First Bank

NasdaqGM:FRBA Stock Report

Market Cap: US$393.3m

First Bank Management

Management criteria checks 4/4

First Bank's CEO is Pat Ryan, appointed in Jan 2013, has a tenure of 12.75 years. total yearly compensation is $1.32M, comprised of 53.1% salary and 46.9% bonuses, including company stock and options. directly owns 1.4% of the company’s shares, worth $5.50M. The average tenure of the management team and the board of directors is 4.3 years and 8.5 years respectively.

Key information

Pat Ryan

Chief executive officer

US$1.3m

Total compensation

CEO salary percentage53.09%
CEO tenure12.8yrs
CEO ownership1.4%
Management average tenure4.3yrs
Board average tenure8.5yrs

Recent management updates

Recent updates

First Bank (NASDAQ:FRBA) Has Affirmed Its Dividend Of $0.06

Jul 26
First Bank (NASDAQ:FRBA) Has Affirmed Its Dividend Of $0.06

Analyst Estimates: Here's What Brokers Think Of First Bank (NASDAQ:FRBA) After Its First-Quarter Report

Apr 24
Analyst Estimates: Here's What Brokers Think Of First Bank (NASDAQ:FRBA) After Its First-Quarter Report

First Bank (NASDAQ:FRBA) Is Paying Out A Dividend Of $0.06

Oct 27
First Bank (NASDAQ:FRBA) Is Paying Out A Dividend Of $0.06
User avatar

Diversifying Loan Portfolio And Optimizing Deposit Costs Set To Drive Bank's Profitability Surge

Diversifying loan portfolios with a focus on specialized lending and relationship-based banking enhances revenue and reduces risk.

First Bank (NASDAQ:FRBA) Will Pay A Dividend Of $0.06

May 01
First Bank (NASDAQ:FRBA) Will Pay A Dividend Of $0.06

First Bank's (NASDAQ:FRBA) Dividend Will Be $0.06

Jan 28
First Bank's (NASDAQ:FRBA) Dividend Will Be $0.06

First Bank's (NASDAQ:FRBA) Dividend Will Be $0.06

Oct 29
First Bank's (NASDAQ:FRBA) Dividend Will Be $0.06

First Bank (NASDAQ:FRBA) Will Pay A Dividend Of $0.06

Jul 30
First Bank (NASDAQ:FRBA) Will Pay A Dividend Of $0.06

First Bank (NASDAQ:FRBA) Is Paying Out A Dividend Of $0.06

May 06
First Bank (NASDAQ:FRBA) Is Paying Out A Dividend Of $0.06

Earnings Miss: First Bank Missed EPS By 5.3% And Analysts Are Revising Their Forecasts

Apr 30
Earnings Miss: First Bank Missed EPS By 5.3% And Analysts Are Revising Their Forecasts

First Bank (NASDAQ:FRBA) Is Due To Pay A Dividend Of $0.06

Jan 29
First Bank (NASDAQ:FRBA) Is Due To Pay A Dividend Of $0.06

First Bank goes ex dividend tomorrow

Aug 10

First Bank GAAP EPS of $0.45 beats by $0.02, revenue of $24.37M beats by $0.64M

Jul 26

First Bank: Strong Earnings And Cheap Valuation, The Perfect Investment Combination

Aug 06

First Bank (NASDAQ:FRBA) Will Pay A Dividend Of US$0.03

Jul 30
First Bank (NASDAQ:FRBA) Will Pay A Dividend Of US$0.03

CEO Compensation Analysis

How has Pat Ryan's remuneration changed compared to First Bank's earnings?
DateTotal CompensationSalaryCompany Earnings
Jun 30 2025n/an/a

