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Enterprise Financial Services CorpNasdaqGS:EFSC Stock Report

Market Cap US$2.2b
Share Price
US$59.83
US$67
10.7% undervalued intrinsic discount
1Y9.8%
7D2.9%
Portfolio Value
View

Enterprise Financial Services Corp

NasdaqGS:EFSC Stock Report

Market Cap: US$2.2b

Enterprise Financial Services (EFSC) Stock Overview

Operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. More details

EFSC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends4/6

EFSC Community Fair Values

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Enterprise Financial Services Corp Competitors

Price History & Performance

Summary of share price highs, lows and changes for Enterprise Financial Services
Historical stock prices
Current Share PriceUS$59.83
52 Week HighUS$62.30
52 Week LowUS$50.88
Beta0.81
1 Month Change3.39%
3 Month Change1.03%
1 Year Change9.78%
3 Year Change55.65%
5 Year Change20.29%
Change since IPO443.91%

Recent News & Updates

Recent updates

Analysis Article Jan 30

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.33

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Analysis Article Dec 09

Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

Enterprise Financial Services Corp's ( NASDAQ:EFSC ) dividend will be increasing from last year's payment of the same...
Analysis Article Oct 31

Enterprise Financial Services (NASDAQ:EFSC) Has Announced That It Will Be Increasing Its Dividend To $0.32

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article Aug 15

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Seeking Alpha Aug 01

Enterprise Financial Services Still Has Upside To Offer

Summary Enterprise Financial Services continues to deliver strong growth in deposits, loans, and asset quality, outpacing the S&P 500 since my last bullish call. Despite a 63% share price increase, EFSC remains attractively valued, trading at a P/E below 10 and cheaper than most peers on key metrics. Asset quality is robust, with low risk in commercial real estate exposure and returns on assets and equity exceeding my preferred thresholds. With solid fundamentals, prudent risk management, and compelling valuation, I confidently reiterate my "Buy" rating on Enterprise Financial Services. Read the full article on Seeking Alpha
Analysis Article Aug 01

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Enterprise Financial Services Corp's ( NASDAQ:EFSC ) dividend will be increasing from last year's payment of the same...
Analysis Article Jun 14

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Larger Dividend Than Last Year At $0.30

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Analysis Article May 16

Enterprise Financial Services (NASDAQ:EFSC) Has Announced That It Will Be Increasing Its Dividend To $0.30

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article May 02

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.30

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article May 01

Shareholders Will Most Likely Find Enterprise Financial Services Corp's (NASDAQ:EFSC) CEO Compensation Acceptable

Key Insights Enterprise Financial Services will host its Annual General Meeting on 7th of May Salary of US$896.3k is...
Analysis Article Jan 31

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.29

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Analysis Article Jan 30

Analysts Are Updating Their Enterprise Financial Services Corp (NASDAQ:EFSC) Estimates After Its Full-Year Results

It's been a good week for Enterprise Financial Services Corp ( NASDAQ:EFSC ) shareholders, because the company has just...
Analysis Article Nov 08

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.28

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article Oct 25

Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
User avatar
New Narrative Sep 24

Diversified Model And Decisive Growth Amid Forecasted Profit Margin Shrinkage And Operational Risks

Enterprise Financial Services' strategy emphasizes diversity and discipline, aiming for growth in net interest income and margins regardless of economic conditions.
Analysis Article Aug 22

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Larger Dividend Than Last Year At $0.27

The board of Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be paying its dividend of...
Analysis Article Jul 26

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.27

Enterprise Financial Services Corp's ( NASDAQ:EFSC ) dividend will be increasing from last year's payment of the same...
Seeking Alpha May 20

Enterprise Financial: The 6.5% Yielding Preferred Shares Are Attractive

Summary Enterprise Financial Services' net interest income decreased in the first quarter due to increased non-interest expenses and a minor contraction in net interest margins. The bank's loan book is mainly focused on commercial and industrial loans and commercial real estate. The preferred shares of Enterprise Financial offer a 6.5% dividend yield and remain an interesting investment option. Read the full article on Seeking Alpha
Analysis Article Apr 26

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.26

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend on the 28th of June to $0.26, which is...
Analysis Article Jan 26

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Dividend Of $0.25

The board of Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will pay a dividend of $0.25 per...
Analysis Article Nov 20

Here's Why We Think Enterprise Financial Services (NASDAQ:EFSC) Might Deserve Your Attention Today

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...

Shareholder Returns

EFSCUS BanksUS Market
7D2.9%-2.1%2.2%
1Y9.8%23.1%31.1%

Return vs Industry: EFSC underperformed the US Banks industry which returned 23.1% over the past year.

Return vs Market: EFSC underperformed the US Market which returned 31.1% over the past year.

Price Volatility

Is EFSC's price volatile compared to industry and market?
EFSC volatility
EFSC Average Weekly Movement3.5%
Banks Industry Average Movement3.5%
Market Average Movement7.3%
10% most volatile stocks in US Market16.1%
10% least volatile stocks in US Market3.2%

Stable Share Price: EFSC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: EFSC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19881,394Jim Lallywww.enterprisebank.com

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products.

Enterprise Financial Services Corp Fundamentals Summary

How do Enterprise Financial Services's earnings and revenue compare to its market cap?
EFSC fundamental statistics
Market capUS$2.19b
Earnings (TTM)US$197.03m
Revenue (TTM)US$693.68m
11.1x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EFSC income statement (TTM)
RevenueUS$693.68m
Cost of RevenueUS$0
Gross ProfitUS$693.68m
Other ExpensesUS$496.66m
EarningsUS$197.03m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)5.39
Gross Margin100.00%
Net Profit Margin28.40%
Debt/Equity Ratio20.9%

How did EFSC perform over the long term?

See historical performance and comparison

Dividends

2.3%
Current Dividend Yield
24%
Payout Ratio

Does EFSC pay a reliable dividends?

See EFSC dividend history and benchmarks
When do you need to buy EFSC by to receive an upcoming dividend?
Enterprise Financial Services dividend dates
Ex Dividend DateJun 15 2026
Dividend Pay DateJun 30 2026
Days until Ex dividend34 days
Days until Dividend pay date49 days

Does EFSC pay a reliable dividends?

See EFSC dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/11 12:11
End of Day Share Price 2026/05/08 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Enterprise Financial Services Corp is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Damon DelMonteKeefe, Bruyette, & Woods