Esquire Financial Holdings Balance Sheet Health
Financial Health criteria checks 6/6
Esquire Financial Holdings has total assets of $1.6B and total equity of $198.6M. Total deposits are $1.4B, and total loans are $1.2B. It earns a Net Interest Margin of 6.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $165.2M.
Key information
8.1x
Asset to equity ratio
6.1%
Net interest margin
Total deposits | US$1.41b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$165.21m |
Recent financial health updates
No updates
Recent updates
Esquire Financial Holdings (NASDAQ:ESQ) Is Increasing Its Dividend To $0.15
Feb 04Here's Why We Think Esquire Financial Holdings (NASDAQ:ESQ) Might Deserve Your Attention Today
Mar 12Esquire Financial Holdings declares $0.09 dividend
Jul 28Here's Why I Think Esquire Financial Holdings (NASDAQ:ESQ) Might Deserve Your Attention Today
Jun 14Esquire Financial Holdings EPS beats by $0.03, beats on revenue
Apr 26How Many Esquire Financial Holdings, Inc. (NASDAQ:ESQ) Shares Did Insiders Buy, In The Last Year?
Mar 04What You Need To Know About Esquire Financial Holdings, Inc.'s (NASDAQ:ESQ) Investor Composition
Jan 10Esquire Financial Holdings (NASDAQ:ESQ) Share Prices Have Dropped 27% In The Last Year
Dec 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ESQ's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: ESQ has a sufficient allowance for bad loans (152%).
Low Risk Liabilities: 99% of ESQ's liabilities are made up of primarily low risk sources of funding.
Loan Level: ESQ has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: ESQ's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: ESQ has an appropriate level of bad loans (0.9%).