future P/E assumptions and adjust price targets by $3.50 and $2.

Recent updates

No updates