DBIN Stock Overview

Provides various banking and financial products and services to individuals and businesses. More details

DBIN fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	1/6
Financial Health	6/6
Dividends	4/6

Rewards

Trading at 49% below our estimate of its fair value

Pays a reliable dividend of 1.81%

Risk Analysis

Earnings have declined by 1.9% per year over past 5 years

My Notes

Capture your thoughts, links and company narrative

Dacotah Banks, Inc. Competitors

Community West Bancshares

NasdaqCM:CWBC

US$367.0m

Home Bancorp

NasdaqGS:HBCP

US$373.2m

USCB Financial Holdings

NasdaqGM:USCB

US$352.2m

Red River Bancshares

NasdaqGS:RRBI

US$365.8m

Price History & Performance

Summary of share price highs, lows and changes for Dacotah Banks
Historical stock prices
Current Share Price	US$33.23
52 Week High	US$36.80
52 Week Low	US$29.50
Beta	0.40
1 Month Change	-3.54%
3 Month Change	5.46%
1 Year Change	-1.69%
3 Year Change	-10.19%
5 Year Change	-2.26%
Change since IPO	4,647.14%

Recent updates

Shareholder Returns

	DBIN	US Banks	US Market
7D	-0.8%	-1.7%	-2.8%
1Y	-1.7%	28.6%	24.1%

Return vs Industry: DBIN underperformed the US Banks industry which returned 28.9% over the past year.

Return vs Market: DBIN underperformed the US Market which returned 24.5% over the past year.

Price Volatility

Is DBIN's price volatile compared to industry and market?
DBIN volatility
DBIN Average Weekly Movement	6.0%
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	18.0%
10% least volatile stocks in US Market	3.1%

Stable Share Price: DBIN has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: DBIN's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1955	n/a	Robert Fouberg	www.dacotahbank.com

Dacotah Banks, Inc. provides various banking and financial products and services to individuals and businesses. The company provides demand and certificates of deposit; checking, individual retirement, health savings, and money market accounts; and commercial, commercial real estate, residential mortgage, and consumer loans. It also offers vehicle, boat, motorhome, mortgage, camper, motorcycle, snowmobile, jet SKI, and ATV loans; and unsecured, overdraft protection, and student loans; business, term, and small business administration loans, and other loans.

Dacotah Banks, Inc. Fundamentals Summary

How do Dacotah Banks's earnings and revenue compare to its market cap?
DBIN fundamental statistics
Market cap	US$376.60m
Earnings (TTM)	US$26.69m
Revenue (TTM)	US$149.06m

13.9x

P/E Ratio

0.9x

P/B Ratio

Is DBIN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DBIN income statement (TTM)
Revenue	US$149.06m
Cost of Revenue	US$0
Gross Profit	US$149.06m
Other Expenses	US$122.37m
Earnings	US$26.69m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	2.38
Gross Margin	100.00%
Net Profit Margin	17.91%
Debt/Equity Ratio	10.9%

How did DBIN perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

25%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/02 01:23
End of Day Share Price	2025/01/02 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Dacotah Banks, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

Dacotah Banks OTCPK:DBIN Stock Report