Northwest Bancshares Management
Management criteria checks 3/4
We currently do not have sufficient information about the CEO.
Key information
Louis Torchio
Chief executive officer
US$3.4m
Total compensation
| CEO salary percentage | 26.61% |
| CEO tenure | 4yrs |
| CEO ownership | 0.1% |
| Management average tenure | 2.2yrs |
| Board average tenure | 8.3yrs |
Recent management updates
Recent updates
Narrative Update • Aug 02
NWBI: Record Earnings And Steady Margin Will Support A Fairly Valued Outlook
Northwest Bancshares' analyst price target has been updated from $15.00 to about $15.86 as analysts factor in Q2 results that came in above expectations, while also acknowledging guidance for moderating trends and a steady net interest margin with low to mid single digit loan growth for the year. What's in the News for Northwest Bancshares Northwest Bancshares reported record Q2 2026 GAAP net income of $54 million, or $0.36 per diluted share, according to the company’s earnings release.Seeking Alpha • Jul 28
Northwest Bancshares' Strong Showing Justifies An Upgrade
Summary Northwest Bancshares, Inc. delivered strong Q2 2026 results, with both revenue and EPS exceeding analyst expectations. NWBI's net interest income and margin improved, while asset quality and deposit growth remained robust; non-performing loans and assets continue to trend lower. Valuation has become more attractive, with NWBI's forward P/E of 10.8 and returns on assets and equity exceeding key benchmarks. I am upgrading NWBI from 'hold' to a soft 'buy' due to improved fundamentals, better asset quality, and a more compelling valuation. Read the full article on Seeking AlphaNarrative Update • Jun 24
NWBI: Index Addition And Buybacks Will Support A Steady Fairly Valued Outlook
Analysts have lifted their price targets on Northwest Bancshares by $1 to $2, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E metrics that remain broadly consistent with prior assumptions. Analyst Commentary Recent Street research on Northwest Bancshares reflects a modest reset of expectations rather than a wholesale change in view, with analysts fine tuning price targets by $1 to $2 as they revisit fair value, discount rate assumptions, revenue growth, profit margins and future P/E multiples.Narrative Update • Jun 07
NWBI: Future Buybacks And Measured Q1 Execution Support Fairly Valued Outlook
Analysts have lifted their price targets on Northwest Bancshares by $1 to $2, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions that remain broadly consistent with prior estimates. Analyst Commentary Recent Street research on Northwest Bancshares centers on refreshed price targets that adjust fair value assumptions while largely keeping the underlying framework intact.Narrative Update • May 23
NWBI: Future Buybacks And Margin Resilience Will Guide Fairly Valued Outlook
Analysts have lifted the price target on Northwest Bancshares by $0.71 to $15.00, reflecting updated views on fair value, discount rate, profit margin, and future P/E multiples following recent research from several firms. Analyst Commentary Recent research commentary around Northwest Bancshares focuses on how the updated US$15.00 price target lines up with the stock's earnings profile, execution risks, and potential valuation upside if management hits its objectives.Narrative Update • Apr 29
NWBI: Future Buyback Plan And Margin Outlook Will Shape Fair Value
Analysts have raised their price target on Northwest Bancshares from about $13.38 to about $14.29, citing updated assumptions that combine a slightly higher discount rate with lower projected revenue growth, a higher profit margin and a lower future P/E multiple. What's in the News The Board of Directors authorized a new share buyback plan for Northwest Bancshares, Inc.Analysis Article • Jan 30
Northwest Bancshares (NASDAQ:NWBI) Has Affirmed Its Dividend Of $0.20
Northwest Bancshares, Inc. ( NASDAQ:NWBI ) will pay a dividend of $0.20 on the 18th of February. This makes the...Analysis Article • Oct 31
Northwest Bancshares (NASDAQ:NWBI) Will Pay A Dividend Of $0.20
The board of Northwest Bancshares, Inc. ( NASDAQ:NWBI ) has announced that it will pay a dividend of $0.20 per share on...Analysis Article • Aug 02
Northwest Bancshares (NASDAQ:NWBI) Is Paying Out A Dividend Of $0.20
Northwest Bancshares, Inc.'s ( NASDAQ:NWBI ) investors are due to receive a payment of $0.20 per share on 19th of...Analysis Article • May 02
Northwest Bancshares (NASDAQ:NWBI) Has Affirmed Its Dividend Of $0.20
Northwest Bancshares, Inc.'s ( NASDAQ:NWBI ) investors are due to receive a payment of $0.20 per share on 20th of May...Seeking Alpha • Apr 29
