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First BankNasdaqGM:FRBA Stock Report

Market Cap US$370.7m
Share Price
US$15.10
US$18.67
19.1% undervalued intrinsic discount
1Y-1.1%
7D-2.1%
Portfolio Value
View

First Bank

NasdaqGM:FRBA Stock Report

Market Cap: US$370.7m

First Bank (FRBA) Stock Overview

Provides various banking products and services to small and mid-sized businesses and individuals. More details

FRBA fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance4/6
Financial Health6/6
Dividends2/6

FRBA Community Fair Values

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First Bank Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Bank
Historical stock prices
Current Share PriceUS$15.10
52 Week HighUS$18.11
52 Week LowUS$14.21
Beta0.53
1 Month Change-10.91%
3 Month Change-12.72%
1 Year Change-1.11%
3 Year Change45.33%
5 Year Change8.63%
Change since IPO43.81%

Recent News & Updates

Analysis Article Jan 30

First Bank's (NASDAQ:FRBA) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of First Bank ( NASDAQ:FRBA ) has announced that it will be paying its dividend of $0.09 on the 20th of...

Recent updates

Analysis Article Jan 30

First Bank's (NASDAQ:FRBA) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of First Bank ( NASDAQ:FRBA ) has announced that it will be paying its dividend of $0.09 on the 20th of...
Analysis Article Jul 26

First Bank (NASDAQ:FRBA) Has Affirmed Its Dividend Of $0.06

The board of First Bank ( NASDAQ:FRBA ) has announced that it will pay a dividend on the 22nd of August, with investors...
Analysis Article Apr 24

Analyst Estimates: Here's What Brokers Think Of First Bank (NASDAQ:FRBA) After Its First-Quarter Report

It's been a good week for First Bank ( NASDAQ:FRBA ) shareholders, because the company has just released its latest...
Analysis Article Oct 27

First Bank (NASDAQ:FRBA) Is Paying Out A Dividend Of $0.06

First Bank ( NASDAQ:FRBA ) will pay a dividend of $0.06 on the 22nd of November. This means the annual payment will be...
User avatar
New Narrative Sep 24

Diversifying Loan Portfolio And Optimizing Deposit Costs Set To Drive Bank's Profitability Surge

Diversifying loan portfolios with a focus on specialized lending and relationship-based banking enhances revenue and reduces risk.
Analysis Article May 01

First Bank (NASDAQ:FRBA) Will Pay A Dividend Of $0.06

The board of First Bank ( NASDAQ:FRBA ) has announced that it will pay a dividend on the 24th of May, with investors...
Analysis Article Jan 28

First Bank's (NASDAQ:FRBA) Dividend Will Be $0.06

First Bank ( NASDAQ:FRBA ) will pay a dividend of $0.06 on the 23rd of February. This payment means the dividend yield...
Analysis Article Oct 29

First Bank's (NASDAQ:FRBA) Dividend Will Be $0.06

First Bank ( NASDAQ:FRBA ) has announced that it will pay a dividend of $0.06 per share on the 24th of November. This...
Analysis Article Jul 30

First Bank (NASDAQ:FRBA) Will Pay A Dividend Of $0.06

First Bank ( NASDAQ:FRBA ) will pay a dividend of $0.06 on the 25th of August. This means the annual payment will be...
Analysis Article May 06

First Bank (NASDAQ:FRBA) Is Paying Out A Dividend Of $0.06

The board of First Bank ( NASDAQ:FRBA ) has announced that it will pay a dividend on the 26th of May, with investors...
Analysis Article Apr 30

Earnings Miss: First Bank Missed EPS By 5.3% And Analysts Are Revising Their Forecasts

The analyst might have been a bit too bullish on First Bank ( NASDAQ:FRBA ), given that the company fell short of...
Analysis Article Jan 29

First Bank (NASDAQ:FRBA) Is Due To Pay A Dividend Of $0.06

First Bank ( NASDAQ:FRBA ) will pay a dividend of $0.06 on the 24th of February. This payment means the dividend yield...
Seeking Alpha Aug 10