US$38m

Mar 31 2025n/an/a

US$39m

Dec 31 2024US$1mUS$700k

US$42m

Sep 30 2024n/an/a

US$40m

Jun 30 2024n/an/a

US$31m

Mar 31 2024n/an/a

US$26m

Dec 31 2023US$1mUS$610k

US$21m

Sep 30 2023n/an/a

US$22m

Jun 30 2023n/an/a

US$33m

Mar 31 2023n/an/a

US$35m

Dec 31 2022US$1mUS$560k

US$36m

Sep 30 2022n/an/a

US$35m

Jun 30 2022n/an/a

US$34m

Mar 31 2022n/an/a

US$34m

Dec 31 2021US$1mUS$513k

US$35m

Sep 30 2021n/an/a

US$34m

Jun 30 2021n/an/a

US$31m

Mar 31 2021n/an/a

US$26m

Dec 31 2020US$884kUS$478k

US$19m

Sep 30 2020n/an/a

US$18m

Jun 30 2020n/an/a

US$14m

Mar 31 2020n/an/a

US$12m

Dec 31 2019US$799kUS$455k

US$13m

Sep 30 2019n/an/a

US$12m

Jun 30 2019n/an/a

US$17m

Mar 31 2019n/an/a

US$18m

Dec 31 2018US$827kUS$430k

US$18m

Compensation vs Market: Pat's total compensation ($USD1.32M) is below average for companies of similar size in the US market ($USD2.39M).

Compensation vs Earnings: Pat's compensation has been consistent with company performance over the past year.

CEO

Pat Ryan (49 yo)

12.8yrs
Tenure
US$1,318,564
Compensation

Mr. Patrick L. Ryan has been the Chief Executive Officer and President of First Bank since January 1, 2013 and has been its Director since 2008. Mr. Ryan served as Member of Community Depository Institutio...

Leadership Team

NamePositionTenureCompensationOwnership
Patrick Ryan
President12.8yrsUS$1.32m1.4%
$ 5.5m
Andrew Hibshman
Executive VP4.3yrsUS$554.63k0.12%
$ 485.6k
Peter Cahill
Executive VP & Chief Lending Officer16.9yrsUS$576.20k0.38%
$ 1.5m
Christopher Ewing
Executive VP & COOless than a yearno datano data
Parwinder Virk
First Senior VP & Chief Accounting Officer4.2yrsno datano data
Sarah Pearson
FVP, Chief Compliance & CRA Officerless than a yearno datano data
Michael Smith
First Senior VP and Director of Small Business & Corporate Development3.2yrsno datano data
Kimberly Cerasi
First Senior VP & Director of Human Resourcesno datano datano data
Stephen Carman
First Senior VP & Senior Accounting Officer4.2yrsUS$331.65kno data
Scott Civil
Senior VP & Market Executive9.8yrsno datano data
Michael Cook
Senior VP & Manager Investor Real Estate9.5yrsno datano data
David DiStefano
First Senior VP & Northern New Jersey Regional President9.8yrsno datano data
4.3yrs
Average Tenure
65yo
Average Age

Experienced Management: FRBA's management team is considered experienced (4.3 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Patrick Ryan
President17yrsUS$1.32m1.4%
$ 5.5m
Zaid Alsikafi
Directorless than a yearUS$20.00k0.012%
$ 46.6k
Leslie Goodman
Chairman of the Board17.8yrsUS$115.00k0.88%
$ 3.5m
Patrick Ryan
Director14.8yrsUS$180.00k1.5%
$ 5.9m
Neha Shah
Director1.8yrsUS$85.00k0.027%
$ 104.7k
Douglas Borden
Independent Director8.5yrsUS$87.50k2.47%
$ 9.7m
Michael Salz
Independent Director8.5yrsUS$85.00k0.25%
$ 972.5k
Scott Gamble
Independent Director5.8yrsUS$80.00kno data
Glenn Josephs
Independent Director17yrsUS$90.00k0.34%
$ 1.3m
Andrew Fish
Director2.3yrsUS$80.00k0.090%
$ 352.4k
Deborah Imperatore
Independent Director9.8yrsUS$87.50k0.20%
$ 787.1k
8.5yrs
Average Tenure
63.5yo
Average Age

Experienced Board: FRBA's board of directors are considered experienced (8.5 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 18:00
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Bank is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bryce RoweBaird
Erik ZwickBoenning & Scattergood, Inc.
null nullD.A. Davidson & Co.