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Home Bancorp, Inc.NasdaqGS:HBCP Stock Report

Market Cap US$489.1m
Share Price
US$63.21
US$68.13
7.2% undervalued intrinsic discount
1Y23.8%
7D-1.4%
Portfolio Value
View

Home Bancorp, Inc.

NasdaqGS:HBCP Stock Report

Market Cap: US$489.1m

Home Bancorp (HBCP) Stock Overview

Operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. More details

HBCP fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends4/6

HBCP Community Fair Values

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See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Home Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Home Bancorp
Historical stock prices
Current Share PriceUS$63.21
52 Week HighUS$65.95
52 Week LowUS$47.96
Beta0.51
1 Month Change-2.27%
3 Month Change2.51%
1 Year Change23.80%
3 Year Change101.11%
5 Year Change60.07%
Change since IPO450.13%

Recent News & Updates

Narrative Update Apr 25

HBCP: Mixed Rating Outlook Will Test Margin Assumptions And Credit Costs

Analysts have lifted their price target on Home Bancorp by $5.50 to $67.75, citing updated assumptions around discount rates, revenue trends, profit margins and future P/E estimates, even as some recent research has turned more cautious on the stock. Analyst Commentary Recent research on Home Bancorp sends a mixed message, with a higher price target sitting alongside a fresh downgrade.

Recent updates

Narrative Update Apr 25

HBCP: Mixed Rating Outlook Will Test Margin Assumptions And Credit Costs

Analysts have lifted their price target on Home Bancorp by $5.50 to $67.75, citing updated assumptions around discount rates, revenue trends, profit margins and future P/E estimates, even as some recent research has turned more cautious on the stock. Analyst Commentary Recent research on Home Bancorp sends a mixed message, with a higher price target sitting alongside a fresh downgrade.
Analysis Article Oct 28

Home Bancorp's (NASDAQ:HBCP) Shareholders Will Receive A Bigger Dividend Than Last Year

Home Bancorp, Inc.'s ( NASDAQ:HBCP ) dividend will be increasing from last year's payment of the same period to $0.31...
Seeking Alpha Sep 02

Texas Is Becoming Increasingly Important To Home Bancorp

Summary Home Bancorp has outperformed the S&P 500 since June, delivering a 13% return versus the index’s 8.2%. The bank’s net interest margin of 4.04% in Q2 was 30 basis points ahead of the national average and 13 basis points better than the bank’s own performance in Q1. Recent trends with the bank's loan portfolio have given me reason for concern, and the bank appears to be operating in one of the most challenging markets in the country. I am downgrading my previous Buy rating to a Hold. Read the full article on Seeking Alpha
Analysis Article Jan 31

Home Bancorp's (NASDAQ:HBCP) Dividend Will Be Increased To $0.27

The board of Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will be paying its dividend of $0.27 on the 21st...
Analysis Article Oct 22

Home Bancorp's (NASDAQ:HBCP) Dividend Will Be Increased To $0.26

Home Bancorp, Inc. ( NASDAQ:HBCP ) will increase its dividend on the 8th of November to $0.26, which is 4.0% higher...
User avatar
New Narrative Oct 20

Federal Rate Cuts And Critical Refinancing Pave The Way For Bright Profit Margins Ahead

Future Federal Reserve rate cuts could reduce funding costs, boosting net interest margins and supporting earnings through better asset yields.
Analysis Article Jul 22

Home Bancorp (NASDAQ:HBCP) Will Pay A Dividend Of $0.25

Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will pay a dividend of $0.25 per share on the 9th of August...
Analysis Article Apr 22

Home Bancorp (NASDAQ:HBCP) Has Announced A Dividend Of $0.25

The board of Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will pay a dividend on the 10th of May, with...
Analysis Article Jan 26

Home Bancorp (NASDAQ:HBCP) Has Affirmed Its Dividend Of $0.25

The board of Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will pay a dividend of $0.25 per share on the...
Analysis Article Nov 05

Does Home Bancorp (NASDAQ:HBCP) Deserve A Spot On Your Watchlist?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article Apr 21

Home Bancorp's (NASDAQ:HBCP) Upcoming Dividend Will Be Larger Than Last Year's

Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will be increasing its dividend from last year's comparable...
Analysis Article Jan 27

Home Bancorp's (NASDAQ:HBCP) Upcoming Dividend Will Be Larger Than Last Year's

The board of Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will be paying its dividend of $0.25 on the 17th...

Shareholder Returns

HBCPUS BanksUS Market
7D-1.4%-1.8%-0.3%
1Y23.8%14.5%24.1%

Return vs Industry: HBCP exceeded the US Banks industry which returned 14.5% over the past year.

Return vs Market: HBCP matched the US Market which returned 24.1% over the past year.

Price Volatility

Is HBCP's price volatile compared to industry and market?
HBCP volatility
HBCP Average Weekly Movement3.5%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

Stable Share Price: HBCP has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: HBCP's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1908490John Bordelonwww.home24bank.com

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual retirement accounts; and statement savings. It also provides various loan products comprising one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans; personal loans, including auto, savings and CD secured, unsecured, and credit builder loans; and business loans, such as business term and SBA loans.

Home Bancorp, Inc. Fundamentals Summary

How do Home Bancorp's earnings and revenue compare to its market cap?
HBCP fundamental statistics
Market capUS$489.14m
Earnings (TTM)US$46.46m
Revenue (TTM)US$150.59m
10.7x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HBCP income statement (TTM)
RevenueUS$150.59m
Cost of RevenueUS$0
Gross ProfitUS$150.59m
Other ExpensesUS$104.13m
EarningsUS$46.46m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)5.92
Gross Margin100.00%
Net Profit Margin30.85%
Debt/Equity Ratio12.4%

How did HBCP perform over the long term?

See historical performance and comparison

Dividends

2.0%
Current Dividend Yield
20%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/18 21:27
End of Day Share Price 2026/05/18 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Home Bancorp, Inc. is covered by 5 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher MarinacBrean Capital Historical (Janney Montgomery)
Feddie StricklandHovde Group, LLC
Stephen ScoutenPiper Sandler Companies