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FCF

First Commonwealth Financial NYSE:FCF Stock Report

Last Price

US$14.47

Market Cap

US$1.3b

7D

-1.6%

1Y

-5.5%

Updated

28 Nov, 2022

Data

Company Financials +
FCF fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance2/6
Financial Health6/6
Dividends5/6

FCF Stock Overview

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States.

Rewards

Trading at 58% below our estimate of its fair value

Earnings are forecast to grow 16.63% per year

Pays a reliable dividend of 3.32%

Risk Analysis

No risks detected for FCF from our risk checks.

First Commonwealth Financial Corporation Competitors

Price History & Performance

Summary of all time highs, changes and price drops for First Commonwealth Financial
Historical stock prices
Current Share PriceUS$14.47
52 Week HighUS$17.63
52 Week LowUS$12.76
Beta1.0
1 Month Change0.70%
3 Month Change2.55%
1 Year Change-5.49%
3 Year Change2.62%
5 Year Change-5.55%
Change since IPO212.86%

Recent News & Updates

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.12

Nov 01
First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.12

First Commonwealth Financial declares $0.12 dividend

Oct 25

Recent updates

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.12

Nov 01
First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.12

Here's Why First Commonwealth Financial (NYSE:FCF) Has Caught The Eye Of Investors

Jul 21
Here's Why First Commonwealth Financial (NYSE:FCF) Has Caught The Eye Of Investors

First Commonwealth Financial (NYSE:FCF) Is Increasing Its Dividend To US$0.12

Apr 29
First Commonwealth Financial (NYSE:FCF) Is Increasing Its Dividend To US$0.12

Does First Commonwealth Financial (NYSE:FCF) Deserve A Spot On Your Watchlist?

Apr 06
Does First Commonwealth Financial (NYSE:FCF) Deserve A Spot On Your Watchlist?

Here's Why I Think First Commonwealth Financial (NYSE:FCF) Might Deserve Your Attention Today

Dec 26
Here's Why I Think First Commonwealth Financial (NYSE:FCF) Might Deserve Your Attention Today

First Commonwealth Financial's (NYSE:FCF) Upcoming Dividend Will Be Larger Than Last Year's

Oct 30
First Commonwealth Financial's (NYSE:FCF) Upcoming Dividend Will Be Larger Than Last Year's

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To US$0.12

Aug 03
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To US$0.12

If You Like EPS Growth Then Check Out First Commonwealth Financial (NYSE:FCF) Before It's Too Late

Jun 23
If You Like EPS Growth Then Check Out First Commonwealth Financial (NYSE:FCF) Before It's Too Late

This Is Why We Think First Commonwealth Financial Corporation's (NYSE:FCF) CEO Might Get A Pay Rise Approved By Shareholders

Apr 21
This Is Why We Think First Commonwealth Financial Corporation's (NYSE:FCF) CEO Might Get A Pay Rise Approved By Shareholders

Is First Commonwealth Financial Corporation's (NYSE:FCF) 3.0% Dividend Worth Your Time?

Mar 08
Is First Commonwealth Financial Corporation's (NYSE:FCF) 3.0% Dividend Worth Your Time?

Have Insiders Sold First Commonwealth Financial Corporation (NYSE:FCF) Shares Recently?

Feb 10
Have Insiders Sold First Commonwealth Financial Corporation (NYSE:FCF) Shares Recently?

Only Four Days Left To Cash In On First Commonwealth Financial's (NYSE:FCF) Dividend

Jan 30
Only Four Days Left To Cash In On First Commonwealth Financial's (NYSE:FCF) Dividend

What Type Of Shareholders Own The Most Number of First Commonwealth Financial Corporation (NYSE:FCF) Shares?

Jan 08
What Type Of Shareholders Own The Most Number of First Commonwealth Financial Corporation (NYSE:FCF) Shares?

First Commonwealth Financial's(NYSE:FCF) Share Price Is Down 30% Over The Past Three Years.

Dec 13
First Commonwealth Financial's(NYSE:FCF) Share Price Is Down 30% Over The Past Three Years.

The President of First Commonwealth Financial Corporation (NYSE:FCF), Thomas Price, Just Bought 4.2% More Shares

Nov 22
The President of First Commonwealth Financial Corporation (NYSE:FCF), Thomas Price, Just Bought 4.2% More Shares

What Does First Commonwealth Financial's (NYSE:FCF) CEO Pay Reveal?

Nov 21
What Does First Commonwealth Financial's (NYSE:FCF) CEO Pay Reveal?

Shareholder Returns

FCFUS BanksUS Market
7D-1.6%1.9%1.3%
1Y-5.5%-14.0%-18.5%

Return vs Industry: FCF exceeded the US Banks industry which returned -14% over the past year.

Return vs Market: FCF exceeded the US Market which returned -18.5% over the past year.

Price Volatility

Is FCF's price volatile compared to industry and market?
FCF volatility
FCF Average Weekly Movement3.7%
Banks Industry Average Movement4.0%
Market Average Movement7.4%
10% most volatile stocks in US Market15.6%
10% least volatile stocks in US Market3.3%

Stable Share Price: FCF is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: FCF's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19341,422Mike Pricehttps://www.fcbanking.com

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company’s commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services.

First Commonwealth Financial Corporation Fundamentals Summary

How do First Commonwealth Financial's earnings and revenue compare to its market cap?
FCF fundamental statistics
Market CapUS$1.35b
Earnings (TTM)US$127.22m
Revenue (TTM)US$385.37m

10.6x

P/E Ratio

1.3x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
FCF income statement (TTM)
RevenueUS$385.37m
Cost of RevenueUS$0
Gross ProfitUS$385.37m
Other ExpensesUS$258.14m
EarningsUS$127.22m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)1.37
Gross Margin100.00%
Net Profit Margin33.01%
Debt/Equity Ratio36.3%

How did FCF perform over the long term?

See historical performance and comparison

Dividends

3.3%

Current Dividend Yield

35%

Payout Ratio