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FNLC

First Bancorp NasdaqGS:FNLC Stock Report

Last Price

US$30.61

Market Cap

US$338.0m

7D

-1.8%

1Y

1.7%

Updated

04 Dec, 2022

Data

Company Financials
FNLC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends5/6

FNLC Stock Overview

The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses.

The First Bancorp, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for First Bancorp
Historical stock prices
Current Share PriceUS$30.61
52 Week HighUS$36.80
52 Week LowUS$27.42
Beta0.51
1 Month Change2.14%
3 Month Change6.77%
1 Year Change1.69%
3 Year Change8.24%
5 Year Change4.69%
Change since IPO347.95%

Recent News & Updates

First Bancorp GAAP EPS of $0.91, revenue of $24.35M

Oct 19

First Bancorp declares $0.34 dividend

Sep 21

Recent updates

First Bancorp (NASDAQ:FNLC) Is Increasing Its Dividend To US$0.34

Jul 05
First Bancorp (NASDAQ:FNLC) Is Increasing Its Dividend To US$0.34

Most Shareholders Will Probably Agree With The First Bancorp, Inc.'s (NASDAQ:FNLC) CEO Compensation

Apr 23
Most Shareholders Will Probably Agree With The First Bancorp, Inc.'s (NASDAQ:FNLC) CEO Compensation

Should You Take Comfort From Insider Transactions At The First Bancorp, Inc. (NASDAQ:FNLC)?

Mar 15
Should You Take Comfort From Insider Transactions At The First Bancorp, Inc. (NASDAQ:FNLC)?

Is The First Bancorp, Inc. (NASDAQ:FNLC) A Smart Choice For Dividend Investors?

Feb 22
Is The First Bancorp, Inc. (NASDAQ:FNLC) A Smart Choice For Dividend Investors?

What Is The Ownership Structure Like For The First Bancorp, Inc. (NASDAQ:FNLC)?

Jan 27
What Is The Ownership Structure Like For The First Bancorp, Inc. (NASDAQ:FNLC)?

Why You Might Be Interested In The First Bancorp, Inc. (NASDAQ:FNLC) For Its Upcoming Dividend

Jan 01
Why You Might Be Interested In The First Bancorp, Inc. (NASDAQ:FNLC) For Its Upcoming Dividend

First Bancorp (NASDAQ:FNLC) Has Compensated Shareholders With A Respectable 50% Return On Their Investment

Dec 25
First Bancorp (NASDAQ:FNLC) Has Compensated Shareholders With A Respectable 50% Return On Their Investment

Are Insiders Buying The First Bancorp, Inc. (NASDAQ:FNLC) Stock?

Dec 04
Are Insiders Buying The First Bancorp, Inc. (NASDAQ:FNLC) Stock?

Shareholder Returns

FNLCUS BanksUS Market
7D-1.8%-1.7%1.5%
1Y1.7%-13.3%-14.9%

Return vs Industry: FNLC exceeded the US Banks industry which returned -13.3% over the past year.

Return vs Market: FNLC exceeded the US Market which returned -14.9% over the past year.

Price Volatility

Is FNLC's price volatile compared to industry and market?
FNLC volatility
FNLC Average Weekly Movement3.5%
Banks Industry Average Movement4.0%
Market Average Movement7.4%
10% most volatile stocks in US Market15.7%
10% least volatile stocks in US Market3.3%

Stable Share Price: FNLC is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: FNLC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1864267Tony McKimhttps://www.thefirst.com

The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, savings, money market, and certificates of deposit accounts. The company also provides commercial real estate loan products, such as mortgage loans to finance investments in real property comprising multi-family residential, commercial/retail, office, industrial, hotel, educational, and other specific or mixed use properties; commercial construction loans to finance construction of owner- and non-owner occupied commercial real estate properties; and other commercial loans, which include revolving and term loan obligations to business and corporate enterprises for the purpose of financing working capital or capital investment.

The First Bancorp, Inc. Fundamentals Summary

How do First Bancorp's earnings and revenue compare to its market cap?
FNLC fundamental statistics
Market CapUS$338.00m
Earnings (TTM)US$39.34m
Revenue (TTM)US$92.85m

8.6x

P/E Ratio

1.5x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
FNLC income statement (TTM)
RevenueUS$92.85m
Cost of RevenueUS$0
Gross ProfitUS$92.85m
Other ExpensesUS$53.52m
EarningsUS$39.34m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)3.56
Gross Margin100.00%
Net Profit Margin42.37%
Debt/Equity Ratio56.3%

How did FNLC perform over the long term?

See historical performance and comparison

Dividends

4.4%

Current Dividend Yield

37%

Payout Ratio