BCML Stock Overview
Operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for BCML from our risk checks.
My Notes
Capture your thoughts, links and company narrative
BayCom Corp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$26.70 |
| 52 Week High | US$30.13 |
| 52 Week Low | US$18.54 |
| Beta | 0.80 |
| 1 Month Change | -7.90% |
| 3 Month Change | 15.48% |
| 1 Year Change | 13.18% |
| 3 Year Change | 42.10% |
| 5 Year Change | 20.49% |
| Change since IPO | 167.00% |
Recent News & Updates
Recent updates
BayCom (NASDAQ:BCML) Is Paying Out A Dividend Of $0.10
Aug 27
This Is Why BayCom Corp's (NASDAQ:BCML) CEO Compensation Looks Appropriate
Jun 12Analysts Are Updating Their BayCom Corp (NASDAQ:BCML) Estimates After Its Full-Year Results
Jan 30Bay Commercial Bank GAAP EPS of $0.54 misses by $0.04, revenue of $27.47M beats by $2.34M
Oct 20Bay Commercial Bank GAAP EPS of $0.38 misses by $0.15, revenue of $25.19M beats by $0.13M
Jul 21We Think Shareholders Are Less Likely To Approve A Large Pay Rise For BayCom Corp's (NASDAQ:BCML) CEO For Now
Jun 09Introducing BayCom (NASDAQ:BCML), A Stock That Climbed 54% In The Last Five Years
Mar 14What You Need To Know About BayCom Corp's (NASDAQ:BCML) Investor Composition
Feb 07
Shareholder Returns
| BCML | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | 0.1% | -1.1% |
| 1Y | 13.2% | 28.7% | 22.4% |
Return vs Industry: BCML underperformed the US Banks industry which returned 29.4% over the past year.
Return vs Market: BCML underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| BCML volatility | |
|---|---|
| BCML Average Weekly Movement | 4.3% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: BCML has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: BCML's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2004 | 358 | George Guarini | www.unitedbusinessbank.com |
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection.
BayCom Corp Fundamentals Summary
| BCML fundamental statistics | |
|---|---|
| Market cap | US$295.49m |
| Earnings (TTM) | US$23.89m |
| Revenue (TTM) | US$96.06m |
12.3x
P/E Ratio0.9x
P/B RatioIs BCML overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BCML income statement (TTM) | |
|---|---|
| Revenue | US$96.06m |
| Cost of Revenue | US$0 |
| Gross Profit | US$96.06m |
| Other Expenses | US$72.17m |
| Earnings | US$23.89m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.16 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.87% |
| Debt/Equity Ratio | 22.5% |
How did BCML perform over the long term?
See historical performance and comparisonDividends
2.2%
Current Dividend Yield19%
Payout RatioDoes BCML pay a reliable dividends?
See BCML dividend history and benchmarks| BayCom dividend dates | |
|---|---|
| Ex Dividend Date | Dec 12 2024 |
| Dividend Pay Date | Jan 10 2025 |
| Days until Ex dividend | 19 days |
| Days until Dividend pay date | 10 days |
Does BCML pay a reliable dividends?
See BCML dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 10:58 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
BayCom Corp is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |