Colony Bankcorp, Inc.

NYSE:CBAN Stock Report

Market Cap: US$433.8m

Colony Bankcorp Future Growth

Future criteria checks 4/6

Colony Bankcorp is forecast to grow earnings and revenue by 21% and 12.9% per annum respectively while EPS is expected to grow by 15.9% per annum.

Key information

21.0%

Earnings growth rate

15.95%

EPS growth rate

Banks earnings growth8.1%
Revenue growth rate12.9%
Future return on equityn/a
Analyst coverage

Low

Last updated21 May 2026

Recent future growth updates

Analysis Article • Apr 26

Earnings Miss: Colony Bankcorp, Inc. Missed EPS By 16% And Analysts Are Revising Their Forecasts

Colony Bankcorp, Inc. ( NYSE:CBAN ) shareholders are probably feeling a little disappointed, since its shares fell 6.4...

Recent updates

Narrative Update • Jun 01

CBAN: Low Cost Deposits And Buybacks Will Drive Future Upside Potential

Analysts have adjusted their fair value target for Colony Bankcorp to $23.63, citing the value of the bank's low cost deposits and a modestly lower assumed future P/E multiple as key drivers of the change in outlook. Analyst Commentary Bullish Takeaways Bullish analysts highlight Colony Bankcorp's low cost deposits as a key support for the updated US$23.63 fair value, suggesting funding remains an important pillar for the stock's valuation framework.
Narrative Update • May 04

CBAN: Low Cost Deposits And Buybacks Will Support Future Upside Potential

Analysts have raised their price target on Colony Bankcorp to $23.63 from $22.75, citing the value of the bank's low cost deposits and updated assumptions for profitability and valuation multiples. Analyst Commentary Bullish Takeaways Bullish analysts highlight Colony Bankcorp's low cost deposit base as a key support for the higher price target, viewing it as a valuable funding advantage for earnings and returns on equity.
Analysis Article • Apr 26

Earnings Miss: Colony Bankcorp, Inc. Missed EPS By 16% And Analysts Are Revising Their Forecasts

Colony Bankcorp, Inc. ( NYSE:CBAN ) shareholders are probably feeling a little disappointed, since its shares fell 6.4...
Narrative Update • Apr 19

CBAN: Low Cost Deposits And Capital Returns Will Underpin A Balanced Outlook

Analysts have reaffirmed a $22.75 price target for Colony Bankcorp, citing the value of its low cost deposit base and growing conviction reflected in recent upgrades. Analyst Commentary Recent research points to a stronger conviction around Colony Bankcorp, with a focus on how its funding profile and deposit mix could influence the value investors are willing to pay at the current $22.75 price target.
Narrative Update • Apr 04

CBAN: Low Cost Deposits Will Support An Undervalued Long Term Outlook

Analysts have raised their price target on Colony Bankcorp from $22.00 to $22.75, citing the value of the bank’s low cost deposits and updated assumptions for the discount rate, profit margin, and forward P/E. Analyst Commentary Bullish Takeaways Bullish analysts highlight the value of Colony Bankcorp’s low cost deposits as a key support for earnings quality and the updated price target.
Narrative Update • Mar 20

CBAN: Buybacks And Dividend Will Support An Undervalued Long-Term Outlook

Analysts have maintained their fair value estimate for Colony Bankcorp at $22.00, with only modest tweaks to assumptions such as the discount rate and future P/E. This suggests a largely unchanged view of the stock's longer term potential.
Narrative Update • Mar 05

CBAN: Buybacks And Dividend Will Support A Steady Fairly Valued Outlook

Analysts have modestly adjusted their fair value estimate for Colony Bankcorp to $22.00 per share, reflecting slightly updated assumptions for discount rate, long term revenue growth, profit margin and future P/E without a material change in their overall outlook. What's in the News Colony Bankcorp reported fourth quarter 2025 net loan charge offs of $1,600,000, compared with $1,534,000 for the same quarter a year earlier (Key Developments).
Narrative Update • Feb 18

CBAN: Buybacks And Dividend Will Support A Steady Outlook

Analysts reaffirmed their $22.00 price target on Colony Bankcorp, with only minimal tweaks to inputs such as discount rate, revenue growth, profit margin and future P/E. This reflects a largely unchanged view of the stock's valuation drivers.
Narrative Update • Feb 04

CBAN: Share Repurchases And Dividend Policy Will Support A Balanced Outlook

Analysts have raised their price target on Colony Bankcorp from $19.75 to $22.00, citing updated assumptions for discount rate, revenue growth, profit margin and forward P/E that, in their view, better reflect the bank's earnings profile and valuation. What's in the News Colony Bankcorp reported net loan charge-offs of $1,600,000 for the fourth quarter ended December 31, 2025, compared with $1,534,000 for the same quarter a year earlier (Key Developments).
Analysis Article • Feb 01

Colony Bankcorp (NYSE:CBAN) Has Announced That It Will Be Increasing Its Dividend To $0.12

