Colony Bankcorp Balance Sheet Health
Financial Health criteria checks 6/6
Colony Bankcorp has total assets of $3.1B and total equity of $276.1M. Total deposits are $2.5B, and total loans are $1.9B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $144.9M.
Key information
11.1x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$2.52b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$144.85m |
Recent financial health updates
No updates
Recent updates
Colony Bankcorp: Positive Earnings Outlook Seems Priced-In
Nov 12Colony Bankcorp's (NASDAQ:CBAN) Dividend Will Be $0.1125
Oct 27
Colony Bankcorp's (NASDAQ:CBAN) Upcoming Dividend Will Be Larger Than Last Year's
Jan 28Colony Bankcorp (NASDAQ:CBAN) Is Due To Pay A Dividend Of $0.11
Oct 29Colony Bankcorp (NASDAQ:CBAN) Has Announced A Dividend Of $0.11
Feb 01Colony Bankcorp's (NASDAQ:CBAN) Dividend Will Be $0.1075
Oct 25Colony Bankcorp Non-GAAP EPS of $0.30 misses by $0.07, revenue of $29.04M misses by $2.73M
Oct 20Colony Bankcorp goes ex-dividend tomorrow
Aug 03Colony Bankcorp (NASDAQ:CBAN) Has Affirmed Its Dividend Of $0.1075
Jul 29Colony Bankcorp GAAP EPS of $0.19, revenue of $29.4M
Jul 21Colony Bankcorp (NASDAQ:CBAN) Is Due To Pay A Dividend Of US$0.11
May 02Earnings Miss: Colony Bankcorp, Inc. Missed EPS By 11% And Analysts Are Revising Their Forecasts
Apr 23Colony Bankcorp's (NASDAQ:CBAN) Dividend Will Be Increased To US$0.11
Jan 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBAN's Assets to Equity ratio (11.1x) is moderate.
Allowance for Bad Loans: CBAN has a sufficient allowance for bad loans (160%).
Low Risk Liabilities: 91% of CBAN's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBAN has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: CBAN's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: CBAN has an appropriate level of bad loans (0.6%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 18:22 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Colony Bankcorp, Inc. is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Bishop | Hovde Group, LLC |
| Christopher Marinac | Janney Montgomery Scott LLC |