Colony Bankcorp (CBAN) Stock Overview
Operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 5/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
CBAN Community Fair Values
Create NarrativeSee what 11 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Colony Bankcorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$20.71 |
| 52 Week High | US$22.46 |
| 52 Week Low | US$15.80 |
| Beta | 0.53 |
| 1 Month Change | -3.58% |
| 3 Month Change | 0% |
| 1 Year Change | 17.80% |
| 3 Year Change | 112.19% |
| 5 Year Change | 15.44% |
| Change since IPO | 223.59% |
Recent News & Updates
Recent updates
Analysis Article • Jul 26
Earnings Beat: Colony Bankcorp, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Colony Bankcorp, Inc. ( NYSE:CBAN ) investors will be delighted, with the company turning in some strong numbers with...Seeking Alpha • Jul 03
Colony Bankcorp Validates My Belief In First Reliance Bancshares And Its Market
Summary Colony Bankcorp is acquiring First Reliance Bancshares for $163 million, expanding into South Carolina and boosting assets to $5 billion. FSRL shareholders benefit from a fair buyout at 1.62x tangible book value, while CBAN expects immediate earnings accretion and improved efficiency metrics post-merger. Despite geographic expansion and NIM improvement, CBAN's Q1 2026 results were mixed, with falling ROA/ROE and rising non-interest expenses. I rate CBAN as Hold; shares are not a bargain at 1.38x TBV, and I expect performance to track the KRE ETF in the near term. Read the full article on Seeking Alpha
Narrative Update • Jun 17
CBAN: Low Cost Deposits And Buybacks Will Support Future Stock Upside
Analysts have kept their fair value estimate for Colony Bankcorp steady at $23.63, highlighting the perceived value of the bank's low cost deposit base as a key support for maintaining the current price target. Analyst Commentary Bullish analysts covering Colony Bankcorp point to the value of its low cost deposit base as a central part of their case, linking that funding advantage to both the current fair value estimate and the recent rating upgrades.Narrative Update • Jun 01
CBAN: Low Cost Deposits And Buybacks Will Drive Future Upside Potential
Analysts have adjusted their fair value target for Colony Bankcorp to $23.63, citing the value of the bank's low cost deposits and a modestly lower assumed future P/E multiple as key drivers of the change in outlook. Analyst Commentary Bullish Takeaways Bullish analysts highlight Colony Bankcorp's low cost deposits as a key support for the updated US$23.63 fair value, suggesting funding remains an important pillar for the stock's valuation framework.Narrative Update • May 04
CBAN: Low Cost Deposits And Buybacks Will Support Future Upside Potential
Analysts have raised their price target on Colony Bankcorp to $23.63 from $22.75, citing the value of the bank's low cost deposits and updated assumptions for profitability and valuation multiples. Analyst Commentary Bullish Takeaways Bullish analysts highlight Colony Bankcorp's low cost deposit base as a key support for the higher price target, viewing it as a valuable funding advantage for earnings and returns on equity.Analysis Article • Apr 26
Earnings Miss: Colony Bankcorp, Inc. Missed EPS By 16% And Analysts Are Revising Their Forecasts
Colony Bankcorp, Inc. ( NYSE:CBAN ) shareholders are probably feeling a little disappointed, since its shares fell 6.4...Narrative Update • Apr 19
CBAN: Low Cost Deposits And Capital Returns Will Underpin A Balanced Outlook
Analysts have reaffirmed a $22.75 price target for Colony Bankcorp, citing the value of its low cost deposit base and growing conviction reflected in recent upgrades. Analyst Commentary Recent research points to a stronger conviction around Colony Bankcorp, with a focus on how its funding profile and deposit mix could influence the value investors are willing to pay at the current $22.75 price target.Narrative Update • Apr 04
CBAN: Low Cost Deposits Will Support An Undervalued Long Term Outlook
Analysts have raised their price target on Colony Bankcorp from $22.00 to $22.75, citing the value of the bank’s low cost deposits and updated assumptions for the discount rate, profit margin, and forward P/E. Analyst Commentary Bullish Takeaways Bullish analysts highlight the value of Colony Bankcorp’s low cost deposits as a key support for earnings quality and the updated price target.Narrative Update • Mar 20
CBAN: Buybacks And Dividend Will Support An Undervalued Long-Term Outlook
Analysts have maintained their fair value estimate for Colony Bankcorp at $22.00, with only modest tweaks to assumptions such as the discount rate and future P/E. This suggests a largely unchanged view of the stock's longer term potential.Narrative Update • Mar 05
CBAN: Buybacks And Dividend Will Support A Steady Fairly Valued Outlook
