ACNB Stock Overview
A financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 4/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for ACNB from our risk checks.
My Notes
Capture your thoughts, links and company narrative
ACNB Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$41.01 |
| 52 Week High | US$50.72 |
| 52 Week Low | US$30.24 |
| Beta | 0.64 |
| 1 Month Change | 6.80% |
| 3 Month Change | -13.75% |
| 1 Year Change | 13.73% |
| 3 Year Change | 28.80% |
| 5 Year Change | 15.72% |
| Change since IPO | 375.93% |
Recent News & Updates
Recent updates
ACNB (NASDAQ:ACNB) Is Increasing Its Dividend To $0.32
May 01
Here's Why We Think ACNB (NASDAQ:ACNB) Is Well Worth Watching
Jan 23ACNB: Trading At 2 Times TBVPS Thanks To Very Strong Loan Book
Jan 17ACNB's (NASDAQ:ACNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 23ACNB (NASDAQ:ACNB) Will Pay A Larger Dividend Than Last Year At $0.30
Oct 24Do ACNB's (NASDAQ:ACNB) Earnings Warrant Your Attention?
May 05ACNB's (NASDAQ:ACNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 04ACNB GAAP EPS of $0.99, revenue of $25.88M
Jul 29ACNB declares $0.26 dividend
Jul 21ACNB: Strong Growth; Low Valuation
Feb 05ACNB Corp: The Safest Dividend Is The One That Has Just Been Hiked
Nov 18ACNB Corporation: Good Value, Solid Dividend Yield
Sep 04Shareholder Returns
| ACNB | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.02% | 1.2% | 0.6% |
| 1Y | 13.7% | 43.9% | 22.4% |
Return vs Industry: ACNB underperformed the US Banks industry which returned 43.9% over the past year.
Return vs Market: ACNB underperformed the US Market which returned 22.4% over the past year.
Price Volatility
| ACNB volatility | |
|---|---|
| ACNB Average Weekly Movement | 4.9% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 18.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: ACNB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ACNB's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1857 | 413 | Jim Helt | www.acnb.com |
ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company provides checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also offers commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs include personal residential mortgages, and residential construction and investment mortgage loans.
ACNB Corporation Fundamentals Summary
| ACNB fundamental statistics | |
|---|---|
| Market cap | US$349.42m |
| Earnings (TTM) | US$31.85m |
| Revenue (TTM) | US$111.10m |
11.0x
P/E Ratio1.2x
P/B RatioIs ACNB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ACNB income statement (TTM) | |
|---|---|
| Revenue | US$111.10m |
| Cost of Revenue | US$0 |
| Gross Profit | US$111.10m |
| Other Expenses | US$79.26m |
| Earnings | US$31.85m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.72 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.66% |
| Debt/Equity Ratio | 89.4% |
How did ACNB perform over the long term?
See historical performance and comparisonDividends
3.1%
Current Dividend Yield34%
Payout RatioDoes ACNB pay a reliable dividends?
See ACNB dividend history and benchmarks| ACNB dividend dates | |
|---|---|
| Ex Dividend Date | Feb 28 2025 |
| Dividend Pay Date | Mar 14 2025 |
| Days until Ex dividend | 21 days |
| Days until Dividend pay date | 35 days |
Does ACNB pay a reliable dividends?
See ACNB dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/06 23:08 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
ACNB Corporation is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Bishop | Hovde Group, LLC |
| Daniel Cardenas | Janney Montgomery Scott LLC |
| Justin Crowley | Piper Sandler Companies |