FB Financial (FBK) Stock Overview
Operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for FBK from our risk checks.
FBK Community Fair Values
Create NarrativeSee what 10 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
FB Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$52.68 |
| 52 Week High | US$62.37 |
| 52 Week Low | US$42.29 |
| Beta | 0.97 |
| 1 Month Change | -1.68% |
| 3 Month Change | -6.73% |
| 1 Year Change | 20.74% |
| 3 Year Change | 87.67% |
| 5 Year Change | 25.88% |
| Change since IPO | 153.88% |
Recent News & Updates
Narrative Update • May 20
FBK: Share Repurchases And Stable Credit Costs Will Support Future Upside
Analysts have trimmed their price target on FB Financial slightly to align with updated fair value estimates around $64.43, reflecting modest adjustments to assumptions for the discount rate, revenue growth, profit margin, and future P/E multiples. What's in the News The Board of Directors authorized a new share buyback plan on April 27, 2026, signaling ongoing capital return activity to shareholders (Key Developments).Narrative Update • Apr 27
FBK: Ongoing Share Buybacks And Solid Credit Quality Will Support Upside
Analysts have trimmed their price target on FB Financial slightly to reflect a new fair value of about $64.86 per share. They point to updated assumptions around profit margins and a lower future P/E multiple.Recent updates
Narrative Update • May 20
FBK: Share Repurchases And Stable Credit Costs Will Support Future Upside
Analysts have trimmed their price target on FB Financial slightly to align with updated fair value estimates around $64.43, reflecting modest adjustments to assumptions for the discount rate, revenue growth, profit margin, and future P/E multiples. What's in the News The Board of Directors authorized a new share buyback plan on April 27, 2026, signaling ongoing capital return activity to shareholders (Key Developments).Narrative Update • Apr 27
FBK: Ongoing Share Buybacks And Solid Credit Quality Will Support Upside
Analysts have trimmed their price target on FB Financial slightly to reflect a new fair value of about $64.86 per share. They point to updated assumptions around profit margins and a lower future P/E multiple.Seeking Alpha • Apr 14
We Still Like FB Financial For The Dividend Growth
Summary FB Financial Corporation delivered strong Q1 2026 results, with EPS of $1.10 and robust organic growth in loans and deposits. FBK's net interest margin remains top-tier at 3.94%, and efficiency ratio improved to 54.3%, reflecting successful integration and cost control. Asset quality is stable, with low net charge-offs (0.11%) and nonperforming assets at 0.98%, supporting continued dividend growth. Despite premium valuation to tangible book, we maintain a neutral rating, favoring FBK as a quality hold with ongoing dividend increases. Read the full article on Seeking AlphaNarrative Update • Apr 12
FBK: Rising Dividend And Completed Buybacks Will Support Future Upside Potential
Analysts now see slightly less upside for FB Financial, trimming their average price target from about $66.58 to $65.93. This reflects updated assumptions around revenue growth, profit margins and future P/E expectations.Narrative Update • Mar 27
FBK: Higher Dividend And Buybacks Will Support Future Upside Potential
Analysts have kept their price target on FB Financial steady at $66.58, indicating that only minor adjustments in assumptions for revenue growth, profit margins and future P/E have been made, and these do not materially change their overall valuation view. What's in the News The board declared a quarterly cash dividend of $0.21 per share, which is $0.02 per share above the prior quarterly dividend, payable on February 24, 2026, to shareholders of record on February 10, 2026 (company announcement).Narrative Update • Mar 11
FBK: Dividend Increase And Share Repurchases Will Support Upside Return Potential
Analysts held their average $66.58 price target for FB Financial steady, keeping assumptions for discount rate, long term revenue growth, profit margin, and future P/E essentially unchanged, as they see no new information that would materially alter their prior view. What's in the News The board declared a quarterly cash dividend of $0.21 per share, a $0.02 increase from the prior quarterly dividend.Narrative Update • Feb 24
FBK: Dividend Hike And Buybacks Will Support Attractive Forward Return Potential
Analysts have maintained their $66.58 price target for FB Financial, citing consistent assumptions around the discount rate, revenue growth, profit margin, and future P/E as the basis for leaving their valuation view unchanged. What’s in the News The board declared a quarterly cash dividend of $0.21 per share, which is $0.02 above the prior quarterly dividend.Narrative Update • Feb 10
FBK: Dividend Increase And Buybacks Will Support Balanced Future Return Profile