First Bank goes ex dividend tomorrow

First Bank (NASDAQ:FRBA) has declared $0.06/share quarterly dividend, in line with previous. Payable Aug. 26; for shareholders of record Aug. 12; ex-div Aug. 11. See FRBA Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha Jul 26

First Bank GAAP EPS of $0.45 beats by $0.02, revenue of $24.37M beats by $0.64M

First Bank press release (NASDAQ:FRBA): Q2 GAAP EPS of $0.45 beats by $0.02. Revenue of $24.37M (+11.8% Y/Y) beats by $0.64M. Total loans of $2.22 billion on June 30, 2022, reflected growth of $68.5 million, or 3.2%, from the end of the first quarter of 2022 and were up $108.2 million, or 5.1%, from December 31, 2021. Loan growth, excluding the decline in Paycheck Protection Program (PPP) loans, totaled $84.0 million in the second quarter of 2022, representing a 15.8% annualized increase. Total deposits of $2.17 billion on June 30, 2022, were down $12.7 million, or 0.6%, from the end of the linked first quarter and up $50.6 million, or 2.4%, from December 31, 2021. Asset quality metrics remained solid during the quarter, with annualized net charge offs to average loans of 0.07% and nonperforming loans to total loans of 0.57% as of June 30, 2022, compared to 0.62% on December 31, 2021, and 0.59% on March 31, 2022.
Seeking Alpha Aug 06

First Bank: Strong Earnings And Cheap Valuation, The Perfect Investment Combination

Solid expense management is the driving force behind the recent profitability improvement. The steeply discounted price, relative to peers, sets the stage for noteworthy outperformance. Good core loan growth likely results in sustainable market share gains.
Analysis Article Jul 30

First Bank (NASDAQ:FRBA) Will Pay A Dividend Of US$0.03

The board of First Bank ( NASDAQ:FRBA ) has announced that it will pay a dividend on the 20th of August, with investors...

Shareholder Returns

FRBAUS BanksUS Market
7D-2.1%-5.1%0.5%
1Y-1.1%14.1%25.4%

Return vs Industry: FRBA underperformed the US Banks industry which returned 14.1% over the past year.

Return vs Market: FRBA underperformed the US Market which returned 25.4% over the past year.

Price Volatility

Is FRBA's price volatile compared to industry and market?
FRBA volatility
FRBA Average Weekly Movement3.8%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.0%
10% least volatile stocks in US Market3.2%

Stable Share Price: FRBA has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FRBA's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2007327Pat Ryanwww.myfirstbank.com

First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts. The company also offers various loan products, such as commercial and industrial loans, which include line of credit, inventory, equipment, and short-term working capital financing; commercial real estate loans comprising owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans consisting of residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans, such as auto, personal, traditional installment, and other loans.

First Bank Fundamentals Summary

How do First Bank's earnings and revenue compare to its market cap?
FRBA fundamental statistics
Market capUS$370.66m
Earnings (TTM)US$41.92m
Revenue (TTM)US$133.63m
9.0x
P/E Ratio
0.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FRBA income statement (TTM)
RevenueUS$133.63m
Cost of RevenueUS$0
Gross ProfitUS$133.63m
Other ExpensesUS$91.71m
EarningsUS$41.92m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.67
Gross Margin100.00%
Net Profit Margin31.37%
Debt/Equity Ratio57.0%

How did FRBA perform over the long term?

See historical performance and comparison

Dividends

2.4%
Current Dividend Yield
16%
Payout Ratio

Does FRBA pay a reliable dividends?

See FRBA dividend history and benchmarks
When do you need to buy FRBA by to receive an upcoming dividend?
First Bank dividend dates
Ex Dividend DateMay 08 2026
Dividend Pay DateMay 22 2026
Days until Ex dividend7 days
Days until Dividend pay date7 days

Does FRBA pay a reliable dividends?

See FRBA dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/14 01:09
End of Day Share Price 2026/05/14 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Bank is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bryce RoweBaird
null nullD.A. Davidson & Co.
Jacob CivielloD.A. Davidson & Co.