Enterprise Financial Services Corp

NasdaqGS:EFSC Stock Report

Market Cap: US$2.4b

Enterprise Financial Services Past Earnings Performance

Past criteria checks 2/6

Enterprise Financial Services has been growing earnings at an average annual rate of 9.1%, while the Banks industry saw earnings growing at 3.2% annually. Revenues have been growing at an average rate of 12.9% per year. Enterprise Financial Services's return on equity is 9.9%, and it has net margins of 28.4%.

Key information

9.12%

Earnings growth rate

6.65%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate12.88%
Return on equity9.93%
Net Margin28.40%
Last Earnings Update31 Mar 2026

Recent past performance updates

Recent updates

Analysis Article Jun 19

Enterprise Financial Services (EFSC) Stock Could Be 49% Below Fair Value After Recent Gains

Enterprise Financial Services (EFSC) has drawn investor interest after recent share price moves, with the stock showing different short term and longer term return patterns that invite a closer look at its fundamentals and valuation. See our latest analysis for Enterprise Financial Services. The recent 30 day share price return of 4.46% and 90 day share price return of 17.30% suggest building momentum in Enterprise Financial Services, supported by a 1 year total shareholder return of 20.39%...
Analysis Article Jan 30

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.33

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Analysis Article Dec 09

Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

Enterprise Financial Services Corp's ( NASDAQ:EFSC ) dividend will be increasing from last year's payment of the same...
Analysis Article Oct 31

Enterprise Financial Services (NASDAQ:EFSC) Has Announced That It Will Be Increasing Its Dividend To $0.32

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article Aug 15

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Seeking Alpha Aug 01

Enterprise Financial Services Still Has Upside To Offer

Summary Enterprise Financial Services continues to deliver strong growth in deposits, loans, and asset quality, outpacing the S&P 500 since my last bullish call. Despite a 63% share price increase, EFSC remains attractively valued, trading at a P/E below 10 and cheaper than most peers on key metrics. Asset quality is robust, with low risk in commercial real estate exposure and returns on assets and equity exceeding my preferred thresholds. With solid fundamentals, prudent risk management, and compelling valuation, I confidently reiterate my "Buy" rating on Enterprise Financial Services. Read the full article on Seeking Alpha
Analysis Article Aug 01

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Enterprise Financial Services Corp's ( NASDAQ:EFSC ) dividend will be increasing from last year's payment of the same...
Analysis Article Jun 14

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Larger Dividend Than Last Year At $0.30

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Analysis Article May 16

Enterprise Financial Services (NASDAQ:EFSC) Has Announced That It Will Be Increasing Its Dividend To $0.30

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article May 02

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.30

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article May 01

Shareholders Will Most Likely Find Enterprise Financial Services Corp's (NASDAQ:EFSC) CEO Compensation Acceptable

Key Insights Enterprise Financial Services will host its Annual General Meeting on 7th of May Salary of US$896.3k is...
Analysis Article Jan 31

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.29

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Analysis Article Jan 30

Analysts Are Updating Their Enterprise Financial Services Corp (NASDAQ:EFSC) Estimates After Its Full-Year Results

It's been a good week for Enterprise Financial Services Corp ( NASDAQ:EFSC ) shareholders, because the company has just...
Analysis Article Nov 08

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.28

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article Oct 25

Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
User avatar
New Narrative Sep 24

Diversified Model And Decisive Growth Amid Forecasted Profit Margin Shrinkage And Operational Risks

Enterprise Financial Services' strategy emphasizes diversity and discipline, aiming for growth in net interest income and margins regardless of economic conditions.
Analysis Article Aug 22

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Larger Dividend Than Last Year At $0.27

The board of Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be paying its dividend of...
Analysis Article Jul 26

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.27

Enterprise Financial Services Corp's ( NASDAQ:EFSC ) dividend will be increasing from last year's payment of the same...
Seeking Alpha May 20

Enterprise Financial: The 6.5% Yielding Preferred Shares Are Attractive

Summary Enterprise Financial Services' net interest income decreased in the first quarter due to increased non-interest expenses and a minor contraction in net interest margins. The bank's loan book is mainly focused on commercial and industrial loans and commercial real estate. The preferred shares of Enterprise Financial offer a 6.5% dividend yield and remain an interesting investment option. Read the full article on Seeking Alpha
Analysis Article Apr 26

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.26

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend on the 28th of June to $0.26, which is...
Analysis Article Jan 26

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Dividend Of $0.25

The board of Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will pay a dividend of $0.25 per...

Revenue & Expenses Breakdown

How Enterprise Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:EFSC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 266941972580
31 Dec 256741982490
30 Sep 256471922420
30 Jun 256381972360
31 Mar 256191912300
31 Dec 246071822260
30 Sep 245921772170
30 Jun 245821712100
31 Mar 245811752050
31 Dec 235861902020
30 Sep 235982062020
30 Jun 235872111980
31 Mar 235602071920
31 Dec 225311991850
30 Sep 225041911790
30 Jun 224591551750
31 Mar 224361501650
31 Dec 214071331580
30 Sep 213651111490
30 Jun 213341151350
31 Mar 21291911280
31 Dec 20252741190
30 Sep 20245751120
30 Jun 20259861110
31 Mar 20274891090
31 Dec 19276931060
30 Sep 19266871000
30 Jun 1924581950
31 Mar 1923084880
31 Dec 1822389850
30 Sep 1822073840
30 Jun 1821767820
31 Mar 1821157820
31 Dec 1720148810
30 Sep 1718954780
30 Jun 1717650740
31 Mar 1716650690
31 Dec 1616049650
30 Sep 1615646630
30 Jun 1615144630
31 Mar 1614440610
31 Dec 1514138600
30 Sep 1513434600

Quality Earnings: EFSC has high quality earnings.

Growing Profit Margin: EFSC's current net profit margins (28.4%) are lower than last year (30.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: EFSC's earnings have grown by 9.1% per year over the past 5 years.

Accelerating Growth: EFSC's earnings growth over the past year (3.1%) is below its 5-year average (9.1% per year).

Earnings vs Industry: EFSC earnings growth over the past year (3.1%) did not outperform the Banks industry 23.3%.


Return on Equity

High ROE: EFSC's Return on Equity (9.9%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/07 22:26
End of Day Share Price 2026/07/07 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Enterprise Financial Services Corp is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Damon DelMonteKeefe, Bruyette, & Woods