ACNB Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqCM:ACNB Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
15 Dec 25	BuyUS$250	Frank Elsner	Individual	4.75	US$52.65
15 Dec 25	SellUS$144,957	Brett Fulk	Individual	2,773.26	US$52.27
11 Dec 25	SellUS$255,000	Donald Seibel	Individual	5,000	US$51.00
20 Nov 25	BuyUS$15,840	Scott Kelley	Individual	396	US$40.00
15 Sep 25	BuyUS$11,250	James Lott	Individual	250.95	US$44.83
15 Sep 25	BuyUS$258	Frank Elsner	Individual	5.77	US$44.83
13 Jun 25	BuyUS$250	Frank Elsner	Individual	6.1	US$40.97
14 Mar 25	BuyUS$253	Frank Elsner	Individual	6.06	US$41.75

Insider Trading Volume

Insider Buying: ACNB insiders have sold more shares than they have bought in the past 3 months.

Ownership Breakdown

What is the ownership structure of ACNB?
Owner Type	Number of Shares	Ownership Percentage
Individual Insiders	384,775	3.71%
Institutions	4,050,788	39%
General Public	5,949,249	57.3%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 21.5%.

Top Shareholders

Top 25 shareholders own 37.12% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
5.82%	FMR LLC	604,514	US$30.1m	0%	no data
5.79%	BlackRock, Inc.	600,764	US$29.9m	-1.44%	no data
5.1%	The Vanguard Group, Inc.	529,772	US$26.3m	-1.88%	no data
3.33%	Private Capital Management, LLC	345,626	US$17.2m	9.89%	1.61%
3%	Dimensional Fund Advisors LP	311,278	US$15.5m	2.69%	no data
2.33%	Geode Capital Management, LLC	242,104	US$12.0m	-0.56%	no data
1.76%	State Street Global Advisors, Inc.	182,878	US$9.1m	2.1%	no data
1.44%	Bridgeway Capital Management, LLC	149,974	US$7.5m	0.24%	0.11%
1.41%	Manulife Asset Management	146,688	US$7.3m	-1.24%	no data
1.05%	American Century Investment Management Inc	108,583	US$5.4m	-0.4%	no data
0.95%	Northern Trust Global Investments	98,829	US$4.9m	0.69%	no data
0.84%	Alan Stock	87,529	US$4.4m	0.34%	no data
0.77%	AllianceBernstein L.P.	79,866	US$4.0m	-29.8%	no data
0.49%	Maltese Capital Management, LLC	50,700	US$2.5m	112%	0.36%
0.38%	James Helt	39,953	US$2.0m	0%	no data
0.34%	John Polli	35,556	US$1.8m	0.62%	no data
0.3%	Charles Schwab Investment Management, Inc.	30,770	US$1.5m	-0.66%	no data
0.3%	BNY Asset Management	30,639	US$1.5m	4.87%	no data
0.27%	Frank Elsner	28,174	US$1.4m	0.81%	no data
0.27%	Stifel Asset Management Corp.	27,973	US$1.4m	0%	no data
0.27%	Scott Kelley	27,579	US$1.4m	2.03%	no data
0.25%	Morgan Stanley	25,973	US$1.3m	-27.1%	no data
0.24%	Renaissance Technologies LLC	24,656	US$1.2m	31.5%	no data
0.24%	Kestra Advisory Services, LLC	24,505	US$1.2m	0.75%	0.01%
0.19%	Jane Street Group, LLC	19,502	US$969.4k	165%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/12/24 22:33
End of Day Share Price	2025/12/24 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ACNB Corporation is covered by 5 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
David Bishop	Hovde Group, LLC
Daniel Cardenas	Janney Montgomery Scott LLC
Justin Crowley	Piper Sandler Companies