FB Financial Future Growth

Future criteria checks 5/6

FB Financial is forecast to grow earnings and revenue by 42.4% and 20.3% per annum respectively. EPS is expected to grow by 39.7% per annum. Return on equity is forecast to be 11.8% in 3 years.

Key information

42.4%

Earnings growth rate

39.70%

EPS growth rate

Banks earnings growth	9.0%
Revenue growth rate	20.3%
Future return on equity	11.81%
Analyst coverage	Good
Last updated	16 Dec 2025

Recent future growth updates

FB Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Jul 18

Recent updates

FB Financial Continues To Be A Dividend Growth Gem

Oct 14

Here's Why We Think FB Financial Corporation's (NYSE:FBK) CEO Compensation Looks Fair for the time being

May 15

FB Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Jul 18

FB Financial Surges On A Strong Quarter, Solid Dividend Growth Investment

Jul 16

FB Financial: Lock In Those Gains And Run A House Position (Rating Downgrade)

Jan 16

FB Financial Is Struggling, But We See A Trough Ahead

Oct 17

FB Financial's (NYSE:FBK) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 05

FB Financial Q2 Earnings Merit A Holding Pattern

Jul 19

Earnings and Revenue Growth Forecasts

NYSE:FBK - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2027	792	271	N/A	N/A	5
12/31/2026	734	248	N/A	N/A	5
12/31/2025	609	124	N/A	N/A	5
9/30/2025	463	104	108	117	N/A
6/30/2025	411	90	119	127	N/A
3/31/2025	465	127	79	86	N/A
12/31/2024	444	116	132	139	N/A
9/30/2024	436	108	190	199	N/A
6/30/2024	455	116	160	171	N/A
3/31/2024	455	112	137	149	N/A
12/31/2023	475	120	191	211	N/A
9/30/2023	488	129	161	182	N/A
6/30/2023	504	142	348	368	N/A
3/31/2023	501	126	580	600	N/A
12/31/2022	508	125	789	800	N/A
9/30/2022	533	135	833	840	N/A
6/30/2022	561	149	650	659	N/A
3/31/2022	587	173	511	515	N/A
12/31/2021	617	190	49	55	N/A
9/30/2021	632	187	-178	-169	N/A
6/30/2021	592	136	-200	-197	N/A
3/31/2021	553	116	-345	-340	N/A
12/31/2020	460	64	-276	-270	N/A
9/30/2020	381	39	-67	-62	N/A
6/30/2020	365	69	-81	-71	N/A
3/31/2020	343	65	-79	-70	N/A
12/31/2019	354	83	86	64	N/A
9/30/2019	341	79	79	55	N/A
6/30/2019	331	76	N/A	120	N/A
3/31/2019	329	80	N/A	197	N/A
12/31/2018	329	80	N/A	212	N/A
9/30/2018	338	86	N/A	135	N/A
6/30/2018	335	73	N/A	48	N/A
3/31/2018	315	62	N/A	-62	N/A
12/31/2017	296	52	N/A	38	N/A
9/30/2017	267	40	N/A	24	N/A
6/30/2017	256	41	N/A	-129	N/A
3/31/2017	257	36	N/A	-110	N/A
12/31/2016	253	41	N/A	-245	N/A
9/30/2016	248	36	N/A	-117	N/A
6/30/2016	226	38	N/A	-66	N/A
3/31/2016	202	40	N/A	52	N/A
12/31/2015	187	48	N/A	-46	N/A
9/30/2015	175	43	N/A	-211	N/A
6/30/2015	159	32	N/A	-109	N/A
3/31/2015	147	32	N/A	-178	N/A
12/31/2014	137	22	N/A	-106	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: FBK's forecast earnings growth (42.4% per year) is above the savings rate (3.3%).

Earnings vs Market: FBK's earnings (42.4% per year) are forecast to grow faster than the US market (16.2% per year).

High Growth Earnings: FBK's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: FBK's revenue (20.3% per year) is forecast to grow faster than the US market (10.7% per year).

High Growth Revenue: FBK's revenue (20.3% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: FBK's Return on Equity is forecast to be low in 3 years time (11.8%).