Northwest Bancshares: A Great Income Name, Near 7% Yield
Summary Q1 earnings for Northwest Bancshares, Inc. were strong, with revenues up 19% and net income increasing by $14 million, driven by margin expansion and lower credit loss provisions. The bank's asset quality remains robust, with improvements in nonperforming loans and assets, despite a slight increase in the allowance for credit losses. Northwest Bancshares offers a near 7% dividend yield and projects 20% commercial loan growth, making it an attractive income investment amid market volatility. Consider buying NWBI shares between $12 and $10 in 50-cent increments, as the bank is well-positioned despite an uncertain operating environment. Read the full article on Seeking AlphaSeeking Alpha • Jan 28
Northwest Bancshares: Continue To Own For Juicy Income
Summary We continue to recommend holding Northwest Bancshares, Inc. for its over 6% dividend yield, despite mixed asset quality and return metrics. Q4 earnings showed strong revenue growth and net income increase, with EPS beating estimates by $0.02, though credit loss provisions rose. Loans remained flat while deposits grew, and the net interest margin improved to 3.42%, reflecting positive trends in margins and deposit growth. Keep an eye on asset quality and return metrics; NWBI stock is expected to perform with the sector, and offers significant income for shareholders. Read the full article on Seeking AlphaAnalysis Article • Jan 28
Northwest Bancshares (NASDAQ:NWBI) Has Announced A Dividend Of $0.20
The board of Northwest Bancshares, Inc. ( NASDAQ:NWBI ) has announced that it will pay a dividend on the 14th of...Analysis Article • Nov 01
Analysts Have Made A Financial Statement On Northwest Bancshares, Inc.'s (NASDAQ:NWBI) Third-Quarter Report
Northwest Bancshares, Inc. ( NASDAQ:NWBI ) came out with its third-quarter results last week, and we wanted to see how...Seeking Alpha • Oct 22
Northwest Bancshares: Over 6% Yield, But Downgrading To Hold Following Recent Rally
Summary The recent securities restructuring will raise the net interest margin. However, rate cuts will hurt the margin. Loan growth will likely return to the 2023 level once payoffs normalize. The local economies have continued to remain conducive to loan growth. The December 2025 target price is close to the current market price. Northwest Bancshares is offering a dividend yield of 6.1%. Although the payout ratio is high, a dividend cut is unlikely because Northwest Bancshares has managed high payout ratios in previous years. Read the full article on Seeking Alpha
New Narrative • Sep 24
Calculated Banking Shifts Promise Robust Growth And Profitability Amid Risks
Restructuring of the securities portfolio and commercial banking transformation indicates improved income capabilities and potential for robust loan growth.Seeking Alpha • Jul 17
Northwest Bancshares: Too Early For An Upgrade
Summary Shares have underperformed expectations since I last downgraded the firm earlier this year. This is likely due to some weakness on the income statement side of the picture. Shares of Northwest Bancshares are attractively priced on a relative basis, but low asset quality justifies the current trading multiples, warranting a "hold" rating. Read the full article on Seeking AlphaSeeking Alpha • Jul 11
Northwest Bancshares: 6.9% Dividend Yield, But Earnings Outlook Is Negative
Summary Interest rate cuts will pressurize the margin, which will, in turn, pressurize earnings. I’m expecting earnings to dip by 13% to $0.92 per share this year. NWBI is currently offering a dividend yield of around 6.9%. My earnings projections suggest that the dividend payout is unlikely to be cut. The year-end target price suggests around a 5% price upside. Read the full article on Seeking AlphaAnalysis Article • Apr 27
Northwest Bancshares (NASDAQ:NWBI) Has Announced A Dividend Of $0.20
The board of Northwest Bancshares, Inc. ( NASDAQ:NWBI ) has announced that it will pay a dividend on the 15th of May...Seeking Alpha • Apr 25
Northwest Bancshares: Securities Portfolio Begins To Materialize Losses (Rating Downgrade)
Summary The rising cost of deposits is leading to a decline in net interest income/margin for Northwest Bancshares. The bank has decided to sell some fixed-rate securities at a loss, indicating a need to improve profitability. While the dividend is currently sustainable, the company's low growth prospects and potential earnings distress raise concerns about its long-term sustainability. Read the full article on Seeking AlphaAnalysis Article • Apr 24
Northwest Bancshares, Inc. (NASDAQ:NWBI) Just Reported Earnings, And Analysts Cut Their Target Price
