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Civista Bancshares, Inc. Stock Price

NasdaqCM:CIVB Community·US$589.7m Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 14 Fair Values set on narratives written by author

CIVB Share Price Performance

US$28.30
8.39 (42.14%)
US$31.00
Fair Value
US$28.30
8.39 (42.14%)
8.7% undervalued intrinsic discount
US$31.00
Fair Value
Price US$28.30
AnalystConsensusTarget US$31.00

CIVB Community Narratives

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Fair Value US$31 8.7% undervalued intrinsic discount

Farmers Savings Bank Acquisition Will Open New Midwest Markets

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Updated Narratives

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CIVB: Fair Value View Will Balance Margin Strength And Credit Risk

Fair Value: US$31 8.7% undervalued intrinsic discount
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Snowflake Analysis

Flawless balance sheet, undervalued and pays a dividend.

0 Risks
5 Rewards

Civista Bancshares, Inc. Key Details

US$183.4m

Revenue

US$0

Cost of Revenue

US$183.4m

Gross Profit

US$129.3m

Other Expenses

US$54.2m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
2.60
100.00%
29.52%
42.0%
View Full Analysis

About CIVB

Founded
1884
Employees
548
CEO
Dennis Shaffer
WebsiteView website
www.civb.com

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. In addition, the company offers time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Further, its loan portfolio includes commercial and agriculture; commercial real estate – owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. Additionally, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products and investment advisory services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Recent CIVB News & Updates

Narrative Update Jul 29

CIVB: Fair Value View Will Balance Margin Strength And Credit Risk

Analysts have raised their fair value estimate for Civista Bancshares from $27.67 to $31.00. This reflects updated views on its earnings outlook following recent price target increases that cite steady net interest income, net interest margin expansion and stable credit trends, despite elevated non performing assets.

Recent updates

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