company background image
CIVB logo

Civista Bancshares NasdaqCM:CIVB Stock Report

Last Price

US$21.44

Market Cap

US$334.0m

7D

0.2%

1Y

31.6%

Updated

06 Feb, 2025

Data

Company Financials +

Civista Bancshares, Inc.

NasdaqCM:CIVB Stock Report

Market Cap: US$334.0m

CIVB Stock Overview

Operates as the financial holding company for Civista Bank that provides community banking services. More details

CIVB fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends5/6

Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

My Notes

Capture your thoughts, links and company narrative

Civista Bancshares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Civista Bancshares
Historical stock prices
Current Share PriceUS$21.44
52 Week HighUS$23.70
52 Week LowUS$13.60
Beta0.80
1 Month Change6.93%
3 Month Change-5.72%
1 Year Change31.61%
3 Year Change-11.88%
5 Year Change-4.67%
Change since IPO11.92%

Recent News & Updates

Civista Bancshares, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Nov 01
Civista Bancshares, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Recent updates

Civista Bancshares, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Nov 01
Civista Bancshares, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Earnings Miss: Civista Bancshares, Inc. Missed EPS By 11% And Analysts Are Revising Their Forecasts

May 03
Earnings Miss: Civista Bancshares, Inc. Missed EPS By 11% And Analysts Are Revising Their Forecasts

Civista Bancshares' (NASDAQ:CIVB) Upcoming Dividend Will Be Larger Than Last Year's

Aug 01
Civista Bancshares' (NASDAQ:CIVB) Upcoming Dividend Will Be Larger Than Last Year's

Should You Be Adding Civista Bancshares (NASDAQ:CIVB) To Your Watchlist Today?

Jul 22
Should You Be Adding Civista Bancshares (NASDAQ:CIVB) To Your Watchlist Today?

Civista Bancshares (NASDAQ:CIVB) Has Affirmed Its Dividend Of $0.15

May 04
Civista Bancshares (NASDAQ:CIVB) Has Affirmed Its Dividend Of $0.15

Civista Bancshares (NASDAQ:CIVB) Has Announced A Dividend Of $0.14

Feb 09
Civista Bancshares (NASDAQ:CIVB) Has Announced A Dividend Of $0.14

Civista Bancshares, Inc. Just Missed Earnings - But Analysts Have Updated Their Models

May 02
Civista Bancshares, Inc. Just Missed Earnings - But Analysts Have Updated Their Models

Civista Bancshares' (NASDAQ:CIVB) Dividend Will Be Increased To US$0.14

Oct 14
Civista Bancshares' (NASDAQ:CIVB) Dividend Will Be Increased To US$0.14

Shareholder Returns

CIVBUS BanksUS Market
7D0.2%1.2%0.6%
1Y31.6%43.9%22.4%

Return vs Industry: CIVB underperformed the US Banks industry which returned 43.9% over the past year.

Return vs Market: CIVB exceeded the US Market which returned 22.4% over the past year.

Price Volatility

Is CIVB's price volatile compared to industry and market?
CIVB volatility
CIVB Average Weekly Movement4.3%
Banks Industry Average Movement5.1%
Market Average Movement6.4%
10% most volatile stocks in US Market18.8%
10% least volatile stocks in US Market3.2%

Stable Share Price: CIVB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CIVB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1884531Dennis Shafferwww.civb.com

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products.

Civista Bancshares, Inc. Fundamentals Summary

How do Civista Bancshares's earnings and revenue compare to its market cap?
CIVB fundamental statistics
Market capUS$333.96m
Earnings (TTM)US$31.01m
Revenue (TTM)US$149.09m

10.9x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CIVB income statement (TTM)
RevenueUS$149.09m
Cost of RevenueUS$0
Gross ProfitUS$149.09m
Other ExpensesUS$118.08m
EarningsUS$31.01m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.97
Gross Margin100.00%
Net Profit Margin20.80%
Debt/Equity Ratio116.1%

How did CIVB perform over the long term?

See historical performance and comparison

Dividends

3.2%

Current Dividend Yield

32%

Payout Ratio

Does CIVB pay a reliable dividends?

See CIVB dividend history and benchmarks
When do you need to buy CIVB by to receive an upcoming dividend?
Civista Bancshares dividend dates
Ex Dividend DateFeb 04 2025
Dividend Pay DateFeb 18 2025
Days until Ex dividend3 days
Days until Dividend pay date11 days

Does CIVB pay a reliable dividends?

See CIVB dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 22:30
End of Day Share Price 2025/02/06 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Civista Bancshares, Inc. is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James BeuryBoenning & Scattergood, Inc.
Manuel NavasD.A. Davidson & Co.
null nullD.A. Davidson & Co.