How does BSVN's PE Ratio compare to its peers?

BSVN is expensive based on its Price-To-Earnings Ratio (12.2x) compared to the peer average (10x).

How does BSVN's PE Ratio compare vs other companies in the US Banks Industry?

BSVN is good value based on its Price-To-Earnings Ratio (12.2x) compared to the US Banks industry average (12.9x).

What is BSVN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BSVN is expensive based on its Price-To-Earnings Ratio (12.2x) compared to the estimated Fair Price-To-Earnings Ratio (11x).

What is the Fair Price of BSVN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

BSVN ($46.51) is trading below our estimate of [[fair value]] ($95.98)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is lower than the current share price.

Bank7 (Nasdaq:BSVN) - Stock Price, News & Analysis

BSVN Stock Overview

Operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. More details

BSVN fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	3/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 51.5% below our estimate of its fair value

Earnings grew by 0.2% over the past year

Risk Analysis

No risks detected for BSVN from our risk checks.

Bank7 Corp. Competitors

West Coast Community Bancorp

OTCPK:SCZC

US$431.9m

Thomasville Bancshares

OTCPK:THVB

US$430.5m

River City Bank

OTCPK:RCBC

US$483.2m

Summit Financial Group

NasdaqGS:SMMF

US$377.4m

Price History & Performance

Summary of all time highs, changes and price drops for Bank7
Historical stock prices
Current Share Price	US$46.51
52 Week High	US$49.01
52 Week Low	US$22.05
Beta	1.47
11 Month Change	6.58%
3 Month Change	21.37%
1 Year Change	94.20%
33 Year Change	81.68%
5 Year Change	143.64%
Change since IPO	143.64%

Recent updates

Bank7 Corp: Earnings Uptrend To Take A Break; Adopting A Hold Rating

Sep 10

Bank7 (NASDAQ:BSVN) Is Increasing Its Dividend To $0.24

Jul 30

Increases to CEO Compensation Might Be Put On Hold For Now at Bank7 Corp. (NASDAQ:BSVN)

May 09

Bank7 (NASDAQ:BSVN) Has Announced That It Will Be Increasing Its Dividend To $0.16

Jun 13

Here's Why We Think Bank7 (NASDAQ:BSVN) Might Deserve Your Attention Today

Mar 14

Bank7 (NASDAQ:BSVN) Will Pay A Larger Dividend Than Last Year At $0.16

Dec 08

Bank7's (NASDAQ:BSVN) Shareholders Will Receive A Bigger Dividend Than Last Year

Nov 22

Bank7 (NASDAQ:BSVN) Is Paying Out A Dividend Of $0.12

Sep 11

Bank7 declares $0.12 dividend

Sep 08

Bank7 GAAP EPS of $0.76 in-line, revenue of $16.48M beats by $0.31M

Jul 27

Shareholder Returns

	BSVN	US Banks	US Market
7D	-1.6%	1.0%	-2.1%
1Y	94.2%	53.9%	29.6%

Return vs Industry: BSVN exceeded the US Banks industry which returned 53.9% over the past year.

Return vs Market: BSVN exceeded the US Market which returned 29.6% over the past year.

Price Volatility

Is BSVN's price volatile compared to industry and market?
BSVN volatility
BSVN Average Weekly Movement	5.9%
Banks Industry Average Movement	5.2%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.5%
10% least volatile stocks in US Market	3.1%

Stable Share Price: BSVN has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BSVN's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1901	123	Tom Travis	www.bank7.com

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also provides commercial real estate, hospitality, energy, and commercial and industrial lending services; consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans.

Bank7 Corp. Fundamentals Summary

How do Bank7's earnings and revenue compare to its market cap?
BSVN fundamental statistics
Market cap	US$434.55m
Earnings (TTM)	US$35.66m
Revenue (TTM)	US$85.88m

12.2x

P/E Ratio

2.1x

P/B Ratio

Is BSVN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BSVN income statement (TTM)
Revenue	US$85.88m
Cost of Revenue	US$0
Gross Profit	US$85.88m
Other Expenses	US$50.22m
Earnings	US$35.66m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	3.82
Gross Margin	100.00%
Net Profit Margin	41.52%
Debt/Equity Ratio	0%

How did BSVN perform over the long term?

