Enterprise Financial Services Corp

NasdaqGS:EFSC Stock Report

Market Cap: US$2.4b

Enterprise Financial Services Management

Management criteria checks 4/4

Enterprise Financial Services' CEO is Jim Lally, appointed in Aug 2016, has a tenure of 9.92 years. total yearly compensation is $3.62M, comprised of 25.7% salary and 74.3% bonuses, including company stock and options. directly owns 0.38% of the company’s shares, worth $9.17M. The average tenure of the management team and the board of directors is 7.3 years and 5 years respectively.

Key information

Jim Lally

Chief executive officer

US$3.6m

Total compensation

CEO salary percentage25.70%
CEO tenure9.9yrs
CEO ownership0.4%
Management average tenure7.3yrs
Board average tenure5yrs

Recent management updates

Recent updates

Analysis Article Jun 19

Enterprise Financial Services (EFSC) Stock Could Be 49% Below Fair Value After Recent Gains

Enterprise Financial Services (EFSC) has drawn investor interest after recent share price moves, with the stock showing different short term and longer term return patterns that invite a closer look at its fundamentals and valuation. See our latest analysis for Enterprise Financial Services. The recent 30 day share price return of 4.46% and 90 day share price return of 17.30% suggest building momentum in Enterprise Financial Services, supported by a 1 year total shareholder return of 20.39%...
Analysis Article Jan 30

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.33

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Analysis Article Dec 09

Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

Enterprise Financial Services Corp's ( NASDAQ:EFSC ) dividend will be increasing from last year's payment of the same...
Analysis Article Oct 31

Enterprise Financial Services (NASDAQ:EFSC) Has Announced That It Will Be Increasing Its Dividend To $0.32

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article Aug 15

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Seeking Alpha Aug 01

Enterprise Financial Services Still Has Upside To Offer

Summary Enterprise Financial Services continues to deliver strong growth in deposits, loans, and asset quality, outpacing the S&P 500 since my last bullish call. Despite a 63% share price increase, EFSC remains attractively valued, trading at a P/E below 10 and cheaper than most peers on key metrics. Asset quality is robust, with low risk in commercial real estate exposure and returns on assets and equity exceeding my preferred thresholds. With solid fundamentals, prudent risk management, and compelling valuation, I confidently reiterate my "Buy" rating on Enterprise Financial Services. Read the full article on Seeking Alpha
Analysis Article Aug 01

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.31

Enterprise Financial Services Corp's ( NASDAQ:EFSC ) dividend will be increasing from last year's payment of the same...
Analysis Article Jun 14

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Larger Dividend Than Last Year At $0.30

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Analysis Article May 16

Enterprise Financial Services (NASDAQ:EFSC) Has Announced That It Will Be Increasing Its Dividend To $0.30

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article May 02

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.30

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article May 01

Shareholders Will Most Likely Find Enterprise Financial Services Corp's (NASDAQ:EFSC) CEO Compensation Acceptable

Key Insights Enterprise Financial Services will host its Annual General Meeting on 7th of May Salary of US$896.3k is...
Analysis Article Jan 31

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.29

Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be increasing its dividend from last...
Analysis Article Jan 30

Analysts Are Updating Their Enterprise Financial Services Corp (NASDAQ:EFSC) Estimates After Its Full-Year Results

It's been a good week for Enterprise Financial Services Corp ( NASDAQ:EFSC ) shareholders, because the company has just...
Analysis Article Nov 08

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.28

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
Analysis Article Oct 25

Enterprise Financial Services' (NASDAQ:EFSC) Upcoming Dividend Will Be Larger Than Last Year's

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend from last year's comparable payment on...
User avatar
New Narrative Sep 24

Diversified Model And Decisive Growth Amid Forecasted Profit Margin Shrinkage And Operational Risks

Enterprise Financial Services' strategy emphasizes diversity and discipline, aiming for growth in net interest income and margins regardless of economic conditions.
Analysis Article Aug 22

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Larger Dividend Than Last Year At $0.27

The board of Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will be paying its dividend of...
Analysis Article Jul 26

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.27

Enterprise Financial Services Corp's ( NASDAQ:EFSC ) dividend will be increasing from last year's payment of the same...
Seeking Alpha May 20

Enterprise Financial: The 6.5% Yielding Preferred Shares Are Attractive

Summary Enterprise Financial Services' net interest income decreased in the first quarter due to increased non-interest expenses and a minor contraction in net interest margins. The bank's loan book is mainly focused on commercial and industrial loans and commercial real estate. The preferred shares of Enterprise Financial offer a 6.5% dividend yield and remain an interesting investment option. Read the full article on Seeking Alpha
Analysis Article Apr 26

Enterprise Financial Services (NASDAQ:EFSC) Is Increasing Its Dividend To $0.26

Enterprise Financial Services Corp ( NASDAQ:EFSC ) will increase its dividend on the 28th of June to $0.26, which is...
Analysis Article Jan 26

Enterprise Financial Services (NASDAQ:EFSC) Will Pay A Dividend Of $0.25

The board of Enterprise Financial Services Corp ( NASDAQ:EFSC ) has announced that it will pay a dividend of $0.25 per...

