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First Bancorp NasdaqGS:FNLC Stock Report

Last Price

US$27.35

Market Cap

US$304.9m

7D

10.6%

1Y

3.2%

Updated

19 Jul, 2024

Data

Company Financials

The First Bancorp, Inc.

NasdaqGS:FNLC Stock Report

Market Cap: US$304.9m

FNLC Stock Overview

Operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses.

FNLC fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends5/6

Rewards

Risk Analysis

No risks detected for FNLC from our risk checks.

The First Bancorp, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for First Bancorp
Historical stock prices
Current Share PriceUS$27.35
52 Week HighUS$29.16
52 Week LowUS$21.77
Beta0.56
11 Month Change18.04%
3 Month Change18.96%
1 Year Change3.21%
33 Year Change-5.62%
5 Year Change5.23%
Change since IPO300.24%

Recent News & Updates

First Bancorp (NASDAQ:FNLC) Is Increasing Its Dividend To $0.36

Jul 02
First Bancorp (NASDAQ:FNLC) Is Increasing Its Dividend To $0.36

Recent updates

First Bancorp (NASDAQ:FNLC) Is Increasing Its Dividend To $0.36

Jul 02
First Bancorp (NASDAQ:FNLC) Is Increasing Its Dividend To $0.36

First Bancorp (NASDAQ:FNLC) Is Paying Out A Dividend Of $0.35

Dec 26
First Bancorp (NASDAQ:FNLC) Is Paying Out A Dividend Of $0.35

First Bancorp's (NASDAQ:FNLC) Dividend Will Be Increased To $0.35

Jul 04
First Bancorp's (NASDAQ:FNLC) Dividend Will Be Increased To $0.35

First Bancorp GAAP EPS of $0.91, revenue of $24.35M

Oct 19

First Bancorp declares $0.34 dividend

Sep 21

First Bancorp: A Strong-Performing Bank With A 4%+ Dividend Yield

Aug 16

The First Bancorp: Collect A Paycheck, Get Raises

Jul 13

First Bancorp declares $0.34 dividend

Jul 07

First Bancorp (NASDAQ:FNLC) Is Increasing Its Dividend To US$0.34

Jul 05
First Bancorp (NASDAQ:FNLC) Is Increasing Its Dividend To US$0.34

First Bancorp rises dividend 6.3% to 0.34/share

Jun 30

First Bancorp: Wait For Better Performance

Feb 02

The First Bancorp: A High Quality Bank With Decent Upside Potential

Sep 02

Most Shareholders Will Probably Agree With The First Bancorp, Inc.'s (NASDAQ:FNLC) CEO Compensation

Apr 23
Most Shareholders Will Probably Agree With The First Bancorp, Inc.'s (NASDAQ:FNLC) CEO Compensation

Should You Take Comfort From Insider Transactions At The First Bancorp, Inc. (NASDAQ:FNLC)?

Mar 15
Should You Take Comfort From Insider Transactions At The First Bancorp, Inc. (NASDAQ:FNLC)?

Is The First Bancorp, Inc. (NASDAQ:FNLC) A Smart Choice For Dividend Investors?

Feb 22
Is The First Bancorp, Inc. (NASDAQ:FNLC) A Smart Choice For Dividend Investors?

What Is The Ownership Structure Like For The First Bancorp, Inc. (NASDAQ:FNLC)?

Jan 27
What Is The Ownership Structure Like For The First Bancorp, Inc. (NASDAQ:FNLC)?

Why You Might Be Interested In The First Bancorp, Inc. (NASDAQ:FNLC) For Its Upcoming Dividend

Jan 01
Why You Might Be Interested In The First Bancorp, Inc. (NASDAQ:FNLC) For Its Upcoming Dividend

First Bancorp (NASDAQ:FNLC) Has Compensated Shareholders With A Respectable 50% Return On Their Investment

Dec 25
First Bancorp (NASDAQ:FNLC) Has Compensated Shareholders With A Respectable 50% Return On Their Investment

First Bancorp declares $0.31 dividend

Dec 17

Are Insiders Buying The First Bancorp, Inc. (NASDAQ:FNLC) Stock?

Dec 04
Are Insiders Buying The First Bancorp, Inc. (NASDAQ:FNLC) Stock?

The First Bancorp: Pricey After A Major Move

Nov 10

Shareholder Returns

FNLCUS BanksUS Market
7D10.6%4.0%-1.9%
1Y3.2%29.5%19.4%

Return vs Industry: FNLC underperformed the US Banks industry which returned 28.5% over the past year.

Return vs Market: FNLC underperformed the US Market which returned 20.2% over the past year.

Price Volatility

Is FNLC's price volatile compared to industry and market?
FNLC volatility
FNLC Average Weekly Movement4.4%
Banks Industry Average Movement4.1%
Market Average Movement5.9%
10% most volatile stocks in US Market14.9%
10% least volatile stocks in US Market2.9%

Stable Share Price: FNLC has not had significant price volatility in the past 3 months.

Volatility Over Time: FNLC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1864271Tony McKimwww.thefirst.com

The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. The company also provides commercial loans comprising commercial real estate owner occupied, such as mortgage loans to finance investments in real property such as retail space, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loan for financing working capital and/or capital investment.

The First Bancorp, Inc. Fundamentals Summary

How do First Bancorp's earnings and revenue compare to its market cap?
FNLC fundamental statistics
Market capUS$304.92m
Earnings (TTM)US$27.57m
Revenue (TTM)US$78.00m

11.0x

P/E Ratio

1.3x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FNLC income statement (TTM)
RevenueUS$78.00m
Cost of RevenueUS$0
Gross ProfitUS$78.00m
Other ExpensesUS$50.43m
EarningsUS$27.57m

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.48
Gross Margin100.00%
Net Profit Margin35.34%
Debt/Equity Ratio65.9%

How did FNLC perform over the long term?

See historical performance and comparison

Dividends

5.3%

Current Dividend Yield

56%

Payout Ratio
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