See historical performance and comparison

Dividends

2.1%

Current Dividend Yield

23%

Payout Ratio

BSVN Stock Overview

Rewards

Risk Analysis

Bank7 Corp. Competitors

OTCPK:SCZC

US$431.9m

OTCPK:THVB

US$430.5m

OTCPK:RCBC

US$483.2m

NasdaqGS:SMMF

US$377.4m

Price History & Performance

Recent News & Updates

President notifies of intention to sell stock

New minor risk - Shareholder dilution

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

Bank7 Corp. to Report Q3, 2024 Results on Oct 11, 2024

Upcoming dividend of US$0.24 per share

Recent updates

President notifies of intention to sell stock

New minor risk - Shareholder dilution

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

Bank7 Corp. to Report Q3, 2024 Results on Oct 11, 2024

Upcoming dividend of US$0.24 per share

Bank7 Corp: Earnings Uptrend To Take A Break; Adopting A Hold Rating

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

Bank7 (NASDAQ:BSVN) Is Increasing Its Dividend To $0.24

Second quarter dividend increased to US$0.24

Bank7 Corp. Declares Quarterly Cash Dividend, Payable on October 9, 2024

Executive VP & Chief Credit Officer recently sold US$106k worth of stock

Executive VP & Chief Credit Officer notifies of intention to sell stock

Price target increased by 10% to US$39.33

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

Bank7 Corp. to Report Q2, 2024 Results on Jul 11, 2024

First quarter dividend of US$0.21 announced

Bank7 Corp. Declares Quarterly Cash Dividend on Common Stock, Payable on July 9, 2024

VP & General Counsel notifies of intention to sell stock

First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Increases to CEO Compensation Might Be Put On Hold For Now at Bank7 Corp. (NASDAQ:BSVN)

President recently sold US$203k worth of stock

Bank7 Corp. to Report Q1, 2024 Results on Apr 12, 2024

Bank7: It's Not Wise To Hold Out For Further Upside

Insufficient new directors

Bank7 Corp., Annual General Meeting, May 15, 2024

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Upcoming dividend of US$0.21 per share

Fourth quarter dividend of US$0.21 announced

Bank7 Corp. Declares Quarterly Cash Dividend on Common Stock, Payable on April 4, 2024

President recently sold US$542k worth of stock

President notifies of intention to sell stock

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Bank7 Corp. to Report Q4, 2023 Results on Jan 29, 2024

Price target increased by 14% to US$33.00

Upcoming dividend of US$0.21 per share at 3.3% yield

Executive VP & Chief Credit Officer recently sold US$74k worth of stock

Executive VP & Chief Credit Officer notifies of intention to sell stock

Bank7 (NASDAQ:BSVN) Has Announced A Dividend Of $0.21

President recently sold US$178k worth of stock

Bank7 Corp. Declares Quarterly Cash Dividend on Common Stock Payable on January 4, 2024

Price target decreased by 10% to US$29.00

Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Bank7 Corp. to Report Q3, 2023 Results on Oct 26, 2023

Upcoming dividend of US$0.21 per share at 3.4% yield

Bank7 (NASDAQ:BSVN) Is Increasing Its Dividend To $0.21

President recently sold US$352k worth of stock

President notifies of intention to sell stock

Bank7 (NASDAQ:BSVN) Will Pay A Larger Dividend Than Last Year At $0.21

Investor sentiment improves as stock rises 15%

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

Bank7 Corp. to Report Q2, 2023 Results on Jul 20, 2023

Upcoming dividend of US$0.16 per share at 2.6% yield

Bank7 (NASDAQ:BSVN) Has Announced That It Will Be Increasing Its Dividend To $0.16

President recently sold US$55k worth of stock

President notifies of intention to sell stock

Price target decreased by 7.8% to US$31.33

Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Upcoming dividend of US$0.16 per share at 1.9% yield

Here's Why We Think Bank7 (NASDAQ:BSVN) Might Deserve Your Attention Today

Vice-Chairman recently sold US$176k worth of stock