ACNB Balance Sheet Health
Financial Health criteria checks 6/6
ACNB has total assets of $2.4B and total equity of $279.9M. Total deposits are $1.8B, and total loans are $1.6B. It earns a Net Interest Margin of 4.1%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $53.1M.
Key information
8.6x
Asset to equity ratio
4.1%
Net interest margin
| Total deposits | US$1.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$53.14m |
Recent financial health updates
No updates
Recent updates
Here's Why We Think ACNB (NASDAQ:ACNB) Is Well Worth Watching
Jan 23
ACNB: Trading At 2 Times TBVPS Thanks To Very Strong Loan Book
Jan 17ACNB's (NASDAQ:ACNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 23ACNB (NASDAQ:ACNB) Will Pay A Larger Dividend Than Last Year At $0.30
Oct 24Do ACNB's (NASDAQ:ACNB) Earnings Warrant Your Attention?
May 05ACNB's (NASDAQ:ACNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 04ACNB GAAP EPS of $0.99, revenue of $25.88M
Jul 29ACNB declares $0.26 dividend
Jul 21ACNB: Strong Growth; Low Valuation
Feb 05ACNB Corp: The Safest Dividend Is The One That Has Just Been Hiked
Nov 18ACNB Corporation: Good Value, Solid Dividend Yield
Sep 04ACNB (NASDAQ:ACNB) Will Pay A Dividend Of US$0.25
Jul 25How Does ACNB Corporation (NASDAQ:ACNB) Stand Up To These Simple Dividend Safety Checks?
Apr 14There's A Lot To Like About ACNB's (NASDAQ:ACNB) Upcoming US$0.25 Dividend
Feb 21ACNB's(NASDAQ:ACNB) Share Price Is Down 25% Over The Past Year.
Feb 21ACNB declares $0.25 dividend
Feb 01ACNB reports Q4 results
Jan 29Would ACNB Corporation (NASDAQ:ACNB) Be Valuable To Income Investors?
Dec 30
Just Four Days Till ACNB Corporation (NASDAQ:ACNB) Will Be Trading Ex-Dividend
Nov 25ACNB reports Q3 results
Oct 28Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ACNB's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: ACNB has a sufficient allowance for bad loans (479%).
Low Risk Liabilities: 86% of ACNB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ACNB has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: ACNB's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: ACNB has an appropriate level of bad loans (0.3%).