PBFS Stock Overview
Operates as a holding company for Pioneer Bank National Association that provides various banking products and services in New York. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Pioneer Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$11.43 |
| 52 Week High | US$12.00 |
| 52 Week Low | US$8.76 |
| Beta | 0.49 |
| 1 Month Change | -3.14% |
| 3 Month Change | 3.25% |
| 1 Year Change | 4.77% |
| 3 Year Change | 2.51% |
| 5 Year Change | -25.34% |
| Change since IPO | -22.51% |
Recent News & Updates
Shareholder Returns
| PBFS | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.9% | -1.1% | -0.4% |
| 1Y | 4.8% | 29.5% | 24.8% |
Return vs Industry: PBFS underperformed the US Banks industry which returned 29.3% over the past year.
Return vs Market: PBFS underperformed the US Market which returned 23.9% over the past year.
Price Volatility
| PBFS volatility | |
|---|---|
| PBFS Average Weekly Movement | 2.2% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PBFS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PBFS's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1889 | 271 | Tom Amell | www.pioneerny.com |
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, money market accounts, and certificates of deposit accounts. The company’s loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage lending, consumer loans, and home equity lines of credit.
Pioneer Bancorp, Inc. Fundamentals Summary
| PBFS fundamental statistics | |
|---|---|
| Market cap | US$288.59m |
| Earnings (TTM) | US$18.15m |
| Revenue (TTM) | US$78.36m |
15.9x
P/E Ratio0.9x
P/B RatioIs PBFS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PBFS income statement (TTM) | |
|---|---|
| Revenue | US$78.36m |
| Cost of Revenue | US$0 |
| Gross Profit | US$78.36m |
| Other Expenses | US$60.22m |
| Earnings | US$18.15m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.72 |
| Gross Margin | 100.00% |
| Net Profit Margin | 23.16% |
| Debt/Equity Ratio | 3.2% |
How did PBFS perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 14:19 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Pioneer Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|