SFST Stock Overview
Operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for SFST from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Southern First Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$40.65 |
| 52 Week High | US$45.91 |
| 52 Week Low | US$24.98 |
| Beta | 0.83 |
| 1 Month Change | -7.63% |
| 3 Month Change | 21.71% |
| 1 Year Change | 15.16% |
| 3 Year Change | -35.21% |
| 5 Year Change | -5.11% |
| Change since IPO | 750.22% |
Recent News & Updates
Recent updates
Southern First Bancshares names new president
Aug 23Southern First Bancshares Could Become Interesting At A Slightly Lower Share Price
Apr 21Should You Be Adding Southern First Bancshares (NASDAQ:SFST) To Your Watchlist Today?
Nov 08
This Insider Has Just Sold Shares In Southern First Bancshares, Inc. (NASDAQ:SFST)
Mar 04Have Southern First Bancshares, Inc. (NASDAQ:SFST) Insiders Been Selling Their Stock?
Feb 07Is Southern First Bancshares, Inc. (NASDAQ:SFST) Popular Amongst Insiders?
Jan 19A Quick Analysis On Southern First Bancshares' (NASDAQ:SFST) CEO Compensation
Dec 14Shareholder Returns
| SFST | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.7% | -3.4% | -2.4% |
| 1Y | 15.2% | 29.1% | 23.4% |
Return vs Industry: SFST underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: SFST underperformed the US Market which returned 23.4% over the past year.
Price Volatility
| SFST volatility | |
|---|---|
| SFST Average Weekly Movement | 5.7% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: SFST has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SFST's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 296 | Art Seaver | www.southernfirst.com |
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit.
Southern First Bancshares, Inc. Fundamentals Summary
| SFST fundamental statistics | |
|---|---|
| Market cap | US$331.70m |
| Earnings (TTM) | US$14.07m |
| Revenue (TTM) | US$90.17m |
23.6x
P/E Ratio1.0x
P/B RatioIs SFST overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SFST income statement (TTM) | |
|---|---|
| Revenue | US$90.17m |
| Cost of Revenue | US$0 |
| Gross Profit | US$90.17m |
| Other Expenses | US$76.10m |
| Earnings | US$14.07m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.72 |
| Gross Margin | 100.00% |
| Net Profit Margin | 15.60% |
| Debt/Equity Ratio | 82.1% |
How did SFST perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 10:01 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Southern First Bancshares, Inc. is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Marinac | FIG Partners |
| Christopher Marinac | Janney Montgomery Scott LLC |
| Jefferson Harralson | Keefe, Bruyette, & Woods |