CIVB Share Price Performance
US$24.10
1.61 (7.16%)
4.6% undervalued intrinsic discount
US$25.25
Fair Value
Price US$24.10
AnalystConsensusTarget US$25.25
Fair ValueUS$25.00
Share Pricen/a
Civista Bancshares, Inc. Stock Price
- 1 Narratives written by author
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- 14 Fair Values set on narratives written by author
CIVB Community Narratives
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Fair Value US$25 3.6% undervalued intrinsic discount
Farmers Savings Bank Acquisition Will Open New Midwest Markets
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Farmers Savings Bank Acquisition Will Open New Midwest Markets
Key Takeaways Strategic acquisitions, digital initiatives, and capital raises are driving expansion in dynamic markets and supporting organic customer and revenue growth. Prudent underwriting and portfolio management reduce credit risk and enhance stable earnings, enabling Civista to capitalize on long-term industry trends.Read more
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AN
US$25
3.6% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
14.37% p.a.
Profit Margin
29.58%
Future PE
10.43x
Price in 2028
US$20.36
Trending Discussion
Recently Updated Narratives
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Farmers Savings Bank Acquisition Will Open New Midwest Markets
Fair Value: US$25 3.6% undervalued intrinsic discount
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Snowflake Analysis
Flawless balance sheet with solid track record and pays a dividend.
1 Risk
4 Rewards
Civista Bancshares, Inc. Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- 2.09
- 100.00%
- 26.64%
- 69.8%
About CIVB
- Founded
- 1884
- Employees
- 523
- CEO
- WebsiteView website
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; automated teller services; internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. It also provides time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Its loan portfolio includes commercial and agriculture; commercial real estate – owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. In addition, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
