ESQ Stock Overview
Operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
Esquire Financial Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$77.50 |
| 52 Week High | US$80.89 |
| 52 Week Low | US$44.45 |
| Beta | 0.74 |
| 1 Month Change | 6.72% |
| 3 Month Change | 22.84% |
| 1 Year Change | 57.68% |
| 3 Year Change | 147.45% |
| 5 Year Change | 195.91% |
| Change since IPO | 408.20% |
Recent News & Updates
Recent updates
Esquire Financial Holdings (NASDAQ:ESQ) Is Increasing Its Dividend To $0.15
Feb 04
Here's Why We Think Esquire Financial Holdings (NASDAQ:ESQ) Might Deserve Your Attention Today
Mar 12Esquire Financial Holdings declares $0.09 dividend
Jul 28Here's Why I Think Esquire Financial Holdings (NASDAQ:ESQ) Might Deserve Your Attention Today
Jun 14Shareholder Returns
| ESQ | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.3% | -6.3% | -4.0% |
| 1Y | 57.7% | 28.2% | 24.0% |
Return vs Industry: ESQ exceeded the US Banks industry which returned 28.2% over the past year.
Return vs Market: ESQ exceeded the US Market which returned 24% over the past year.
Price Volatility
| ESQ volatility | |
|---|---|
| ESQ Average Weekly Movement | 4.8% |
| Banks Industry Average Movement | 5.3% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: ESQ has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ESQ's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | 141 | Andrew Sagliocca | www.esquirebank.com |
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services.
Esquire Financial Holdings, Inc. Fundamentals Summary
| ESQ fundamental statistics | |
|---|---|
| Market cap | US$617.78m |
| Earnings (TTM) | US$41.79m |
| Revenue (TTM) | US$116.21m |
14.5x
P/E Ratio2.6x
P/B RatioIs ESQ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ESQ income statement (TTM) | |
|---|---|
| Revenue | US$116.21m |
| Cost of Revenue | US$0 |
| Gross Profit | US$116.21m |
| Other Expenses | US$74.42m |
| Earnings | US$41.79m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.34 |
| Gross Margin | 100.00% |
| Net Profit Margin | 35.96% |
| Debt/Equity Ratio | 0% |
How did ESQ perform over the long term?
See historical performance and comparisonDividends
0.8%
Current Dividend Yield11%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/19 01:27 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Esquire Financial Holdings, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Michael Perito | Keefe, Bruyette, & Woods |
| Timothy Switzer | Keefe, Bruyette, & Woods |