Civista Bancshares Financial Health
How is Civista Bancshares's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: CIVB's Assets to Equity ratio (10.7x) is moderate.
Allowance for Bad Loans: CIVB has a sufficient allowance for bad loans (624%).
Low Risk Liabilities: 92% of CIVB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CIVB has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: CIVB's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: CIVB has an appropriate level of bad loans (0.2%).