ACNB Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqCM:ACNB Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
15 Sep 25	BuyUS$11,250	James Lott	Individual	250.95	US$44.83
15 Sep 25	BuyUS$258	Frank Elsner	Individual	5.77	US$44.83
13 Jun 25	BuyUS$250	Frank Elsner	Individual	6.1	US$40.97
14 Mar 25	BuyUS$253	Frank Elsner	Individual	6.06	US$41.75
13 Dec 24	BuyUS$250	Frank Elsner	Individual	5.49	US$45.55
13 Dec 24	BuyUS$2,500	James Helt	Individual	54.88	US$45.55

Insider Trading Volume

Insider Buying: ACNB insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of ACNB?
Owner Type	Number of Shares	Ownership Percentage
Individual Insiders	389,227	3.72%
Institutions	3,978,245	38%
General Public	6,100,146	58.3%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 22.5%.

Top Shareholders

Top 25 shareholders own 36.92% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
5.82%	BlackRock, Inc.	609,566	US$26.7m	10.5%	no data
5.78%	FMR LLC	604,526	US$26.4m	-0.02%	no data
5.16%	The Vanguard Group, Inc.	539,937	US$23.6m	9.99%	no data
3%	Private Capital Management, LLC	314,513	US$13.8m	15.8%	1.29%
2.9%	Dimensional Fund Advisors LP	303,121	US$13.3m	5.74%	no data
2.33%	Geode Capital Management, LLC	243,474	US$10.7m	11.5%	no data
1.71%	State Street Global Advisors, Inc.	179,122	US$7.8m	12.6%	no data
1.43%	Bridgeway Capital Management, LLC	149,622	US$6.5m	4.84%	0.1%
1.42%	Manulife Asset Management	148,523	US$6.5m	0.83%	no data
1.09%	AllianceBernstein L.P.	113,791	US$5.0m	-25.2%	no data
1.04%	American Century Investment Management Inc	109,019	US$4.8m	0.11%	no data
0.94%	Northern Trust Global Investments	98,155	US$4.3m	40%	no data
0.83%	Alan Stock	87,236	US$3.8m	0.38%	no data
0.38%	James Helt	39,953	US$1.7m	0%	no data
0.37%	Susquehanna International Group, LLP	38,378	US$1.7m	98.7%	no data
0.34%	Morgan Stanley	35,628	US$1.6m	23.9%	no data
0.34%	John Polli	35,338	US$1.5m	0.73%	no data
0.3%	Charles Schwab Investment Management, Inc.	30,973	US$1.4m	24.6%	no data
0.28%	BNY Asset Management	29,217	US$1.3m	21.1%	no data
0.27%	Stifel Asset Management Corp.	27,973	US$1.2m	0%	no data
0.27%	Frank Elsner	27,948	US$1.2m	0.92%	no data
0.26%	Scott Kelley	27,029	US$1.2m	0.66%	no data
0.23%	Kestra Advisory Services, LLC	24,323	US$1.1m	0.8%	no data
0.23%	Maltese Capital Management, LLC	23,880	US$1.0m	0%	0.15%
0.22%	Donald Seibel	23,446	US$1.0m	1.35%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/05 20:06
End of Day Share Price	2025/10/03 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ACNB Corporation is covered by 4 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
David Bishop	Hovde Group, LLC
Daniel Cardenas	Janney Montgomery Scott LLC
Justin Crowley	Piper Sandler Companies