OBT Stock Overview
Through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
Orange County Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$55.04 |
| 52 Week High | US$66.11 |
| 52 Week Low | US$41.00 |
| Beta | 0.48 |
| 1 Month Change | -7.71% |
| 3 Month Change | -5.93% |
| 1 Year Change | -8.63% |
| 3 Year Change | 35.07% |
| 5 Year Change | 86.58% |
| Change since IPO | -31.20% |
Recent News & Updates
Recent updates
Orange County Bancorp (NASDAQ:OBT) Is Paying Out A Larger Dividend Than Last Year
Nov 28
Orange County Bancorp (NASDAQ:OBT) Has Announced A Dividend Of $0.23
Aug 22Orange County Bancorp (NASDAQ:OBT) Is Due To Pay A Dividend Of $0.23
May 23Here's Why We Think Orange County Bancorp (NASDAQ:OBT) Is Well Worth Watching
Feb 06Orange County Bancorp declares $0.20 dividend
Aug 18Orange County Bancorp GAAP EPS of $0.38 misses by $0.58, revenue of $20.47M beats by $0.47M
Aug 01Shareholder Returns
| OBT | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.5% | 0.1% | -1.1% |
| 1Y | -8.6% | 28.7% | 22.4% |
Return vs Industry: OBT underperformed the US Banks industry which returned 29.4% over the past year.
Return vs Market: OBT underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| OBT volatility | |
|---|---|
| OBT Average Weekly Movement | 7.0% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: OBT has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: OBT's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1892 | 197 | Mike Gilfeather | www.orangebanktrust.com |
Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and individuals. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans.
Orange County Bancorp, Inc. Fundamentals Summary
| OBT fundamental statistics | |
|---|---|
| Market cap | US$311.34m |
| Earnings (TTM) | US$28.84m |
| Revenue (TTM) | US$98.02m |
10.8x
P/E Ratio1.6x
P/B RatioIs OBT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OBT income statement (TTM) | |
|---|---|
| Revenue | US$98.02m |
| Cost of Revenue | US$0 |
| Gross Profit | US$98.02m |
| Other Expenses | US$69.18m |
| Earnings | US$28.84m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.08 |
| Gross Margin | 100.00% |
| Net Profit Margin | 29.42% |
| Debt/Equity Ratio | 83.7% |
How did OBT perform over the long term?
See historical performance and comparisonDividends
1.8%
Current Dividend Yield18%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 00:53 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Orange County Bancorp, Inc. is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Alexander Roberts Twerdahl | Piper Sandler Companies |
| Mark Fitzgibbon | Piper Sandler Companies |
| null null | Stephens, Inc. |