FNLC Stock Overview
Operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for FNLC from our risk checks.
My Notes
Capture your thoughts, links and company narrative
The First Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$27.42 |
| 52 Week High | US$31.05 |
| 52 Week Low | US$21.77 |
| Beta | 0.56 |
| 1 Month Change | -4.79% |
| 3 Month Change | 4.98% |
| 1 Year Change | -4.79% |
| 3 Year Change | -12.14% |
| 5 Year Change | -9.62% |
| Change since IPO | 301.27% |
Recent News & Updates
Recent updates
First Bancorp: Not Cheap But An Exceptionally Robust Loan Book
Dec 11The First Bancorp: Not The First On My List
Aug 05First Bancorp (NASDAQ:FNLC) Is Increasing Its Dividend To $0.36
Jul 02
First Bancorp (NASDAQ:FNLC) Is Paying Out A Dividend Of $0.35
Dec 26First Bancorp's (NASDAQ:FNLC) Dividend Will Be Increased To $0.35
Jul 04First Bancorp GAAP EPS of $0.91, revenue of $24.35M
Oct 19First Bancorp declares $0.34 dividend
Sep 21First Bancorp: A Strong-Performing Bank With A 4%+ Dividend Yield
Aug 16The First Bancorp: Collect A Paycheck, Get Raises
Jul 13First Bancorp declares $0.34 dividend
Jul 07First Bancorp (NASDAQ:FNLC) Is Increasing Its Dividend To US$0.34
Jul 05First Bancorp rises dividend 6.3% to 0.34/share
Jun 30First Bancorp: Wait For Better Performance
Feb 02The First Bancorp: A High Quality Bank With Decent Upside Potential
Sep 02Most Shareholders Will Probably Agree With The First Bancorp, Inc.'s (NASDAQ:FNLC) CEO Compensation
Apr 23Should You Take Comfort From Insider Transactions At The First Bancorp, Inc. (NASDAQ:FNLC)?
Mar 15Is The First Bancorp, Inc. (NASDAQ:FNLC) A Smart Choice For Dividend Investors?
Feb 22What Is The Ownership Structure Like For The First Bancorp, Inc. (NASDAQ:FNLC)?
Jan 27Why You Might Be Interested In The First Bancorp, Inc. (NASDAQ:FNLC) For Its Upcoming Dividend
Jan 01
First Bancorp (NASDAQ:FNLC) Has Compensated Shareholders With A Respectable 50% Return On Their Investment
Dec 25First Bancorp declares $0.31 dividend
Dec 17Are Insiders Buying The First Bancorp, Inc. (NASDAQ:FNLC) Stock?
Dec 04The First Bancorp: Pricey After A Major Move
Nov 10Shareholder Returns
| FNLC | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.5% | 3.1% | 2.8% |
| 1Y | -4.8% | 29.1% | 24.5% |
Return vs Industry: FNLC underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: FNLC underperformed the US Market which returned 24.5% over the past year.
Price Volatility
| FNLC volatility | |
|---|---|
| FNLC Average Weekly Movement | 6.6% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.1% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: FNLC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FNLC's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1864 | 271 | Tony McKim | www.thefirst.com |
The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. The company also provides commercial loans comprising commercial real estate owner occupied, such as mortgage loans to finance investments in real property such as retail space, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loan for financing working capital and/or capital investment.
The First Bancorp, Inc. Fundamentals Summary
| FNLC fundamental statistics | |
|---|---|
| Market cap | US$307.46m |
| Earnings (TTM) | US$26.44m |
| Revenue (TTM) | US$78.19m |
11.6x
P/E Ratio1.2x
P/B RatioIs FNLC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FNLC income statement (TTM) | |
|---|---|
| Revenue | US$78.19m |
| Cost of Revenue | US$0 |
| Gross Profit | US$78.19m |
| Other Expenses | US$51.75m |
| Earnings | US$26.44m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.37 |
| Gross Margin | 100.00% |
| Net Profit Margin | 33.82% |
| Debt/Equity Ratio | 61.3% |
How did FNLC perform over the long term?
See historical performance and comparisonDividends
5.3%
Current Dividend Yield59%
Payout RatioDoes FNLC pay a reliable dividends?
See FNLC dividend history and benchmarks| First Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Jan 06 2025 |
| Dividend Pay Date | Jan 16 2025 |
| Days until Ex dividend | 10 days |
| Days until Dividend pay date | 20 days |
Does FNLC pay a reliable dividends?
See FNLC dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 03:09 |
| End of Day Share Price | 2024/12/26 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
The First Bancorp, Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ganesh D.N. | Virtua Research Inc. |