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Banc of California, Inc. Stock Price

NYSE:BANC Community·US$2.7b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 10 Fair Values set on narratives written by author

BANC Share Price Performance

US$16.78
2.82 (20.20%)
US$23.77
Fair Value
US$16.78
2.82 (20.20%)
29.4% undervalued intrinsic discount
US$23.77
Fair Value
Price US$16.78
AnalystConsensusTarget US$23.77
AnalystHighTarget US$25.00
AnalystLowTarget US$20.00

BANC Community Narratives

AnalystConsensusTarget·
Fair Value US$23.77 29.4% undervalued intrinsic discount

Analysts Boost Banc of California Price Target Amid Positive Outlook and Share Buybacks

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AnalystHighTarget·
Fair Value US$25 32.9% undervalued intrinsic discount

Multifamily Repricing And Deposit Remix Will Drive Stronger Long-Term Earnings Power

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AnalystLowTarget·
Fair Value US$20 16.1% undervalued intrinsic discount

Margin Expansion From Loan Repricing And Deposit Mix Will Support Modest Long Term Upside

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US$25
32.9% undervalued intrinsic discount
Revenue
12.84% p.a.
Profit Margin
28.55%
Future PE
9.36x
Price in 2029
US$31.32
US$20
16.1% undervalued intrinsic discount
Revenue
11.12% p.a.
Profit Margin
25.68%
Future PE
8.7x
Price in 2028
US$25.02

Trending Discussion

Updated Narratives

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BANC: Higher Dividend And Earnings Power Assumptions Will Support Future Upside

Fair Value: US$23.77 29.4% undervalued intrinsic discount
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Multifamily Repricing And Deposit Remix Will Drive Stronger Long-Term Earnings Power

Fair Value: US$25 32.9% undervalued intrinsic discount
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Margin Expansion From Loan Repricing And Deposit Mix Will Support Modest Long Term Upside

Fair Value: US$20 16.1% undervalued intrinsic discount
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Snowflake Analysis

Flawless balance sheet with solid track record.

0 Risks
4 Rewards

Banc of California, Inc. Key Details

US$1.0b

Revenue

US$0

Cost of Revenue

US$1.0b

Gross Profit

US$859.9m

Other Expenses

US$189.1m

Earnings

Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
1.19
100.00%
18.02%
85.4%
View Full Analysis

About BANC

Founded
1941
Employees
1904
CEO
Jared Wolff
WebsiteView website
bancofcal.com

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.

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