Investors in Northwest Bancshares, Inc. ( NASDAQ:NWBI ) had a good week, as its shares rose 2.7% to close at US$11.00...Seeking Alpha • Jan 17
Northwest Bancshares: A Step Back Might Not Be So Bad (Rating Downgrade)
Summary Northwest Bancshares has seen strong growth in revenue and profits, with deposits and loans increasing. Net interest income and non-interest income have also improved, leading to higher net profits. NWBI stock is now closer to being fairly valued and may not have much additional upside potential. Read the full article on Seeking AlphaAnalysis Article • Oct 26
Northwest Bancshares (NASDAQ:NWBI) Is Due To Pay A Dividend Of $0.20
The board of Northwest Bancshares, Inc. ( NASDAQ:NWBI ) has announced that it will pay a dividend on the 14th of...Analysis Article • Jul 27
Northwest Bancshares (NASDAQ:NWBI) Ticks All The Boxes When It Comes To Earnings Growth
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Jun 30 2026 | n/a | n/a | US$153m |
| Mar 31 2026 | n/a | n/a | US$133m |
| Dec 31 2025 | US$3m | US$904k | US$126m |
| Sep 30 2025 | n/a | n/a | US$113m |
| Jun 30 2025 | n/a | n/a | US$143m |
| Mar 31 2025 | n/a | n/a | US$114m |
| Dec 31 2024 | US$3m | US$866k | US$100m |
| Sep 30 2024 | n/a | n/a | US$96m |
| Jun 30 2024 | n/a | n/a | US$102m |
| Mar 31 2024 | n/a | n/a | US$130m |
| Dec 31 2023 | US$2m | US$817k | US$135m |
| Sep 30 2023 | n/a | n/a | US$140m |
| Jun 30 2023 | n/a | n/a | US$138m |
| Mar 31 2023 | n/a | n/a | US$139m |
| Dec 31 2022 | US$1m | US$530k | US$133m |
| Sep 30 2022 | n/a | n/a | US$128m |
| Jun 30 2022 | n/a | n/a | US$126m |
| Mar 31 2022 | n/a | n/a | US$141m |
| Dec 31 2021 | US$723k | US$376k | US$153m |
| Sep 30 2021 | n/a | n/a | US$158m |
| Jun 30 2021 | n/a | n/a | US$162m |
| Mar 31 2021 | n/a | n/a | US$107m |
| Dec 31 2020 | US$654k | US$337k | US$75m |
| Sep 30 2020 | n/a | n/a | US$65m |
| Jun 30 2020 | n/a | n/a | US$61m |
| Mar 31 2020 | n/a | n/a | US$93m |
| Dec 31 2019 | US$540k | US$295k | US$110m |
Compensation vs Market: Louis's total compensation ($USD3.40M) is below average for companies of similar size in the US market ($USD5.13M).
Compensation vs Earnings: Louis's compensation has increased by more than 20% in the past year.
CEO
Louis Torchio (63 yo)
4yrs
Tenure
US$3,396,755
Compensation
Mr. Louis J. Torchio was appointed as President and Chief Executive Officer of both Northwest Bancshares, Inc. and Northwest Bank since August 17, 2022 and as Director of both entities since August 17, 202...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 4yrs | US$3.40m | 0.10% $ 2.3m | |
| Chief Financial Officer | 2.4yrs | US$1.78m | 0.025% $ 573.7k | |
| Executive VP & Chief Risk Officer | 3.4yrs | US$1.79m | 0.034% $ 788.8k | |
| EVP & Chief Commercial Banking Officer | 3.2yrs | US$1.32m | 0.020% $ 468.1k | |
| Chief Consumer Banking & Strategy Officer | 1.7yrs | US$1.04m | 0.012% $ 280.9k | |
| Chief Accounting Officer | 2yrs | no data | 0.011% $ 258.4k | |
| Senior Vice President of Corporate Finance | no data | no data | no data | |
| Senior VP & Chief Technology Officer | no data | no data | no data | |
| Chief Information Officer | less than a year | no data | no data | |
| Senior VP & Chief Compliance Officer | no data | no data | no data | |
| Chief Legal Counsel & Corporate Secretary | less than a year | no data | no data | |
| Executive VP of Corporate Communications & Regional Marketing | no data | no data | no data |
2.2yrs
Average Tenure
59yo
Average Age
Experienced Management: NWBI's management team is considered experienced (2.2 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 4yrs | US$3.40m | 0.10% $ 2.3m | |
| Independent Director | 6.3yrs | US$334.40k | 0.092% $ 2.1m | |
| Independent Director | 11yrs | US$148.31k | 0.049% $ 1.1m | |
| Independent Director | 16.3yrs | US$161.47k | 0.072% $ 1.7m | |
| Independent Director | 14.3yrs | US$155.55k | 0.036% $ 815.2k | |
| Independent Non-Executive Chairman of the Board | 11.3yrs | US$194.88k | 0.14% $ 3.2m | |
| Independent Director | 10.3yrs | US$142.37k | 0.053% $ 1.2m | |
| Director | less than a year | no data | 0.069% $ 1.6m | |
| Independent Director | 6.3yrs | US$146.51k | 0.024% $ 548.7k | |
| Independent Director | 3.3yrs | US$131.75k | 0.0096% $ 218.8k |
8.3yrs
Average Tenure
63yo
Average Age
Experienced Board: NWBI's board of directors are considered experienced (8.3 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/12 21:52 |
| End of Day Share Price | 2026/08/12 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Northwest Bancshares, Inc. is covered by 15 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Stephen Moss | B. Riley Securities, Inc. |
| Jeffrey Rulis | D.A. Davidson & Co. |