Home Bancorp Past Earnings Performance
Past criteria checks 4/6
Home Bancorp has been growing earnings at an average annual rate of 0.6%, while the Banks industry saw earnings growing at 2.8% annually. Revenues have been growing at an average rate of 4.8% per year. Home Bancorp's return on equity is 10.5%, and it has net margins of 30.9%.
Key information
0.63%
Earnings growth rate
2.54%
EPS growth rate
| Banks Industry Growth | 11.18% |
| Revenue growth rate | 4.78% |
| Return on equity | 10.45% |
| Net Margin | 30.85% |
| Last Earnings Update | 31 Mar 2026 |
Recent past performance updates
Recent updates
HBCP: Mixed Rating Outlook Will Test Margin Assumptions And Credit Costs
Analysts have lifted their price target on Home Bancorp by $5.50 to $67.75, citing updated assumptions around discount rates, revenue trends, profit margins and future P/E estimates, even as some recent research has turned more cautious on the stock. Analyst Commentary Recent research on Home Bancorp sends a mixed message, with a higher price target sitting alongside a fresh downgrade.Home Bancorp's (NASDAQ:HBCP) Shareholders Will Receive A Bigger Dividend Than Last Year
Home Bancorp, Inc.'s ( NASDAQ:HBCP ) dividend will be increasing from last year's payment of the same period to $0.31...Texas Is Becoming Increasingly Important To Home Bancorp
Summary Home Bancorp has outperformed the S&P 500 since June, delivering a 13% return versus the index’s 8.2%. The bank’s net interest margin of 4.04% in Q2 was 30 basis points ahead of the national average and 13 basis points better than the bank’s own performance in Q1. Recent trends with the bank's loan portfolio have given me reason for concern, and the bank appears to be operating in one of the most challenging markets in the country. I am downgrading my previous Buy rating to a Hold. Read the full article on Seeking AlphaHome Bancorp's (NASDAQ:HBCP) Dividend Will Be Increased To $0.27
The board of Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will be paying its dividend of $0.27 on the 21st...Home Bancorp's (NASDAQ:HBCP) Dividend Will Be Increased To $0.26
Home Bancorp, Inc. ( NASDAQ:HBCP ) will increase its dividend on the 8th of November to $0.26, which is 4.0% higher...
Federal Rate Cuts And Critical Refinancing Pave The Way For Bright Profit Margins Ahead
Future Federal Reserve rate cuts could reduce funding costs, boosting net interest margins and supporting earnings through better asset yields.Home Bancorp (NASDAQ:HBCP) Will Pay A Dividend Of $0.25
Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will pay a dividend of $0.25 per share on the 9th of August...Home Bancorp (NASDAQ:HBCP) Has Announced A Dividend Of $0.25
The board of Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will pay a dividend on the 10th of May, with...Home Bancorp (NASDAQ:HBCP) Has Affirmed Its Dividend Of $0.25
The board of Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will pay a dividend of $0.25 per share on the...Does Home Bancorp (NASDAQ:HBCP) Deserve A Spot On Your Watchlist?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Home Bancorp's (NASDAQ:HBCP) Upcoming Dividend Will Be Larger Than Last Year's
Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will be increasing its dividend from last year's comparable...Home Bancorp's (NASDAQ:HBCP) Upcoming Dividend Will Be Larger Than Last Year's
The board of Home Bancorp, Inc. ( NASDAQ:HBCP ) has announced that it will be paying its dividend of $0.25 on the 17th...Revenue & Expenses Breakdown
How Home Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 26 | 151 | 46 | 79 | 0 |
| 31 Dec 25 | 149 | 46 | 78 | 0 |
| 30 Sep 25 | 145 | 44 | 78 | 0 |
| 30 Jun 25 | 141 | 41 | 77 | 0 |
| 31 Mar 25 | 135 | 38 | 77 | 0 |
| 31 Dec 24 | 132 | 36 | 76 | 0 |
| 30 Sep 24 | 130 | 36 | 75 | 0 |
| 30 Jun 24 | 130 | 36 | 74 | 0 |
| 31 Mar 24 | 131 | 38 | 73 | 0 |
| 31 Dec 23 | 132 | 40 | 73 | 0 |
| 30 Sep 23 | 135 | 42 | 73 | 0 |
| 30 Jun 23 | 135 | 42 | 73 | 0 |
| 31 Mar 23 | 135 | 41 | 73 | 0 |
| 31 Dec 22 | 124 | 34 | 71 | 0 |
| 30 Sep 22 | 118 | 34 | 68 | 0 |
| 30 Jun 22 | 120 | 38 | 64 | 0 |
| 31 Mar 22 | 118 | 41 | 60 | 0 |
| 31 Dec 21 | 127 | 49 | 58 | 0 |
| 30 Sep 21 | 125 | 49 | 56 | 0 |
| 30 Jun 21 | 118 | 43 | 56 | 0 |
| 31 Mar 21 | 106 | 34 | 55 | 0 |
| 31 Dec 20 | 94 | 25 | 55 | 0 |
| 30 Sep 20 | 89 | 21 | 55 | 0 |
| 30 Jun 20 | 85 | 19 | 55 | 0 |
| 31 Mar 20 | 90 | 23 | 56 | 0 |
| 31 Dec 19 | 96 | 28 | 55 | 0 |
| 30 Sep 19 | 96 | 29 | 55 | 0 |
| 30 Jun 19 | 99 | 31 | 54 | 0 |
| 31 Mar 19 | 101 | 32 | 54 | 0 |
| 31 Dec 18 | 102 | 32 | 55 | 0 |
| 30 Sep 18 | 99 | 27 | 52 | 0 |
| 30 Jun 18 | 90 | 23 | 49 | 0 |
| 31 Mar 18 | 82 | 19 | 44 | 0 |
| 31 Dec 17 | 75 | 17 | 41 | 0 |
| 30 Sep 17 | 72 | 18 | 40 | 0 |
| 30 Jun 17 | 71 | 18 | 39 | 0 |
| 31 Mar 17 | 71 | 18 | 39 | 0 |
| 31 Dec 16 | 70 | 16 | 41 | 0 |
| 30 Sep 16 | 70 | 16 | 41 | 0 |
| 30 Jun 16 | 68 | 14 | 40 | 0 |
| 31 Mar 16 | 65 | 13 | 39 | 0 |
| 31 Dec 15 | 61 | 13 | 37 | 0 |
| 30 Sep 15 | 59 | 11 | 36 | 0 |
| 30 Jun 15 | 58 | 11 | 35 | 0 |
Quality Earnings: HBCP has high quality earnings.
Growing Profit Margin: HBCP's current net profit margins (30.9%) are higher than last year (28.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HBCP's earnings have grown by 0.6% per year over the past 5 years.
Accelerating Growth: HBCP's earnings growth over the past year (21.6%) exceeds its 5-year average (0.6% per year).
Earnings vs Industry: HBCP earnings growth over the past year (21.6%) did not outperform the Banks industry 22.8%.
Return on Equity
High ROE: HBCP's Return on Equity (10.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/25 21:39 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Home Bancorp, Inc. is covered by 5 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Marinac | Brean Capital Historical (Janney Montgomery) |
| Feddie Strickland | Hovde Group, LLC |
| Stephen Scouten | Piper Sandler Companies |