Analysts have inched up their price target on FB Financial to about $66.58 from $66, pointing to only minor tweaks in assumptions around fair value, discount rate and future P/E, rather than any major change in their view of the stock. What's in the News The board declared a quarterly cash dividend of $0.21 per share, which is $0.02 above the prior quarterly dividend.Narrative Update • Jan 27
FBK: Share Repurchases And Dividend Increases Will Support Future Upside
Analysts have nudged their price target for FB Financial higher from US$65.17 to US$66.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margins, and future P/E. What's in the News FB Financial's board declared a quarterly cash dividend of $0.21 per share, a $0.02 increase from the prior quarterly dividend.Analysis Article • Jan 26
FB Financial (NYSE:FBK) Has Announced That It Will Be Increasing Its Dividend To $0.21
The board of FB Financial Corporation ( NYSE:FBK ) has announced that the dividend on 24th of February will be...Narrative Update • Jan 12
FBK: Share Repurchases And Recent Equity Offering Will Drive Upside
Analysts have inched their price target on FB Financial down slightly to about US$65.17 from around US$65.50. This reflects small tweaks to their fair value and future P/E assumptions rather than a major shift in their view of the stock.Narrative Update • Dec 21
FBK: Share Repurchases Will Continue To Drive Upside Through 2027
Analysts have slightly raised their price target on FB Financial to approximately $65.50, reflecting modest tweaks to fair value assumptions, discount rate, and long term growth and profitability expectations that point to a marginally higher justified valuation multiple. What's in the News FB Financial filed a follow on equity offering of approximately $111.3 million, issuing 2,162,052 common shares at $51.50 per share in a registered direct transaction (company filing) From July 1, 2025 to September 15, 2025, the company repurchased 493,243 shares, about 1.08 percent of shares outstanding, for $23.87 million under its March 21, 2024 buyback program (company disclosure) Cumulatively under the March 21, 2024 authorization, FB Financial has completed the repurchase of 1,866,913 shares, representing roughly 4.02 percent of shares, for $80.71 million (company disclosure) Between September 15, 2025 and September 30, 2025, the company reported no additional share repurchases, leaving buyback activity paused over that period (company disclosure) Valuation Changes The fair value estimate has risen slightly from about $65.17 to $65.50 per share, reflecting a modestly higher justified valuation multiple.Narrative Update • Dec 07
FBK: Share Repurchases Will Drive Upside Through 2027
Narrative Update on FB Financial Analysts have maintained their price target on FB Financial at approximately 65.17 dollars. This reflects largely unchanged assumptions for revenue growth, profitability, and valuation multiples, despite minor model refinements.Narrative Update • Nov 23
FBK: Share Repurchases And Index Addition Will Support Upside Through 2027
Analyst Price Target Update for FB Financial Analysts have maintained their fair value estimate for FB Financial at $65.17. This is based on unchanged assumptions about the company's long-term outlook, with only minor adjustments to projected revenue growth and profit margins.Narrative Update • Nov 07
FBK: Share Buyback Program Will Drive Potential Upside Through 2027
Analysts have modestly increased their price target for FB Financial, raising it to $65.17 per share based on refined estimates of the company's future growth and profit outlook. What's in the News FB Financial Corporation (NYSE:FBK) has been added to the S&P Banks Select Industry Index (Key Developments).Narrative Update • Oct 24
Profit Margin Outlook Will Improve as Share Buyback Program Expands
Analysts have raised their price target for FB Financial from $61.17 to $65.17. This reflects increased confidence in the company's profit margin outlook, even though slower revenue growth is expected.Narrative Update • Oct 09
Southern States Bank Combination Will Expand Market Opportunities
FB Financial’s analyst price target has increased from $59 to approximately $61.17 per share, as analysts cite modest shifts in forecasted profitability and valuation metrics. What's in the News FB Financial Corporation announced a share repurchase program authorizing up to $150 million in common stock buybacks.Narrative Update • Sep 11
Southern States Bank Combination Will Expand Market Opportunities
FB Financial’s fair value was held nearly steady despite a sharp increase in its forward P/E multiple and a notable reduction in revenue growth forecasts, with the consensus analyst price target edging up only slightly from $58.60 to $59.00. What's in the News FB Financial completed the repurchase of 1,373,670 shares for $56.84 million under the buyback program announced in March 2024, totaling 2.95% of shares outstanding.Analysis Article • May 15
Here's Why We Think FB Financial Corporation's (NYSE:FBK) CEO Compensation Looks Fair for the time being
Key Insights FB Financial's Annual General Meeting to take place on 22nd of May Salary of US$765.4k is part of CEO...Analysis Article • Feb 02