Analysts have modestly adjusted their fair value estimate for Colony Bankcorp to $22.00 per share, reflecting slightly updated assumptions for discount rate, long term revenue growth, profit margin and future P/E without a material change in their overall outlook. What's in the News Colony Bankcorp reported fourth quarter 2025 net loan charge offs of $1,600,000, compared with $1,534,000 for the same quarter a year earlier (Key Developments).Narrative Update • Feb 18
CBAN: Buybacks And Dividend Will Support A Steady Outlook
Analysts reaffirmed their $22.00 price target on Colony Bankcorp, with only minimal tweaks to inputs such as discount rate, revenue growth, profit margin and future P/E. This reflects a largely unchanged view of the stock's valuation drivers.Narrative Update • Feb 04
CBAN: Share Repurchases And Dividend Policy Will Support A Balanced Outlook
Analysts have raised their price target on Colony Bankcorp from $19.75 to $22.00, citing updated assumptions for discount rate, revenue growth, profit margin and forward P/E that, in their view, better reflect the bank's earnings profile and valuation. What's in the News Colony Bankcorp reported net loan charge-offs of $1,600,000 for the fourth quarter ended December 31, 2025, compared with $1,534,000 for the same quarter a year earlier (Key Developments).Analysis Article • Feb 01
Colony Bankcorp (NYSE:CBAN) Has Announced That It Will Be Increasing Its Dividend To $0.12
Colony Bankcorp, Inc. ( NYSE:CBAN ) has announced that it will be increasing its dividend from last year's comparable...Analysis Article • Nov 04
Colony Bankcorp (NYSE:CBAN) Is Paying Out A Dividend Of $0.115
Colony Bankcorp, Inc. ( NYSE:CBAN ) will pay a dividend of $0.115 on the 19th of November. Based on this payment, the...Seeking Alpha • Nov 12
Colony Bankcorp: Positive Earnings Outlook Seems Priced-In
Summary The margin will likely expand when rates fall because loan yields are stickier than deposit costs. Further, the reinvestment of low-yielding fixed-rate loans will lift the margin. I haven’t changed my rate outlook following the election because economies move slowly. In case the tariff’s effect comes sooner than expected, then the margin could shrink. Georgia’s robust economy will help loan growth bounce back after sub-par year-to-date performance. The December 2025 target price suggests a small downside from the current market price. CBAN is offering a dividend yield of 2.6% with a payoutratio of 34%. Read the full article on Seeking AlphaAnalysis Article • Oct 27
Colony Bankcorp's (NASDAQ:CBAN) Dividend Will Be $0.1125
Colony Bankcorp, Inc. ( NASDAQ:CBAN ) will pay a dividend of $0.1125 on the 20th of November. Based on this payment...
New Narrative • Sep 26
Critical Moves In Mortgage And Small Business Lending Spark Bright Financial Future
Diversification and growth in noninterest income from mortgage banking and small business lending indicate expanding revenue streams beyond traditional operations.Analysis Article • Jan 28
Colony Bankcorp's (NASDAQ:CBAN) Upcoming Dividend Will Be Larger Than Last Year's
Colony Bankcorp, Inc. ( NASDAQ:CBAN ) has announced that it will be increasing its dividend from last year's comparable...Shareholder Returns
| CBAN | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.5% | -3.6% | -0.2% |
| 1Y | 17.8% | 11.3% | 12.1% |
Return vs Industry: CBAN exceeded the US Banks industry which returned 11.3% over the past year.
Return vs Market: CBAN exceeded the US Market which returned 12.1% over the past year.
Price Volatility
| CBAN volatility | |
|---|---|
| CBAN Average Weekly Movement | 3.6% |
| Banks Industry Average Movement | 3.0% |
| Market Average Movement | 6.8% |
| 10% most volatile stocks in US Market | 15.1% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: CBAN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CBAN's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1975 | 528 | T. Fountain | colony.bank |
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency.
Colony Bankcorp, Inc. Fundamentals Summary
| CBAN fundamental statistics | |
|---|---|
| Market cap | US$439.49m |
| Earnings (TTM) | US$32.72m |
| Revenue (TTM) | US$145.43m |
13.4x
P/E Ratio1.1x
P/B RatioIs CBAN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CBAN income statement (TTM) | |
|---|---|
| Revenue | US$145.43m |
| Cost of Revenue | US$0 |
| Gross Profit | US$145.43m |
| Other Expenses | US$112.70m |
| Earnings | US$32.72m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.54 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.50% |
| Debt/Equity Ratio | 59.8% |
How did CBAN perform over the long term?
See historical performance and comparisonDividends
2.3%
Current Dividend Yield28%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/20 11:36 |
| End of Day Share Price | 2026/09/18 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Colony Bankcorp, Inc. is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Marinac | Brean Capital Historical (Janney Montgomery) |
| David Bishop | Hovde Group, LLC |