Esquire Financial Holdings Balance Sheet Health
Financial Health criteria checks 6/6
Esquire Financial Holdings has total assets of $1.8B and total equity of $232.6M. Total deposits are $1.5B, and total loans are $1.3B. It earns a Net Interest Margin of 6.1%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $147.7M.
Key information
7.7x
Asset to equity ratio
6.1%
Net interest margin
| Total deposits | US$1.54b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$147.66m |
Recent financial health updates
No updates
Recent updates
Esquire Financial Holdings (NASDAQ:ESQ) Is Increasing Its Dividend To $0.15
Feb 04
Here's Why We Think Esquire Financial Holdings (NASDAQ:ESQ) Might Deserve Your Attention Today
Mar 12Esquire Financial Holdings declares $0.09 dividend
Jul 28Here's Why I Think Esquire Financial Holdings (NASDAQ:ESQ) Might Deserve Your Attention Today
Jun 14Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ESQ's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: ESQ has a sufficient allowance for bad loans (178%).
Low Risk Liabilities: 99% of ESQ's liabilities are made up of primarily low risk sources of funding.
Loan Level: ESQ has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: ESQ's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: ESQ has an appropriate level of bad loans (0.8%).