Farmers & Merchants Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Farmers & Merchants Bancorp has total assets of $3.3B and total equity of $316.5M. Total deposits are $2.6B, and total loans are $2.6B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $144.9M.
Key information
10.4x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$2.61b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$144.94m |
Recent financial health updates
No updates
Recent updates
Farmers & Merchants Bancorp GAAP EPS of $0.68 misses by $0.03, revenue of $26.32M beats by $3.37M
Oct 19Farmers & Merchants Bancorp: Growing Bank To Consider
Sep 23Farmers & Merchants Bancorp (NASDAQ:FMAO) Has Announced That It Will Be Increasing Its Dividend To $0.21
Sep 20
Farmers & Merchants Bancorp raises dividend by 10.5% to $0.21
Sep 16Farmers & Merchants Bancorp GAAP EPS of $0.63 beats by $0.01, revenue of $25.18M beats by $3.01M
Jul 21Should You Be Adding Farmers & Merchants Bancorp (NASDAQ:FMAO) To Your Watchlist Today?
Jun 09Farmers & Merchants Bancorp Continues To Reap The Fruits Of Its Prudence
Apr 29Farmers & Merchants Bancorp Has Almost No Overdue Loans
Mar 03Farmers & Merchants Bancorp's (NASDAQ:FMAO) Dividend Will Be Increased To US$0.19
Dec 23Farmers & Merchants Bancorp (NASDAQ:FMAO) Has Affirmed Its Dividend Of US$0.18
Sep 20Upgrade: Analysts Just Made A Notable Increase To Their Farmers & Merchants Bancorp, Inc. (NASDAQ:FMAO) Forecasts
Jul 23Farmers & Merchants Bancorp declares $0.17 dividend
Jun 16What Makes Farmers & Merchants Bancorp, Inc. (NASDAQ:FMAO) A Great Dividend Stock?
May 04Here's Why I Think Farmers & Merchants Bancorp (NASDAQ:FMAO) Is An Interesting Stock
Mar 21Farmers & Merchants Bancorp (NASDAQ:FMAO) Has Compensated Shareholders With A Respectable 89% Return On Their Investment
Feb 14
Farmers & Merchants Bancorp acquires of Ossian Financial Services
Dec 21Farmers & Merchants Bancorp purchases assets and clients of Adams County Financial Resources
Dec 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FMAO's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: FMAO has a sufficient allowance for bad loans (112%).
Low Risk Liabilities: 88% of FMAO's liabilities are made up of primarily low risk sources of funding.
Loan Level: FMAO has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: FMAO's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: FMAO has an appropriate level of bad loans (0.9%).