Southern Missouri Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Southern Missouri Bancorp has total assets of $4.6B and total equity of $470.2M. Total deposits are $4.0B, and total loans are $3.7B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $217.1M.
Key information
9.9x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$3.99b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$217.09m |
Recent financial health updates
No updates
Recent updates
Southern Missouri Bancorp (NASDAQ:SMBC) Has Affirmed Its Dividend Of $0.21
Feb 02
Southern Missouri Bancorp's (NASDAQ:SMBC) Dividend Will Be $0.21
Oct 27Here's Why Southern Missouri Bancorp, Inc.'s (NASDAQ:SMBC) CEO Might See A Pay Rise Soon
Oct 24Southern Missouri Bancorp (NASDAQ:SMBC) Has Announced A Dividend Of $0.21
Jul 29Southern Missouri Bancorp's (NASDAQ:SMBC) Dividend Will Be $0.21
Apr 29Southern Missouri Bancorp and Citizens Bancshares to merge
Sep 20Southern Missouri Bancorp (NASDAQ:SMBC) Is Increasing Its Dividend To $0.21
Jul 29Southern Missouri GAAP EPS of $1.41 beats by $0.10, revenue of $28.9M misses by $3.33M
Jul 25Southern Missouri Bancorp: Increasing Its Book Value By Over $4/Share Per Year
Mar 15Here's Why I Think Southern Missouri Bancorp (NASDAQ:SMBC) Is An Interesting Stock
Jan 07Southern Missouri Bancorp (NASDAQ:SMBC) Has Announced That It Will Be Increasing Its Dividend To US$0.20
Oct 29Here's Why Southern Missouri Bancorp, Inc.'s (NASDAQ:SMBC) CEO May Deserve A Raise
Oct 19Southern Missouri Bancorp's (NASDAQ:SMBC) Dividend Will Be Increased To US$0.20
Jul 30Southern Missouri declares $0.16 dividend
Apr 27Here's Why I Think Southern Missouri Bancorp (NASDAQ:SMBC) Might Deserve Your Attention Today
Mar 30Southern Missouri Bancorp, Inc.'s (NASDAQ:SMBC) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?
Mar 01Here's What We Like About Southern Missouri Bancorp's (NASDAQ:SMBC) Upcoming Dividend
Feb 07What Percentage Of Southern Missouri Bancorp, Inc. (NASDAQ:SMBC) Shares Do Insiders Own?
Feb 01
Can You Imagine How Southern Missouri Bancorp's (NASDAQ:SMBC) Shareholders Feel About The 30% Share Price Increase?
Jan 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SMBC's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: SMBC has a sufficient allowance for bad loans (846%).
Low Risk Liabilities: 96% of SMBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SMBC has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: SMBC's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: SMBC has an appropriate level of bad loans (0.1%).