CEO Compensation Analysis

How has Jim Lally's remuneration changed compared to Enterprise Financial Services's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2026n/an/a

US$197m

Dec 31 2025US$4mUS$930k

US$198m

Sep 30 2025n/an/a

US$192m

Jun 30 2025n/an/a

US$197m

Mar 31 2025n/an/a

US$191m

Dec 31 2024US$4mUS$896k

US$182m

Sep 30 2024n/an/a

US$177m

Jun 30 2024n/an/a

US$171m

Mar 31 2024n/an/a

US$175m

Dec 31 2023US$3mUS$861k

US$190m

Sep 30 2023n/an/a

US$206m

Jun 30 2023n/an/a

US$211m

Mar 31 2023n/an/a

US$207m

Dec 31 2022US$4mUS$784k

US$199m

Sep 30 2022n/an/a

US$191m

Jun 30 2022n/an/a

US$155m

Mar 31 2022n/an/a

US$150m

Dec 31 2021US$2mUS$698k

US$133m

Sep 30 2021n/an/a

US$111m

Jun 30 2021n/an/a

US$115m

Mar 31 2021n/an/a

US$91m

Dec 31 2020US$2mUS$620k

US$74m

Sep 30 2020n/an/a

US$75m

Jun 30 2020n/an/a

US$86m

Mar 31 2020n/an/a

US$89m

Dec 31 2019US$1mUS$529k

US$93m

Compensation vs Market: Jim's total compensation ($USD3.62M) is below average for companies of similar size in the US market ($USD6.92M).

Compensation vs Earnings: Jim's compensation has been consistent with company performance over the past year.


CEO

Jim Lally (58 yo)

9.9yrs
Tenure
US$3,620,031
Compensation

Mr. James Brian Lally, also known as Jim, has been the Chief Executive Officer and Director of Enterprise Financial Services Corp since May 2, 2017 and has been its President since August 9, 2016. He has b...


Leadership Team

NamePositionTenureCompensationOwnership
James Lally
President9.9yrsUS$3.62m0.38%
$ 9.2m
Keene Turner
Senior EVP12.8yrsUS$1.93m0.18%
$ 4.3m
Mark Ponder
Senior EVP & Chief Administrative Officer3.2yrsUS$1.12m0.084%
$ 2.0m
Nicole Iannacone
Senior EVP8.5yrsUS$1.13m0.062%
$ 1.5m
Douglas Bauche
Senior EVP & Chief Banking Officerless than a yearUS$1.20m0.087%
$ 2.1m
Troy Dumlao
Executive VP & Chief Accounting Officer7.3yrsno data0.023%
$ 557.5k
Steve Richardson
Senior Vice President of Corporate Communicationsno datano datano data
Bridget Huffman
Senior EVP & Chief Risk Officerno datano data0.019%
$ 464.6k
Kevin Handley
Senior EVP & Chief Credit Officerless than a yearno data0.017%
$ 421.0k
7.3yrs
Average Tenure
55yo
Average Age

Experienced Management: EFSC's management team is seasoned and experienced (7.3 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
James Lally
President9.2yrsUS$3.62m0.38%
$ 9.2m
Sandra Van Trease
Independent Director21.5yrsUS$148.00k0.15%
$ 3.5m
Lyne Andrich
Independent Director3.6yrsUS$130.00k0.017%
$ 420.1k
Richard Sanborn
Independent Director5.7yrsUS$122.50k0.11%
$ 2.8m
Lina Young
Independent Director3.6yrsUS$130.00k0.012%
$ 298.3k
Michael DeCola
Independent Chairman18.8yrsUS$195.00k0.14%
$ 3.4m
Stephen Marsh
Independent Director4.3yrsUS$140.70k0.13%
$ 3.1m
Lars Anderson
Independent Directorless than a yearUS$108.33kno data
Michael Finn
Independent Director1.8yrsUS$130.00k0.018%
$ 428.3k
Marcela Manjarrez-Hawn
Independent Director3.6yrsUS$130.00k0.012%
$ 294.2k
Michael Holmes
Independent Director10.7yrsUS$140.50k0.062%
$ 1.5m
Nevada Kent
Independent Director9.4yrsUS$140.50k0.040%
$ 955.0k
5.0yrs
Average Tenure
64yo
Average Age

Experienced Board: EFSC's board of directors are considered experienced (5 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/05 02:33
End of Day Share Price 2026/07/02 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Enterprise Financial Services Corp is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Damon DelMonteKeefe, Bruyette, & Woods