FB Financial (NYSE:FBK) Is Increasing Its Dividend To $0.19
The board of FB Financial Corporation ( NYSE:FBK ) has announced that it will be increasing its dividend by 12% on the...Seeking Alpha • Jan 22
How FB Financial Corporation Is Depositing Success And Gaining Momentum
Summary FB Financial Corporation has shown strong earnings growth, with a 13% increase in EPS and a 20% rise in adjusted pre-tax revenue. The company has improved operational efficiency, reducing its core efficiency ratio to 54.6%, indicating better expense management and long-term profitability. FBK maintains a solid liquidity position with $951.75 million in cash reserves, supporting growth plans and potential strategic acquisitions. Read the full article on Seeking Alpha
New Narrative • Oct 20
Calculated Investments And Market Expansion Propel A Bright Financial Future
Expanding into new markets and hiring senior revenue producers may enhance revenue generation, market share, and earnings.Seeking Alpha • Oct 16
FB Financial: Still Positive On This Dividend Growth Machine
Summary We rate FB Financial Corporation a hold, appreciating its dividend growth and potential for share gains and dividend compounding. Q3 performance showed a 17.8% revenue increase, driven by higher loan yields and increased deposits, despite a one-time securities loss. Total loans and deposits grew, with notable increases in commercial, industrial, and residential loans, although non-performing assets slightly increased. Despite concerns about asset quality and non-performing loans, we remain positive due to the strong dividend growth and orderly rate-cutting environment. Read the full article on Seeking AlphaAnalysis Article • Jul 18
FB Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
As you might know, FB Financial Corporation ( NYSE:FBK ) just kicked off its latest second-quarter results with some...Seeking Alpha • Jul 16
FB Financial Surges On A Strong Quarter, Solid Dividend Growth Investment
Summary A trade in FB Financial Corporation was opened in October 2023, with the initial investment and 20% profit taken out, allowing for future gains and dividends. The Q2 earnings report showed strong performance with increased revenue, wider margins, and improved return metrics, despite mixed asset quality. The CEO emphasized credit quality and a cautiously optimistic outlook, with a strong balance sheet and profitability, making FB Financial a solid dividend growth option. High conviction and comfort in holding this house position. Read the full article on Seeking AlphaShareholder Returns
| FBK | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.0% | 2.4% | 1.1% |
| 1Y | 20.7% | 22.3% | 28.7% |
Return vs Industry: FBK underperformed the US Banks industry which returned 22.3% over the past year.
Return vs Market: FBK underperformed the US Market which returned 28.7% over the past year.
Price Volatility
| FBK volatility | |
|---|---|
| FBK Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: FBK has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FBK's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1906 | 1,594 | Chris Holmes | www.firstbankonline.com |
FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. The company operates in two segments, Banking and Mortgage. It offers interest-bearing checking, noninterest-bearing demand, money market, and savings accounts; deposit and lending products and services to corporate, commercial, and consumer customers; and time deposits, as well as residential mortgage loans and loan securitization services to third party private investors or government sponsored agencies.
FB Financial Corporation Fundamentals Summary
| FBK fundamental statistics | |
|---|---|
| Market cap | US$2.71b |
| Earnings (TTM) | US$140.79m |
| Revenue (TTM) | US$557.67m |
19.3x
P/E Ratio1.4x
P/B RatioIs FBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FBK income statement (TTM) | |
|---|---|
| Revenue | US$557.67m |
| Cost of Revenue | US$0 |
| Gross Profit | US$557.67m |
| Other Expenses | US$416.88m |
| Earnings | US$140.79m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.73 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.25% |
| Debt/Equity Ratio | 11.9% |
How did FBK perform over the long term?
See historical performance and comparisonDividends
1.6%
Current Dividend Yield28%
Payout RatioDoes FBK pay a reliable dividends?
See FBK dividend history and benchmarks| FB Financial dividend dates | |
|---|---|
| Ex Dividend Date | May 12 2026 |
| Dividend Pay Date | May 26 2026 |
| Days until Ex dividend | 13 days |
| Days until Dividend pay date | 1 day |
Does FBK pay a reliable dividends?
See FBK dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/25 07:50 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
FB Financial Corporation is covered by 13 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Marinac | Brean Capital Historical (Janney Montgomery) |
| David Rochester | Cantor Fitzgerald & Co. |
| David Bishop | Hovde Group, LLC |