CIVB Stock Overview
Operates as the financial holding company for Civista Bank that provides community banking services. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for CIVB from our risk checks.
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Civista Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$21.13 |
| 52 Week High | US$23.70 |
| 52 Week Low | US$13.60 |
| Beta | 0.80 |
| 1 Month Change | 1.20% |
| 3 Month Change | -5.33% |
| 1 Year Change | 34.59% |
| 3 Year Change | -12.76% |
| 5 Year Change | -6.01% |
| Change since IPO | 10.30% |
Recent News & Updates
Recent updates
Civista Bancshares, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Nov 01
Earnings Miss: Civista Bancshares, Inc. Missed EPS By 11% And Analysts Are Revising Their Forecasts
May 03Civista Bancshares' (NASDAQ:CIVB) Upcoming Dividend Will Be Larger Than Last Year's
Aug 01Should You Be Adding Civista Bancshares (NASDAQ:CIVB) To Your Watchlist Today?
Jul 22Civista Bancshares (NASDAQ:CIVB) Has Affirmed Its Dividend Of $0.15
May 04Civista Bancshares (NASDAQ:CIVB) Has Announced A Dividend Of $0.14
Feb 09Civista Bancshares, Inc. Just Missed Earnings - But Analysts Have Updated Their Models
May 02Civista Bancshares' (NASDAQ:CIVB) Dividend Will Be Increased To US$0.14
Oct 14Shareholder Returns
| CIVB | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.5% | -0.4% | 1.5% |
| 1Y | 34.6% | 40.5% | 22.4% |
Return vs Industry: CIVB underperformed the US Banks industry which returned 40.5% over the past year.
Return vs Market: CIVB exceeded the US Market which returned 22.4% over the past year.
Price Volatility
| CIVB volatility | |
|---|---|
| CIVB Average Weekly Movement | 4.1% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in US Market | 18.0% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: CIVB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CIVB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1884 | 531 | Dennis Shaffer | www.civb.com |
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products.
Civista Bancshares, Inc. Fundamentals Summary
| CIVB fundamental statistics | |
|---|---|
| Market cap | US$332.54m |
| Earnings (TTM) | US$31.01m |
| Revenue (TTM) | US$149.09m |
10.7x
P/E Ratio0.9x
P/B RatioIs CIVB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CIVB income statement (TTM) | |
|---|---|
| Revenue | US$149.09m |
| Cost of Revenue | US$0 |
| Gross Profit | US$149.09m |
| Other Expenses | US$118.08m |
| Earnings | US$31.01m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.97 |
| Gross Margin | 100.00% |
| Net Profit Margin | 20.80% |
| Debt/Equity Ratio | 116.1% |
How did CIVB perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield32%
Payout RatioDoes CIVB pay a reliable dividends?
See CIVB dividend history and benchmarks| Civista Bancshares dividend dates | |
|---|---|
| Ex Dividend Date | Feb 04 2025 |
| Dividend Pay Date | Feb 18 2025 |
| Days until Ex dividend | 12 days |
| Days until Dividend pay date | 2 days |
Does CIVB pay a reliable dividends?
See CIVB dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/16 10:01 |
| End of Day Share Price | 2025/02/14 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Civista Bancshares, Inc. is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Beury | Boenning & Scattergood, Inc. |
| Manuel Navas | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |