PCB Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
PCB Bancorp has total assets of $2.9B and total equity of $350.0M. Total deposits are $2.4B, and total loans are $2.4B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $239.8M.
Key information
8.2x
Asset to equity ratio
3.6%
Net interest margin
| Total deposits | US$2.40b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$239.79m |
Recent financial health updates
No updates
Recent updates
PCB Bancorp (NASDAQ:PCB) Is Due To Pay A Dividend Of $0.18
May 01
PCB Bancorp: 2.65% Dividend And Virtually No Non-Performing Assets
Mar 14PCB Bancorp (NASDAQ:PCB) Will Pay A Larger Dividend Than Last Year At US$0.15
Feb 01PCB Bancorp's (NASDAQ:PCB) Dividend Will Be Increased To US$0.12
Nov 02Could PCB Bancorp (NASDAQ:PCB) Have The Makings Of Another Dividend Aristocrat?
Mar 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PCB's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: PCB has a sufficient allowance for bad loans (574%).
Low Risk Liabilities: 96% of PCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: PCB has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: PCB's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: PCB has an appropriate level of bad loans (0.2%).