Mechanics Bank Financial Health
How is Mechanics Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: MCHB's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: MCHB has a sufficient allowance for bad loans (284%).
Low Risk Liabilities: 98% of MCHB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MCHB has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: MCHB's Loans to Deposits ratio (65%) is appropriate.
Level of Bad Loans: MCHB has an appropriate level of bad loans (0.4%).