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BayCom NasdaqGS:BCML Stock Report

Last Price

US$27.99

Market Cap

US$309.0m

7D

2.0%

1Y

39.6%

Updated

02 Feb, 2025

Data

Company Financials +

BCML Stock Overview

Operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. More details

BCML fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends3/6

Rewards

Risk Analysis

No risks detected for BCML from our risk checks.

My Notes

Capture your thoughts, links and company narrative

BayCom Corp Competitors

Price History & Performance

Summary of share price highs, lows and changes for BayCom
Historical stock prices
Current Share PriceUS$27.99
52 Week HighUS$30.13
52 Week LowUS$18.54
Beta0.81
1 Month Change6.30%
3 Month Change14.67%
1 Year Change39.60%
3 Year Change27.81%
5 Year Change21.22%
Change since IPO179.90%

Recent News & Updates

Recent updates

BayCom (NASDAQ:BCML) Is Paying Out A Dividend Of $0.10

Aug 27
BayCom (NASDAQ:BCML) Is Paying Out A Dividend Of $0.10

This Is Why BayCom Corp's (NASDAQ:BCML) CEO Compensation Looks Appropriate

Jun 12
This Is Why BayCom Corp's (NASDAQ:BCML) CEO Compensation Looks Appropriate

Analysts Are Updating Their BayCom Corp (NASDAQ:BCML) Estimates After Its Full-Year Results

Jan 30
Analysts Are Updating Their BayCom Corp (NASDAQ:BCML) Estimates After Its Full-Year Results

Bay Commercial Bank GAAP EPS of $0.54 misses by $0.04, revenue of $27.47M beats by $2.34M

Oct 20

Bay Commercial Bank GAAP EPS of $0.38 misses by $0.15, revenue of $25.19M beats by $0.13M

Jul 21

We Think Shareholders Are Less Likely To Approve A Large Pay Rise For BayCom Corp's (NASDAQ:BCML) CEO For Now

Jun 09
We Think Shareholders Are Less Likely To Approve A Large Pay Rise For BayCom Corp's (NASDAQ:BCML) CEO For Now

Introducing BayCom (NASDAQ:BCML), A Stock That Climbed 54% In The Last Five Years

Mar 14
Introducing BayCom (NASDAQ:BCML), A Stock That Climbed 54% In The Last Five Years

Shareholder Returns

BCMLUS BanksUS Market
7D2.0%0.9%-0.8%
1Y39.6%41.1%22.7%

Return vs Industry: BCML underperformed the US Banks industry which returned 41.1% over the past year.

Return vs Market: BCML exceeded the US Market which returned 22.7% over the past year.

Price Volatility

Is BCML's price volatile compared to industry and market?
BCML volatility
BCML Average Weekly Movement4.7%
Banks Industry Average Movement5.1%
Market Average Movement6.4%
10% most volatile stocks in US Market18.7%
10% least volatile stocks in US Market3.2%

Stable Share Price: BCML has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BCML's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2004324George Guariniwww.unitedbusinessbank.com

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection.

BayCom Corp Fundamentals Summary

How do BayCom's earnings and revenue compare to its market cap?
BCML fundamental statistics
Market capUS$308.96m
Earnings (TTM)US$23.61m
Revenue (TTM)US$96.25m

13.1x

P/E Ratio

1.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BCML income statement (TTM)
RevenueUS$96.25m
Cost of RevenueUS$0
Gross ProfitUS$96.25m
Other ExpensesUS$72.64m
EarningsUS$23.61m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.14
Gross Margin100.00%
Net Profit Margin24.53%
Debt/Equity Ratio22.3%

How did BCML perform over the long term?

See historical performance and comparison

Dividends

2.1%

Current Dividend Yield

21%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 10:05
End of Day Share Price 2025/01/31 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BayCom Corp is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen MossB. Riley Securities, Inc.
Gary TennerD.A. Davidson & Co.
Timothy CoffeyFIG Partners