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PCB Bancorp NasdaqGS:PCB Stock Report

Last Price

US$20.15

Market Cap

US$277.9m

7D

6.1%

1Y

24.2%

Updated

04 Feb, 2025

Data

Company Financials +

PCB Stock Overview

Operates as the bank holding company for PCB Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. More details

PCB fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

PCB Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for PCB Bancorp
Historical stock prices
Current Share PriceUS$20.15
52 Week HighUS$22.20
52 Week LowUS$14.50
Beta0.68
1 Month Change1.10%
3 Month Change-3.17%
1 Year Change24.15%
3 Year Change-20.76%
5 Year Change32.57%
Change since IPO35.45%

Recent News & Updates

PCB Bancorp: Short-Term Risks Are High Because Of Wildfires, A Good Investment For The Longer Term

Jan 26

Recent updates

PCB Bancorp: Short-Term Risks Are High Because Of Wildfires, A Good Investment For The Longer Term

Jan 26

PCB Bancorp's (NASDAQ:PCB) Dividend Will Be $0.18

Oct 29
PCB Bancorp's (NASDAQ:PCB) Dividend Will Be $0.18

PCB Bancorp Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Oct 27
PCB Bancorp Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

PCB Bancorp (NASDAQ:PCB) Will Pay A Dividend Of $0.18

Jul 30
PCB Bancorp (NASDAQ:PCB) Will Pay A Dividend Of $0.18

PCB Bancorp (NASDAQ:PCB) Is Due To Pay A Dividend Of $0.18

May 01
PCB Bancorp (NASDAQ:PCB) Is Due To Pay A Dividend Of $0.18

PCB Bancorp: 2.65% Dividend And Virtually No Non-Performing Assets

Mar 14

PCB Bancorp (NASDAQ:PCB) Will Pay A Larger Dividend Than Last Year At US$0.15

Feb 01
PCB Bancorp (NASDAQ:PCB) Will Pay A Larger Dividend Than Last Year At US$0.15

PCB Bancorp's (NASDAQ:PCB) Dividend Will Be Increased To US$0.12

Nov 02
PCB Bancorp's (NASDAQ:PCB) Dividend Will Be Increased To US$0.12

Shareholder Returns

PCBUS BanksUS Market
7D6.1%-0.9%-0.2%
1Y24.2%41.0%22.2%

Return vs Industry: PCB underperformed the US Banks industry which returned 41% over the past year.

Return vs Market: PCB exceeded the US Market which returned 22.2% over the past year.

Price Volatility

Is PCB's price volatile compared to industry and market?
PCB volatility
PCB Average Weekly Movement4.4%
Banks Industry Average Movement5.1%
Market Average Movement6.4%
10% most volatile stocks in US Market18.7%
10% least volatile stocks in US Market3.2%

Stable Share Price: PCB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PCB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2003262Henry Kimwww.mypcbbank.com

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and trade finance, remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and consumer loans comprising residential mortgage; and automobile loans, unsecured lines of credit, and term loans.

PCB Bancorp Fundamentals Summary

How do PCB Bancorp's earnings and revenue compare to its market cap?
PCB fundamental statistics
Market capUS$277.90m
Earnings (TTM)US$24.98m
Revenue (TTM)US$96.31m

11.6x

P/E Ratio

1.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PCB income statement (TTM)
RevenueUS$96.31m
Cost of RevenueUS$0
Gross ProfitUS$96.31m
Other ExpensesUS$71.33m
EarningsUS$24.98m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.74
Gross Margin100.00%
Net Profit Margin25.93%
Debt/Equity Ratio4.1%

How did PCB perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

41%

Payout Ratio

Does PCB pay a reliable dividends?

See PCB dividend history and benchmarks
When do you need to buy PCB by to receive an upcoming dividend?
PCB Bancorp dividend dates
Ex Dividend DateFeb 14 2025
Dividend Pay DateFeb 21 2025
Days until Ex dividend9 days
Days until Dividend pay date16 days

Does PCB pay a reliable dividends?

See PCB dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/04 00:21
End of Day Share Price 2025/02/04 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PCB Bancorp is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher McGrattyKeefe, Bruyette, & Woods
Kelly MottaKeefe, Bruyette, & Woods
Matthew ClarkPiper Sandler Companies