BayCom Balance Sheet Health
Financial Health criteria checks 6/6
BayCom has total assets of $2.6B and total equity of $314.2M. Total deposits are $2.1B, and total loans are $1.9B. It earns a Net Interest Margin of 4.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $349.3M.
Key information
8.1x
Asset to equity ratio
4.1%
Net interest margin
| Total deposits | US$2.14b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$349.33m |
Recent financial health updates
No updates
Recent updates
Analysts Are Updating Their BayCom Corp (NASDAQ:BCML) Estimates After Its Full-Year Results
Jan 30
Bay Commercial Bank GAAP EPS of $0.54 misses by $0.04, revenue of $27.47M beats by $2.34M
Oct 20Bay Commercial Bank GAAP EPS of $0.38 misses by $0.15, revenue of $25.19M beats by $0.13M
Jul 21We Think Shareholders Are Less Likely To Approve A Large Pay Rise For BayCom Corp's (NASDAQ:BCML) CEO For Now
Jun 09Introducing BayCom (NASDAQ:BCML), A Stock That Climbed 54% In The Last Five Years
Mar 14What You Need To Know About BayCom Corp's (NASDAQ:BCML) Investor Composition
Feb 07
How Many BayCom Corp (NASDAQ:BCML) Shares Did Insiders Buy, In The Last Year?
Dec 31What Type Of Returns Would BayCom's(NASDAQ:BCML) Shareholders Have Earned If They Purchased Their SharesYear Ago?
Dec 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BCML's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: BCML has a sufficient allowance for bad loans (115%).
Low Risk Liabilities: 95% of BCML's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCML has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: BCML's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: BCML has an appropriate level of bad loans (0.9%).