PCB Bancorp

NasdaqGS:PCB Stock Report

Market Cap: US$389.0m

PCB Bancorp Management

Management criteria checks 4/4

PCB Bancorp's CEO is Henry Kim, appointed in Jan 2018, has a tenure of 8.67 years. total yearly compensation is $1.07M, comprised of 46.6% salary and 53.4% bonuses, including company stock and options. directly owns 1.68% of the company’s shares, worth $6.56M. The average tenure of the management team and the board of directors is 4.7 years and 11.4 years respectively.

Key information

Henry Kim

Chief executive officer

US$1.1m

Total compensation

CEO salary percentage46.63%
CEO tenure8.7yrs
CEO ownership1.7%
Management average tenure4.7yrs
Board average tenure11.4yrs

Recent management updates

Recent updates

Seeking Alpha • Sep 10

The Current Valuation For PCB Bancorp Adds To Its Appeal

Summary PCB Bancorp receives a cautious Buy rating, supported by improved earnings, solid asset quality, and strong capital ratios. PCB trades at a depressed valuation with a forward P/E of 9.42 and a PEG ratio of 0.66, offering a 3.13% forward dividend yield. CRE loans comprise 69.4% of PCB's portfolio, with significant geographic concentration in Los Angeles, posing concentration risk. High funding costs and large time deposit maturities in late 2026 present ongoing margin and retention risks for PCB. Read the full article on Seeking Alpha
Analysis Article • Feb 03

PCB Bancorp's (NASDAQ:PCB) Upcoming Dividend Will Be Larger Than Last Year's

PCB Bancorp ( NASDAQ:PCB ) will increase its dividend from last year's comparable payment on the 20th of February to...
Seeking Alpha • Apr 29

PCB Bancorp: Why The Market Is Sleeping On This Fast-Growing Niche Bank

Summary PCB Bancorp has shown robust growth, with double-digit annualized increases in net interest income, gross loans, earning assets, and deposits over the past decade. Despite its strong performance, PCB Bancorp trades at a discount to tangible book value and has a relatively low P/E ratio. Investors are seemingly worried about exposure to recent wildfires along with uncertainty from tariffs. I see shares being worth at least tangible book value, if not a small premium to that, making the stock a buy today. Read the full article on Seeking Alpha
Analysis Article • Apr 27

Earnings Beat: PCB Bancorp Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

It's been a good week for PCB Bancorp ( NASDAQ:PCB ) shareholders, because the company has just released its latest...
Seeking Alpha • Jan 26

PCB Bancorp: Short-Term Risks Are High Because Of Wildfires, A Good Investment For The Longer Term

Summary PCB Bancorp’s provisioning for loan losses will likely spike in 1Q due to the wildfires. Further margin expansion is on the cards as deposit re-pricing will likely outpace loan re-pricing in a falling interest rate environment. Loan growth is likely to be at the lower end of the historical range because of weaknesses visible in Los Angeles’ economy. As of the writing of this report, PCB was offering a dividend yield of 3.8% and an expected price upside of 8.6%. Read the full article on Seeking Alpha
Analysis Article • Oct 29

PCB Bancorp's (NASDAQ:PCB) Dividend Will Be $0.18

PCB Bancorp's ( NASDAQ:PCB ) investors are due to receive a payment of $0.18 per share on 15th of November. This means...
Analysis Article • Oct 27

PCB Bancorp Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

The quarterly results for PCB Bancorp ( NASDAQ:PCB ) were released last week, making it a good time to revisit its...
Analysis Article • Jul 30

PCB Bancorp (NASDAQ:PCB) Will Pay A Dividend Of $0.18

PCB Bancorp ( NASDAQ:PCB ) will pay a dividend of $0.18 on the 16th of August. This payment means that the dividend...
Analysis Article • May 01

PCB Bancorp (NASDAQ:PCB) Is Due To Pay A Dividend Of $0.18

The board of PCB Bancorp ( NASDAQ:PCB ) has announced that it will pay a dividend of $0.18 per share on the 17th of...

