COFS Stock Overview
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services to corporations, partnerships, and individuals in Michigan.
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for COFS from our risk checks.
ChoiceOne Financial Services, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$24.06 |
| 52 Week High | US$32.14 |
| 52 Week Low | US$15.84 |
| Beta | 0.56 |
| 1 Month Change | -5.28% |
| 3 Month Change | -18.41% |
| 1 Year Change | -0.62% |
| 3 Year Change | 0.38% |
| 5 Year Change | -11.71% |
| Change since IPO | 91.92% |
Recent News & Updates
Recent updates
ChoiceOne Financial Services' (NASDAQ:COFS) Upcoming Dividend Will Be Larger Than Last Year's
Dec 13
ChoiceOne Financial Services' (NASDAQ:COFS) Upcoming Dividend Will Be Larger Than Last Year's
Aug 28ChoiceOne Financial Services (NASDAQ:COFS) Has Announced That It Will Be Increasing Its Dividend To $0.26
Jun 01ChoiceOne Financial Services (NASDAQ:COFS) Has Announced That It Will Be Increasing Its Dividend To $0.26
Dec 04ChoiceOne Financial Services (NASDAQ:COFS) Is Due To Pay A Dividend Of $0.25
Aug 28ChoiceOne Financial Services declares $0.25 dividend
Aug 24ChoiceOne Financial Services GAAP EPS of $0.75, revenue of $19.72M
Jul 27ChoiceOne Financial: Loans Likely To Start Recovering By Next Year
Sep 16ChoiceOne Financial Services' (NASDAQ:COFS) Upcoming Dividend Will Be Larger Than Last Year's
Sep 03ChoiceOne Financial Services declares $0.22 dividend
May 28ChoiceOne Financial Services, Inc. (NASDAQ:COFS) Looks Like A Good Stock, And It's Going Ex-Dividend Soon
Mar 07Reflecting on ChoiceOne Financial Services' (NASDAQ:COFS) Share Price Returns Over The Last Year
Feb 18
ChoiceOne Financial Services reports Q4 results
Jan 31I Built A List Of Growing Companies And ChoiceOne Financial Services (NASDAQ:COFS) Made The Cut
Jan 14Should You Buy ChoiceOne Financial Services, Inc. (NASDAQ:COFS) For Its Upcoming Dividend?
Dec 09Is ChoiceOne Financial Services, Inc. (NASDAQ:COFS) An Attractive Dividend Stock?
Dec 07ChoiceOne Financial Services increases dividend by 10%
Nov 19Shareholder Returns
| COFS | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.5% | 6.8% | 1.2% |
| 1Y | -0.6% | 34.4% | 24.9% |
Return vs Industry: COFS underperformed the US Banks industry which returned 34% over the past year.
Return vs Market: COFS underperformed the US Market which returned 24.7% over the past year.
Price Volatility
| COFS volatility | |
|---|---|
| COFS Average Weekly Movement | 6.6% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: COFS has not had significant price volatility in the past 3 months.
Volatility Over Time: COFS's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1898 | 357 | Kelly Potes | www.choiceone.bank |
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties.
ChoiceOne Financial Services, Inc. Fundamentals Summary
| COFS fundamental statistics | |
|---|---|
| Market cap | US$190.29m |
| Earnings (TTM) | US$21.26m |
| Revenue (TTM) | US$80.64m |
8.6x
P/E Ratio0.9x
P/B RatioIs COFS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| COFS income statement (TTM) | |
|---|---|
| Revenue | US$80.64m |
| Cost of Revenue | US$0 |
| Gross Profit | US$80.64m |
| Other Expenses | US$59.38m |
| Earnings | US$21.26m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.81 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.37% |
| Debt/Equity Ratio | 120.4% |
How did COFS perform over the long term?
See historical performance and comparison