ACNB Past Earnings Performance
Past criteria checks 2/6
ACNB has been growing earnings at an average annual rate of 11.6%, while the Banks industry saw earnings growing at 6.9% annually. Revenues have been growing at an average rate of 8.1% per year. ACNB's return on equity is 9.6%, and it has net margins of 27.6%.
Key information
11.6%
Earnings growth rate
9.2%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 8.1% |
| Return on equity | 9.6% |
| Net Margin | 27.6% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
ACNB (NASDAQ:ACNB) Is Increasing Its Dividend To $0.32
May 01
Here's Why We Think ACNB (NASDAQ:ACNB) Is Well Worth Watching
Jan 23ACNB: Trading At 2 Times TBVPS Thanks To Very Strong Loan Book
Jan 17ACNB's (NASDAQ:ACNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 23ACNB (NASDAQ:ACNB) Will Pay A Larger Dividend Than Last Year At $0.30
Oct 24Do ACNB's (NASDAQ:ACNB) Earnings Warrant Your Attention?
May 05ACNB's (NASDAQ:ACNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 04ACNB GAAP EPS of $0.99, revenue of $25.88M
Jul 29ACNB declares $0.26 dividend
Jul 21ACNB: Strong Growth; Low Valuation
Feb 05ACNB Corp: The Safest Dividend Is The One That Has Just Been Hiked
Nov 18ACNB Corporation: Good Value, Solid Dividend Yield
Sep 04ACNB (NASDAQ:ACNB) Will Pay A Dividend Of US$0.25
Jul 25Revenue & Expenses Breakdown
How ACNB makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 106 | 29 | 57 | 0 |
| 30 Jun 24 | 107 | 31 | 57 | 0 |
| 31 Mar 24 | 104 | 29 | 56 | 0 |
| 31 Dec 23 | 106 | 32 | 55 | 0 |
| 30 Sep 23 | 113 | 38 | 55 | 0 |
| 30 Jun 23 | 114 | 39 | 54 | 0 |
| 31 Mar 23 | 111 | 38 | 53 | 0 |
| 31 Dec 22 | 105 | 36 | 50 | 0 |
| 30 Sep 22 | 99 | 30 | 51 | 0 |
| 30 Jun 22 | 94 | 27 | 50 | 0 |
| 31 Mar 22 | 92 | 27 | 49 | 0 |
| 31 Dec 21 | 94 | 28 | 49 | 0 |
| 30 Sep 21 | 95 | 30 | 47 | 0 |
| 30 Jun 21 | 93 | 30 | 47 | 0 |
| 31 Mar 21 | 90 | 27 | 47 | 0 |
| 31 Dec 20 | 84 | 18 | 47 | 0 |
| 30 Sep 20 | 79 | 16 | 44 | 0 |
| 30 Jun 20 | 77 | 16 | 43 | 0 |
| 31 Mar 20 | 76 | 17 | 41 | 0 |
| 31 Dec 19 | 77 | 24 | 39 | 0 |
| 30 Sep 19 | 76 | 24 | 39 | 0 |
| 30 Jun 19 | 74 | 24 | 38 | 0 |
| 31 Mar 19 | 73 | 23 | 38 | 0 |
| 31 Dec 18 | 71 | 22 | 37 | 0 |
| 30 Sep 18 | 71 | 19 | 37 | 0 |
| 30 Jun 18 | 70 | 15 | 36 | 0 |
| 31 Mar 18 | 65 | 12 | 35 | 0 |
| 31 Dec 17 | 61 | 10 | 33 | 0 |
| 30 Sep 17 | 56 | 10 | 32 | 0 |
| 30 Jun 17 | 51 | 11 | 30 | 0 |
| 31 Mar 17 | 50 | 11 | 30 | 0 |
| 31 Dec 16 | 49 | 11 | 29 | 0 |
| 30 Sep 16 | 49 | 11 | 29 | 0 |
| 30 Jun 16 | 48 | 11 | 29 | 0 |
| 31 Mar 16 | 48 | 11 | 28 | 0 |
| 31 Dec 15 | 48 | 11 | 28 | 0 |
| 30 Sep 15 | 48 | 11 | 28 | 0 |
| 30 Jun 15 | 47 | 10 | 27 | 0 |
| 31 Mar 15 | 46 | 10 | 27 | 0 |
| 31 Dec 14 | 46 | 10 | 26 | 0 |
| 30 Sep 14 | 45 | 10 | 26 | 0 |
| 30 Jun 14 | 45 | 10 | 26 | 0 |
| 31 Mar 14 | 44 | 9 | 26 | 0 |
| 31 Dec 13 | 44 | 9 | 26 | 0 |
Quality Earnings: ACNB has high quality earnings.
Growing Profit Margin: ACNB's current net profit margins (27.6%) are lower than last year (33.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ACNB's earnings have grown by 11.6% per year over the past 5 years.
Accelerating Growth: ACNB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ACNB had negative earnings growth (-22.3%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: ACNB's Return on Equity (9.6%) is considered low.