CEO Compensation Analysis

How has Henry Kim's remuneration changed compared to PCB Bancorp's earnings?
DateTotal CompensationSalaryCompany Earnings
Jun 30 2026n/an/a

US$41m

Mar 31 2026n/an/a

US$40m

Dec 31 2025US$1mUS$500k

US$37m

Sep 30 2025n/an/a

US$34m

Jun 30 2025n/an/a

US$31m

Mar 31 2025n/an/a

US$28m

Dec 31 2024US$922kUS$500k

US$25m

Sep 30 2024n/an/a

US$24m

Jun 30 2024n/an/a

US$24m

Mar 31 2024n/an/a

US$25m

Dec 31 2023US$1mUS$498k

US$31m

Sep 30 2023n/an/a

US$33m

Jun 30 2023n/an/a

US$33m

Mar 31 2023n/an/a

US$35m

Dec 31 2022US$1mUS$448k

US$35m

Sep 30 2022n/an/a

US$37m

Jun 30 2022n/an/a

US$41m

Mar 31 2022n/an/a

US$42m

Dec 31 2021US$823kUS$398k

US$40m

Sep 30 2021n/an/a

US$35m

Jun 30 2021n/an/a

US$28m

Mar 31 2021n/an/a

US$21m

Dec 31 2020US$550kUS$350k

US$16m

Sep 30 2020n/an/a

US$15m

Jun 30 2020n/an/a

US$18m

Mar 31 2020n/an/a

US$21m

Dec 31 2019US$877kUS$350k

US$24m

Compensation vs Market: Henry's total compensation ($USD1.07M) is below average for companies of similar size in the US market ($USD2.41M).

Compensation vs Earnings: Henry's compensation has been consistent with company performance over the past year.

CEO

Henry Kim (59 yo)

8.7yrs
Tenure
US$1,072,180
Compensation

Mr. Henry Kim has been the President, Chief Executive Officer and Director at PCB Bancorp and PCB Bank since January 1, 2018. Mr. Kim served as Chief Credit Officer, Chief Operating Officer and Senior Exec...

Leadership Team

NamePositionTenureCompensationOwnership
Henry Kim
President8.7yrsUS$1.07m1.68%
$ 6.6m
Timothy Chang
Senior EVP & CFO16.3yrsUS$459.20k0.54%
$ 2.1m
David Kim
Senior EVP & Chief Banking Officer4.7yrsUS$408.60k0.036%
$ 139.4k
John Aragon
Executive VP & Chief Information Officer2.8yrsno datano data
Troy An
Executive VP & General Counsel1.7yrsno datano data
Hoon Young
Senior VP & Branch Manager of Westernno datano datano data
Hee Joon
Senior VP & Manager of Consumer Loan Departmentno datano datano data
Joanne Kim
Senior VP and Branch Manager of Buena Park & Fullerton Branchno datano datano data
Thomas Kim
Senior VP & Downtown Regional Manager of Downtown Fashion Districtno datano datano data
Soo Kyoung
Senior VP & Branch Manager of Irvineno datano datano data
Ho Yeon
Senior VP & Branch Manager of Olympicno datano datano data
Hyun Kim
Senior VP & Branch Manager of Rowland Heightsno datano datano data
4.7yrs
Average Tenure
59yo
Average Age

Experienced Management: PCB's management team is considered experienced (4.7 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Henry Kim
President8.7yrsUS$1.07m1.68%
$ 6.6m
Don Rhee
Independent Director11.7yrsUS$84.00k5.38%
$ 20.9m
Daniel Cho
Independent Director6.3yrsUS$107.00kno data
Sang Lee
Independent Chairman of the Board19.7yrsUS$114.00k11.58%
$ 45.0m
Haeyoung Cho
Independent Director15.7yrsUS$162.00k1.78%
$ 6.9m
Kijun Ahn
Independent Director11.7yrsUS$102.00k1.01%
$ 3.9m
Janice Chung
Independent Director4.8yrsUS$102.00k0.072%
$ 279.4k
Hong Park
Independent Director11.2yrsUS$102.00k0.70%
$ 2.7m
11.4yrs
Average Tenure
69.5yo
Average Age

Experienced Board: PCB's board of directors are seasoned and experienced ( 11.4 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/11 06:50
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PCB Bancorp is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kelly MottaKeefe, Bruyette, & Woods
Matthew ClarkPiper Sandler Companies
Michael RoseRaymond James & Associates