Colony Bankcorp, Inc. ( NYSE:CBAN ) has announced that it will be increasing its dividend from last year's comparable...
Analysis Article • Nov 04

Colony Bankcorp (NYSE:CBAN) Is Paying Out A Dividend Of $0.115

Colony Bankcorp, Inc. ( NYSE:CBAN ) will pay a dividend of $0.115 on the 19th of November. Based on this payment, the...
Seeking Alpha • Jun 23

Colony Bankcorp: Upgrading To Buy After Earnings Beat Expectations For Two Quarters Straight

Summary Economic headwinds will likely pressure loan growth, while team expansion will support loan growth in the year ahead. I’m expecting the net interest margin to continue to expand due to upcoming interest rate cuts. The Iran-Israel conflict is a major risk to my interest rate outlook. I’ve raised my EPS estimate to $1.59, which is 17% higher than the EPS for 2024. I’m upgrading CBAN to buy as my year-end target price suggests a 13.7% price upside. CBAN is also offering a 3.0% dividend yield. Read the full article on Seeking Alpha
Seeking Alpha • Nov 12

Colony Bankcorp: Positive Earnings Outlook Seems Priced-In

Summary The margin will likely expand when rates fall because loan yields are stickier than deposit costs. Further, the reinvestment of low-yielding fixed-rate loans will lift the margin. I haven’t changed my rate outlook following the election because economies move slowly. In case the tariff’s effect comes sooner than expected, then the margin could shrink. Georgia’s robust economy will help loan growth bounce back after sub-par year-to-date performance. The December 2025 target price suggests a small downside from the current market price. CBAN is offering a dividend yield of 2.6% with a payoutratio of 34%. Read the full article on Seeking Alpha
Analysis Article • Oct 27

Colony Bankcorp's (NASDAQ:CBAN) Dividend Will Be $0.1125

Colony Bankcorp, Inc. ( NASDAQ:CBAN ) will pay a dividend of $0.1125 on the 20th of November. Based on this payment...
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New Narrative • Sep 26

Critical Moves In Mortgage And Small Business Lending Spark Bright Financial Future

Diversification and growth in noninterest income from mortgage banking and small business lending indicate expanding revenue streams beyond traditional operations.
Analysis Article • Jan 28

Colony Bankcorp's (NASDAQ:CBAN) Upcoming Dividend Will Be Larger Than Last Year's

Colony Bankcorp, Inc. ( NASDAQ:CBAN ) has announced that it will be increasing its dividend from last year's comparable...
Analysis Article • Oct 29

Colony Bankcorp (NASDAQ:CBAN) Is Due To Pay A Dividend Of $0.11

Colony Bankcorp, Inc. ( NASDAQ:CBAN ) has announced that it will pay a dividend of $0.11 per share on the 22nd of...

Earnings and Revenue Growth Forecasts

NYSE:CBAN - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202717544N/AN/A1
12/31/202616740N/AN/A1
3/31/2026137302931N/A
12/31/202512828-7-6N/A
9/30/2025123284445N/A
6/30/2025119285051N/A
3/31/2025114253536N/A
12/31/2024112242223N/A
9/30/2024109223132N/A
6/30/2024109221920N/A
3/31/2024110221215N/A
12/31/2023110221721N/A
9/30/2023112222529N/A
6/30/2023111214246N/A
3/31/2023111193639N/A
12/31/2022112204750N/A
9/30/2022114182630N/A
6/30/202211318712N/A
3/31/2022108192530N/A
12/31/2021102193036N/A
9/30/202193194751N/A
6/30/20218717812N/A
3/31/2021801516N/A
12/31/20207312-23-19N/A
9/30/20206810-30-27N/A
6/30/202064903N/A
3/31/2020639-12N/A
12/31/20196110N/A4N/A
9/30/20195710N/A5N/A
6/30/20195311N/A11N/A
3/31/20195012N/A15N/A
12/31/20185012N/A15N/A
9/30/20185010N/A13N/A
6/30/2018509N/A13N/A
3/31/2018499N/A12N/A
12/31/2017488N/A13N/A
9/30/2017489N/A15N/A
6/30/2017478N/A14N/A
3/31/2017477N/A14N/A
12/31/2016477N/A13N/A
9/30/2016477N/A13N/A
6/30/2016467N/A15N/A
3/31/2016466N/A16N/A
12/31/2015466N/A14N/A
9/30/2015466N/A13N/A
6/30/2015466N/A11N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CBAN's forecast earnings growth (21% per year) is above the savings rate (3.5%).

Earnings vs Market: CBAN's earnings (21% per year) are forecast to grow faster than the US market (17.1% per year).

High Growth Earnings: CBAN's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: CBAN's revenue (12.9% per year) is forecast to grow faster than the US market (11.9% per year).

High Growth Revenue: CBAN's revenue (12.9% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if CBAN's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/10 22:25
End of Day Share Price 2026/06/10 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Colony Bankcorp, Inc. is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher MarinacBrean Capital Historical (Janney Montgomery)
David BishopHovde Group, LLC