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/12/26 12:48
End of Day Share Price	2025/12/26 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FB Financial Corporation is covered by 12 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
David Rochester	Cantor Fitzgerald & Co.
Brett Rabatin	Hovde Group, LLC
Christopher Marinac	Janney Montgomery Scott LLC

FB Financial Future Growth

Future criteria checks 5/6

Key information

Recent future growth updates

Price target increased by 7.1% to US$65.50

Price target increased by 9.2% to US$65.17

Consensus EPS estimates fall by 25%

Consensus EPS estimates fall by 17%, revenue upgraded

Price target increased by 7.0% to US$53.30

FB Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Recent updates

Price target increased by 7.1% to US$65.50

Third quarter dividend of US$0.19 announced

FB Financial Corporation Declares Regular Quarterly Dividend, Payable on November 11, 2025

Independent Director recently bought US$500k worth of stock

Price target increased by 9.2% to US$65.17

Third quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behind

FB Financial Continues To Be A Dividend Growth Gem

FB Financial Corporation to Report Q3, 2025 Results on Oct 14, 2025

FB Financial Corporation Appoints Clayton (Clay) W. Hart as Head of Nashville, Senior Vice President

FB Financial Corporation Announces Executive Changes, Effective October 1, 2025

FB Financial Corporation (NYSE:FBK) announces an Equity Buyback for $150 million worth of its shares.

New minor risk - Shareholder dilution

Second quarter dividend of US$0.19 announced

Fb Financial Corporation Declares Quarterly Dividend, Payable on August 26, 2025

Consensus EPS estimates fall by 25%

Fb Financial Corporation Announces Net Charge-Offs for the Second Quarter June 2025

FB Financial Corporation (NYSE:FBK) completed the acquisition of Southern States Bancshares, Inc. (NasdaqGS:SSBK).

Insufficient new directors

Here's Why We Think FB Financial Corporation's (NYSE:FBK) CEO Compensation Looks Fair for the time being

First quarter dividend of US$0.19 announced

FB Financial Corporation Declares Regular Quarterly Cash Dividend, Payable on May 27, 2025

Independent Director recently bought US$292k worth of stock

First quarter 2025 earnings: Revenues and EPS in line with analyst expectations

FB Financial Corporation Announces Unaudited Consolidated Net Charge-Offs for the First Quarter Ended March 31, 2025

FB Financial Corporation to Report Q1, 2025 Results on Apr 14, 2025

Full year 2024 earnings: Revenues and EPS in line with analyst expectations

FB Financial (NYSE:FBK) Is Increasing Its Dividend To $0.19

Fourth quarter dividend increased to US$0.19

FB Financial Corporation Increases Regular Quarterly Cash Dividend, Payable on February 25, 2025

How FB Financial Corporation Is Depositing Success And Gaining Momentum

Full year 2024 earnings: EPS in line with expectations, revenues disappoint

FB Financial Corporation Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2024

FB Financial Corporation to Report Q4, 2024 Results on Jan 21, 2025

Independent Director recently sold US$291k worth of stock

Investor sentiment improves as stock rises 20%

Third quarter dividend of US$0.17 announced

FB Financial Corporation Declares Regular Quarterly Cash Dividend, Payable on November 19, 2024

Consensus EPS estimates fall by 17%, revenue upgraded

Insider recently bought US$267k worth of stock

Calculated Investments And Market Expansion Propel A Bright Financial Future

Price target increased by 7.0% to US$53.30

FB Financial: Still Positive On This Dividend Growth Machine

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

FB Financial Corporation to Report Q3, 2024 Results on Oct 15, 2024

Second quarter dividend of US$0.17 announced

FB Financial Corporation Declares Regular Quarterly Dividend, Payable on August 20, 2024

FB Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Price target increased by 13% to US$47.08

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

FB Financial Surges On A Strong Quarter, Solid Dividend Growth Investment

FB Financial Corporation to Report Q2, 2024 Results on Jul 15, 2024

First quarter dividend of US$0.17 announced

Fb Financial Corporation Increases Regular Quarterly Dividend, Payable on May 28, 2024

First quarter 2024 earnings: EPS and revenues miss analyst expectations

FB Financial Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2024

Now 20% undervalued after recent price drop

FB Financial Corporation, Annual General Meeting, May 23, 2024

FB Financial Corporation to Report Q1, 2024 Results on Apr 15, 2024

FB Financial Corporation (NYSE:FBK) announces an Equity Buyback for $100 million worth of its shares.

Now 20% undervalued after recent price drop

Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

FB Financial Corporation Appoints Milton Johnson as Board of Directors, Effective March 1, 2024

Upcoming dividend of US$0.17 per share at 1.6% yield

Fourth quarter dividend increased to US$0.17

Fb Financial Corporation Declares Quarterly Cash Dividend, Payable on February 27, 2024

Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

FB Financial: Lock In Those Gains And Run A House Position (Rating Downgrade)

Price target increased by 8.9% to US$36.64

Now 20% undervalued