company background image
CVBF logo

CVB Financial NasdaqGS:CVBF Stock Report

Last Price

US$20.79

Market Cap

US$2.9b

7D

0.5%

1Y

24.0%

Updated

29 Jan, 2025

Data

Company Financials +

CVBF Stock Overview

Operates as a bank holding company for Citizens Business Bank, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. More details

CVBF fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends5/6

Rewards

Risk Analysis

No risks detected for CVBF from our risk checks.

Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

US$23.17
FV
10.3% undervalued intrinsic discount
4.48%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
Updated narrative

My Notes

Capture your thoughts, links and company narrative

CVB Financial Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for CVB Financial
Historical stock prices
Current Share PriceUS$20.79
52 Week HighUS$24.58
52 Week LowUS$15.71
Beta0.50
1 Month Change-4.24%
3 Month Change7.00%
1 Year Change23.97%
3 Year Change-6.81%
5 Year Change-4.85%
Change since IPO13,048.66%

Recent News & Updates

CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

Dec 21
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

Recent updates

CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

Dec 21
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

Sep 20
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

Jul 01
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

CVB Financial: Attractively Valued, But Earnings Likely To Dip

Jun 07

CVB Financial: Navigating Through A Tough CRE Backdrop

Mar 15

CVB Financial Corp. (NASDAQ:CVBF) Yearly Results: Here's What Analysts Are Forecasting For This Year

Jan 27
CVB Financial Corp. (NASDAQ:CVBF) Yearly Results: Here's What Analysts Are Forecasting For This Year

CVB Financial's (NASDAQ:CVBF) Dividend Will Be $0.20

Sep 24
CVB Financial's (NASDAQ:CVBF) Dividend Will Be $0.20

CVB Financial GAAP EPS of $0.46 beats by $0.02, revenue of $144.93M beats by $1.63M

Oct 19

CVB Financial: Prospects Of Strong Earnings Growth Appear Priced In

Oct 08

CVB Financial (NASDAQ:CVBF) Is Increasing Its Dividend To $0.20

Sep 25
CVB Financial (NASDAQ:CVBF) Is Increasing Its Dividend To $0.20

CVB Financial raises dividend 5.3% to $0.20/share

Sep 21

CVB Financial GAAP EPS of $0.42 beats by $0.04, revenue of $136.61M beats by $5.21M

Jul 20

CVB Financial Corp. Bounces Back With Well-Positioned Fundamentals

Jul 14

CVB Financial (NASDAQ:CVBF) Is Paying Out A Larger Dividend Than Last Year

Jun 26
CVB Financial (NASDAQ:CVBF) Is Paying Out A Larger Dividend Than Last Year

CVB Financial (NASDAQ:CVBF) Has Affirmed Its Dividend Of US$0.18

Mar 28
CVB Financial (NASDAQ:CVBF) Has Affirmed Its Dividend Of US$0.18

Here's Why I Think CVB Financial (NASDAQ:CVBF) Is An Interesting Stock

Feb 01
Here's Why I Think CVB Financial (NASDAQ:CVBF) Is An Interesting Stock

CVB Financial (NASDAQ:CVBF) Is Due To Pay A Dividend Of US$0.18

Dec 21
CVB Financial (NASDAQ:CVBF) Is Due To Pay A Dividend Of US$0.18

Shareholder Returns

CVBFUS BanksUS Market
7D0.5%1.2%-0.8%
1Y24.0%39.2%25.2%

Return vs Industry: CVBF underperformed the US Banks industry which returned 35.4% over the past year.

Return vs Market: CVBF matched the US Market which returned 23.7% over the past year.

Price Volatility

Is CVBF's price volatile compared to industry and market?
CVBF volatility
CVBF Average Weekly Movement6.6%
Banks Industry Average Movement5.1%
Market Average Movement6.5%
10% most volatile stocks in US Market18.7%
10% least volatile stocks in US Market3.3%

Stable Share Price: CVBF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CVBF's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19741,107Dave Bragerwww.cbbank.com

CVB Financial Corp. operates as a bank holding company for Citizens Business Bank, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. It offers checking, savings, money market, and time certificates of deposit products for business and personal accounts; and serves as a federal tax depository for business customers. The company also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; and consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans and lines of credit.

CVB Financial Corp. Fundamentals Summary

How do CVB Financial's earnings and revenue compare to its market cap?
CVBF fundamental statistics
Market capUS$2.93b
Earnings (TTM)US$200.72m
Revenue (TTM)US$504.82m

14.5x

P/E Ratio

1.3x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CVBF income statement (TTM)
RevenueUS$504.82m
Cost of RevenueUS$0
Gross ProfitUS$504.82m
Other ExpensesUS$304.11m
EarningsUS$200.72m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.44
Gross Margin100.00%
Net Profit Margin39.76%
Debt/Equity Ratio34.8%

How did CVBF perform over the long term?

See historical performance and comparison

Dividends

3.8%

Current Dividend Yield

55%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/29 06:29
End of Day Share Price 2025/01/29 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

CVB Financial Corp. is covered by 25 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph GladueB. Riley Securities, Inc.
Michael DianaCantor Fitzgerald & Co.
Michael ZaremskiCredit Suisse