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Mechanics Bank OTCPK:MCHB Stock Report

Last Price

US$26.50k

Market Cap

US$1.7b

7D

0%

1Y

10.4%

Updated

22 Dec, 2024

Data

Company Financials

MCHB Stock Overview

Provides various financial services for communities in Greater San Francisco, Sacramento, Los Angeles, and San Diego areas and throughout the Central Valley in California. More details

MCHB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

My Notes

Capture your thoughts, links and company narrative

Mechanics Bank Competitors

Price History & Performance

Summary of share price highs, lows and changes for Mechanics Bank
Historical stock prices
Current Share PriceUS$26,500.00
52 Week HighUS$26,500.00
52 Week LowUS$25,000.00
Beta0.27
1 Month Change0%
3 Month Changen/a
1 Year Change10.42%
3 Year Change-5.36%
5 Year Change-15.20%
Change since IPO783.33%

Recent News & Updates

Recent updates

Shareholder Returns

MCHBUS BanksUS Market
7D0%-3.4%-2.4%
1Y10.4%29.1%23.4%

Return vs Industry: MCHB underperformed the US Banks industry which returned 29.1% over the past year.

Return vs Market: MCHB underperformed the US Market which returned 23.4% over the past year.

Price Volatility

Is MCHB's price volatile compared to industry and market?
MCHB volatility
MCHB Average Weekly Movementn/a
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: MCHB's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine MCHB's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1905n/aC. Johnsonwww.mechanicsbank.com

Mechanics Bank provides various financial services for communities in Greater San Francisco, Sacramento, Los Angeles, and San Diego areas and throughout the Central Valley in California. The company offers checking, savings, retirement, money market, and certificates of deposit accounts. It also provides home and auto loans; term loans and lines of credit, multi-family lending, commercial real estate loans, owner-occupied real estate loans, equipment financing, and trade services and letters of credit; small business administration loans; and credit and debit cards.

Mechanics Bank Fundamentals Summary

How do Mechanics Bank's earnings and revenue compare to its market cap?
MCHB fundamental statistics
Market capUS$1.70b
Earnings (TTM)US$201.91m
Revenue (TTM)US$634.88m

8.4x

P/E Ratio

0.8x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MCHB income statement (TTM)
RevenueUS$634.88m
Cost of RevenueUS$0
Gross ProfitUS$634.88m
Other ExpensesUS$432.97m
EarningsUS$201.91m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)3.14k
Gross Margin100.00%
Net Profit Margin31.80%
Debt/Equity Ratio35.3%

How did MCHB perform over the long term?

See historical performance and comparison

Dividends

6.5%

Current Dividend Yield

52%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 16:35
End of Day Share Price 2024/10/25 00:00
Earnings2023/12/31
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mechanics Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution