Northwest Bancshares, Inc. operates as a holding company for Northwest Bank that offers various personal and business banking solutions. More Details
Adequate balance sheet average dividend payer.
Share Price & News
How has Northwest Bancshares's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: NWBI is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: NWBI's weekly volatility (3%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: NWBI underperformed the US Mortgage industry which returned 53% over the past year.
Return vs Market: NWBI underperformed the US Market which returned 52.8% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Northwest Bancshares's share price compared to the market and industry in the last 5 years?
Simply Wall St News
6 days ago | Simply Wall StDon't Buy Northwest Bancshares, Inc. (NASDAQ:NWBI) For Its Next Dividend Without Doing These Checks
3 weeks ago | Simply Wall StThis Is Why Shareholders May Want To Hold Back On A Pay Rise For Northwest Bancshares, Inc.'s (NASDAQ:NWBI) CEO
1 month ago | Simply Wall StCould The Northwest Bancshares, Inc. (NASDAQ:NWBI) Ownership Structure Tell Us Something Useful?
Is Northwest Bancshares undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: NWBI ($14.12) is trading below our estimate of fair value ($18.32)
Significantly Below Fair Value: NWBI is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: NWBI is poor value based on its PE Ratio (16.5x) compared to the US Mortgage industry average (13.2x).
PE vs Market: NWBI is good value based on its PE Ratio (16.5x) compared to the US market (20.4x).
Price to Earnings Growth Ratio
PEG Ratio: NWBI's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: NWBI is overvalued based on its PB Ratio (1.2x) compared to the US Mortgage industry average (1.1x).
How is Northwest Bancshares forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: NWBI's earnings are forecast to decline over the next 3 years (-3.3% per year).
Earnings vs Market: NWBI's earnings are forecast to decline over the next 3 years (-3.3% per year).
High Growth Earnings: NWBI's earnings are forecast to decline over the next 3 years.
Revenue vs Market: NWBI's revenue (1.6% per year) is forecast to grow slower than the US market (9.2% per year).
High Growth Revenue: NWBI's revenue (1.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: NWBI's Return on Equity is forecast to be low in 3 years time (8.4%).
How has Northwest Bancshares performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: NWBI has high quality earnings.
Growing Profit Margin: NWBI's current net profit margins (21.8%) are lower than last year (22.1%).
Past Earnings Growth Analysis
Earnings Trend: NWBI's earnings have grown by 9.4% per year over the past 5 years.
Accelerating Growth: NWBI's earnings growth over the past year (14.8%) exceeds its 5-year average (9.4% per year).
Earnings vs Industry: NWBI earnings growth over the past year (14.8%) underperformed the Mortgage industry 22.9%.
Return on Equity
High ROE: NWBI's Return on Equity (7%) is considered low.
How is Northwest Bancshares's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: NWBI's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: NWBI has a low allowance for bad loans (55%).
Low Risk Liabilities: 95% of NWBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: NWBI has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: NWBI's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: NWBI has a high level of bad loans (2.2%).
What is Northwest Bancshares's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: NWBI's dividend (5.67%) is higher than the bottom 25% of dividend payers in the US market (1.24%).
High Dividend: NWBI's dividend (5.67%) is in the top 25% of dividend payers in the US market (3.42%)
Stability and Growth of Payments
Stable Dividend: NWBI's dividend payments have been volatile in the past 10 years.
Growing Dividend: NWBI's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (90.1%), NWBI's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: NWBI's dividends in 3 years are forecast to be covered by earnings (84.1% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ron Seiffert (63 yo)
Mr. Ronald J. Seiffert, also known as Ron, has been the President of Northwest Bancshares Inc. and Northwest Bank since November 2017, and has been its Chief Executive Officer since June 22, 2018. Mr. Seif...
CEO Compensation Analysis
Compensation vs Market: Ron's total compensation ($USD1.56M) is below average for companies of similar size in the US market ($USD3.76M).
Compensation vs Earnings: Ron's compensation has increased by more than 20% in the past year.
Experienced Management: NWBI's management team is considered experienced (2.9 years average tenure).
Experienced Board: NWBI's board of directors are considered experienced (5.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: NWBI insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Northwest Bancshares, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Northwest Bancshares, Inc.
- Ticker: NWBI
- Exchange: NasdaqGS
- Founded: 1896
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: US$1.787b
- Shares outstanding: 127.22m
- Website: https://www.northwest.bank
Number of Employees
- Northwest Bancshares, Inc.
- 100 Liberty Street
- United States
Northwest Bancshares, Inc. operates as a holding company for Northwest Bank that offers various personal and business banking solutions. The company accepts various deposits, such as checking, savings, mon...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/06 23:17|
|End of Day Share Price||2021/05/06 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.